Punjab National Bank (PNB) — Free Cash Flow Generation Index

Latest as of March 2025: 1.07x

Punjab National Bank (PNB) has a Free Cash Flow Generation Index of 1.07x as of March 2025. Free cash flow of Rs236.77 Billion represents 1% of operating cash flow (Rs220.75 Billion). Explore Punjab National Bank capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

1.07x
Free Cash Flow / Operating CF

Free Cash Flow

Rs236.77 Billion
INR

Operating Cash Flow

Rs220.75 Billion
INR

Capital Expenditures

Rs16.01 Billion
INR

Punjab National Bank Free Cash Flow Generation Index (2005–2026)

Historical FCF Generation Index trend for Punjab National Bank across 14 annual periods. For the full cash flow conversion analysis, see Punjab National Bank (PNB) cash conversion ratio.

Annual Free Cash Flow Generation for Punjab National Bank (2005–2026)

Year-by-year Free Cash Flow Generation Index for Punjab National Bank. Check PNB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (INR) Operating CF Capital Expenditures YoY Change
2026 0.94x Rs236.22 Billion Rs252.47 Billion Rs16.25 Billion ▲ +0.9%
2025 0.93x Rs204.74 Billion Rs220.75 Billion Rs16.01 Billion ▼ -4.9%
2023 0.98x Rs220.40 Billion Rs225.92 Billion Rs5.52 Billion ▲ +167.1%
2021 0.37x Rs4.53 Billion Rs12.40 Billion Rs7.87 Billion ▼ -62.6%
2017 0.98x Rs214.42 Billion Rs219.38 Billion Rs4.96 Billion ▲ +2.1%
2016 0.96x Rs135.61 Billion Rs141.67 Billion Rs6.06 Billion ▲ +8.0%
2015 0.89x Rs42.67 Billion Rs48.14 Billion Rs5.46 Billion ▼ -9.0%
2014 0.97x Rs164.76 Billion Rs169.06 Billion Rs4.30 Billion ▲ +11.0%
2011 0.88x Rs64.64 Billion Rs73.61 Billion Rs8.97 Billion ▲ +10.6%
2010 0.79x Rs14.08 Billion Rs17.74 Billion Rs3.66 Billion ▼ -8.3%
2009 0.87x Rs19.24 Billion Rs22.22 Billion Rs2.99 Billion ▼ -3.1%
2008 0.89x Rs18.23 Billion Rs20.40 Billion Rs2.17 Billion ▼ -9.3%
2006 0.99x Rs148.13 Billion Rs150.33 Billion Rs2.19 Billion ▲ +11.0%
2005 0.89x Rs10.93 Billion Rs12.31 Billion Rs1.38 Billion —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).