TriCo Bancshares (TCBK) — Financial Flexibility Index

Latest as of June 2026: 0.00x

TriCo Bancshares (TCBK) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $25.85 Million (operating CF $25.14 Million minus capex $712.00K) represents 0% of total liabilities ($8.59 Billion). Check cash flow reinvestment rate of TriCo Bancshares to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$25.85 Million
Operating CF − Capex

Total Liabilities

$8.59 Billion
USD

Capital Expenditures

$712.00K
USD

TriCo Bancshares Financial Flexibility Index (1991–2025)

Historical Financial Flexibility Index trend for TriCo Bancshares across 35 annual periods. For the full cash flow conversion analysis, see TriCo Bancshares operating cash flow efficiency.

Annual Financial Flexibility Index for TriCo Bancshares (1991–2025)

Year-by-year free cash flow to debt coverage for TriCo Bancshares. Explore debt repayment capacity of TriCo Bancshares to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $138.66 Million $133.29 Million $8.49 Billion ▲ +20.8%
2024 0.01x $114.26 Million $109.71 Million $8.45 Billion ▼ -17.7%
2023 0.02x $143.77 Million $138.89 Million $8.75 Billion ▼ -12.3%
2022 0.02x $166.52 Million $162.90 Million $8.88 Billion ▲ +5.4%
2021 0.02x $135.40 Million $132.21 Million $7.61 Billion ▲ +1.5%
2020 0.02x $117.61 Million $114.80 Million $6.71 Billion ▼ -9.0%
2019 0.02x $107.10 Million $102.81 Million $5.56 Billion ▲ +8.0%
2018 0.02x $98.44 Million $91.07 Million $5.53 Billion ▲ +7.5%
2017 0.02x $70.55 Million $55.38 Million $4.26 Billion ▲ +13.2%
2016 0.01x $59.16 Million $48.23 Million $4.04 Billion ▼ -8.5%
2015 0.02x $60.31 Million $54.82 Million $3.77 Billion ▲ +74.3%
2014 0.01x $32.08 Million $27.42 Million $3.49 Billion ▼ -53.7%
2013 0.02x $49.40 Million $41.09 Million $2.49 Billion ▼ -25.0%
2012 0.03x $62.85 Million $52.06 Million $2.38 Billion ▲ +76.4%
2011 0.01x $35.01 Million $31.66 Million $2.34 Billion ▼ -45.2%
2010 0.03x $54.34 Million $51.19 Million $1.99 Billion ▲ +88.3%
2009 0.01x $28.58 Million $25.94 Million $1.97 Billion ▼ -29.3%
2008 0.02x $37.85 Million $36.79 Million $1.85 Billion ▲ +8.5%
2007 0.02x $33.88 Million $32.14 Million $1.79 Billion ▼ -9.7%
2006 0.02x $36.64 Million $32.87 Million $1.75 Billion ▲ +2.1%
2005 0.02x $34.69 Million $29.92 Million $1.69 Billion ▼ -6.6%
2004 0.02x $32.67 Million $29.46 Million $1.49 Billion ▲ +3.1%
2003 0.02x $28.54 Million $25.80 Million $1.34 Billion ▼ -12.5%
2002 0.02x $25.43 Million $22.31 Million $1.05 Billion ▲ +37.4%
2001 0.02x $16.25 Million $14.30 Million $918.51 Million ▼ -28.1%
2000 0.02x $21.84 Million $18.84 Million $886.84 Million ▲ +18.5%
1999 0.02x $17.70 Million $15.60 Million $851.70 Million ▲ +4.9%
1998 0.02x $16.50 Million $15.30 Million $832.60 Million ▲ +81.7%
1997 0.01x $8.30 Million $2.00 Million $761.10 Million ▲ +174.4%
1996 -0.01x $-9.30 Million $-11.80 Million $634.10 Million ▼ -171.4%
1995 0.02x $11.30 Million $10.00 Million $550.40 Million ▲ +69.7%
1994 0.01x $6.60 Million $4.60 Million $545.60 Million ▼ -59.6%
1993 0.03x $14.20 Million $12.50 Million $474.50 Million ▲ +72.3%
1992 0.02x $7.00 Million $4.90 Million $403.10 Million ▼ -9.6%
1991 0.02x $6.80 Million $5.60 Million $354.10 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities