TriCo Bancshares (TCBK) — Financial Flexibility Index

Latest as of September 2025: 0.01x

TriCo Bancshares (TCBK) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of $46.95 Million (operating CF $45.08 Million minus capex $1.87 Million) represents 0% of total liabilities ($8.57 Billion). Check asset allocation strategy of TriCo Bancshares to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$46.95 Million
Operating CF − Capex

Total Liabilities

$8.57 Billion
USD

Capital Expenditures

$1.87 Million
USD

TriCo Bancshares Financial Flexibility Index (1991–2024)

Historical Financial Flexibility Index trend for TriCo Bancshares across 34 annual periods. See TCBK current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for TriCo Bancshares (1991–2024)

Year-by-year free cash flow to debt coverage for TriCo Bancshares. For the full company profile including market capitalisation, see TCBK market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.01x $114.26 Million $109.71 Million $8.45 Billion ▼ -17.7%
2023 0.02x $143.77 Million $138.89 Million $8.75 Billion ▼ -12.3%
2022 0.02x $166.52 Million $162.90 Million $8.88 Billion ▲ +5.4%
2021 0.02x $135.40 Million $132.21 Million $7.61 Billion ▲ +1.5%
2020 0.02x $117.61 Million $114.80 Million $6.71 Billion ▼ -9.0%
2019 0.02x $107.10 Million $102.81 Million $5.56 Billion ▲ +8.0%
2018 0.02x $98.44 Million $91.07 Million $5.53 Billion ▲ +7.5%
2017 0.02x $70.55 Million $55.38 Million $4.26 Billion ▲ +13.2%
2016 0.01x $59.16 Million $48.23 Million $4.04 Billion ▼ -8.5%
2015 0.02x $60.31 Million $54.82 Million $3.77 Billion ▲ +74.3%
2014 0.01x $32.08 Million $27.42 Million $3.49 Billion ▼ -53.7%
2013 0.02x $49.40 Million $41.09 Million $2.49 Billion ▼ -25.0%
2012 0.03x $62.85 Million $52.06 Million $2.38 Billion ▲ +76.4%
2011 0.01x $35.01 Million $31.66 Million $2.34 Billion ▼ -45.2%
2010 0.03x $54.34 Million $51.19 Million $1.99 Billion ▲ +88.3%
2009 0.01x $28.58 Million $25.94 Million $1.97 Billion ▼ -29.3%
2008 0.02x $37.85 Million $36.79 Million $1.85 Billion ▲ +8.5%
2007 0.02x $33.88 Million $32.14 Million $1.79 Billion ▼ -9.7%
2006 0.02x $36.64 Million $32.87 Million $1.75 Billion ▲ +2.1%
2005 0.02x $34.69 Million $29.92 Million $1.69 Billion ▼ -6.6%
2004 0.02x $32.67 Million $29.46 Million $1.49 Billion ▲ +3.1%
2003 0.02x $28.54 Million $25.80 Million $1.34 Billion ▼ -12.5%
2002 0.02x $25.43 Million $22.31 Million $1.05 Billion ▲ +37.4%
2001 0.02x $16.25 Million $14.30 Million $918.51 Million ▼ -28.1%
2000 0.02x $21.84 Million $18.84 Million $886.84 Million ▲ +18.5%
1999 0.02x $17.70 Million $15.60 Million $851.70 Million ▲ +4.9%
1998 0.02x $16.50 Million $15.30 Million $832.60 Million ▲ +81.7%
1997 0.01x $8.30 Million $2.00 Million $761.10 Million ▲ +174.4%
1996 -0.01x $-9.30 Million $-11.80 Million $634.10 Million ▼ -171.4%
1995 0.02x $11.30 Million $10.00 Million $550.40 Million ▲ +69.7%
1994 0.01x $6.60 Million $4.60 Million $545.60 Million ▼ -59.6%
1993 0.03x $14.20 Million $12.50 Million $474.50 Million ▲ +72.3%
1992 0.02x $7.00 Million $4.90 Million $403.10 Million ▼ -9.6%
1991 0.02x $6.80 Million $5.60 Million $354.10 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities