Punjab National Bank Defensive Interval Ratio
Punjab National Bank defensive interval ratio. Punjab National Bank (PNB) has a Defensive Interval Ratio of 6 days as of March 2025. Defensive assets of Rs249.69 Billion (cash Rs-, short-term investments Rs-, receivables Rs249.69 Billion) cover 6 days of daily cash needs of Rs43.21 Billion/day. See Punjab National Bank current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Punjab National Bank (2005–2025)
Defensive interval ratio of Punjab National Bank from 2005 to 2025. This chart shows how Punjab National Bank's Defensive Interval Ratio has evolved across 19 annual periods from 2005 to 2025. As of March 2025, the ratio stands at 6 days, meaning defensive assets of Rs249.69 Billion can fund 6 days of operations without new revenue. Check Punjab National Bank asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Punjab National Bank Defensive Interval Ratio by Year (2005–2025)
Punjab National Bank defensive interval ratio by year from 2005 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Punjab National Bank from 2005 to 2025, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of Punjab National Bank.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | Rs249.69 Billion | Rs43.21 Billion/day | Rs- | Rs- | ▲ +1 days |
| 2024 | 5 days | Rs176.61 Billion | Rs37.90 Billion/day | Rs- | Rs- | ▲ +6540 days |
| 2023 | -6535 days | Rs-617.91 Billion | Rs94.55 Million/day | Rs- | Rs-744.78 Billion | ▲ +3050 days |
| 2022 | -9585 days | Rs-730.75 Billion | Rs76.24 Million/day | Rs- | Rs-826.14 Billion | ▼ -5326 days |
| 2021 | -4259 days | Rs-318.99 Billion | Rs74.90 Million/day | Rs- | Rs-407.69 Billion | ▲ +2338 days |
| 2020 | -6597 days | Rs-298.92 Billion | Rs45.31 Million/day | Rs- | Rs-358.42 Billion | ▼ -8110 days |
| 2019 | 1513 days | Rs73.09 Billion | Rs48.32 Million/day | Rs- | Rs- | ▼ -3518 days |
| 2018 | 5030 days | Rs258.56 Billion | Rs51.40 Million/day | Rs- | Rs- | ▼ -3443 days |
| 2017 | 8474 days | Rs341.66 Billion | Rs40.32 Million/day | Rs- | Rs- | ▲ +1802 days |
| 2016 | 6671 days | Rs349.80 Billion | Rs52.43 Million/day | Rs- | Rs- | ▼ -1289 days |
| 2015 | 7960 days | Rs339.38 Billion | Rs42.64 Million/day | Rs- | Rs- | ▲ +1512 days |
| 2014 | 6448 days | Rs266.25 Billion | Rs41.29 Million/day | Rs- | Rs- | ▲ +1363 days |
| 2013 | 5086 days | Rs125.45 Billion | Rs24.67 Million/day | Rs- | Rs- | ▲ +4813 days |
| 2010 | 273 days | Rs17.27 Billion | Rs63.24 Million/day | Rs- | Rs- | ▲ +58 days |
| 2009 | 215 days | Rs15.60 Billion | Rs72.47 Million/day | Rs- | Rs- | ▼ -39 days |
| 2008 | 254 days | Rs14.73 Billion | Rs57.90 Million/day | Rs- | Rs- | ▼ -233 days |
| 2007 | 487 days | Rs12.69 Billion | Rs26.04 Million/day | Rs- | Rs- | ▲ +231 days |
| 2006 | 256 days | Rs12.72 Billion | Rs49.71 Million/day | Rs- | Rs- | ▼ -86 days |
| 2005 | 342 days | Rs13.28 Billion | Rs38.88 Million/day | Rs- | Rs- | — |