Punjab National Bank Net Asset Quality Index
Punjab National Bank net asset quality index. Punjab National Bank (PNB) has a Net Asset Quality Index of 7.4% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Rs20.33 Trillion minus total liabilities of Rs18.83 Trillion yields net assets of Rs1.51 Trillion. A higher index indicates a stronger, lower-leverage balance sheet. See Punjab National Bank net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Punjab National Bank (2005–2026)
Net asset quality index of Punjab National Bank from 2005 to 2026. This chart shows how Punjab National Bank's Net Asset Quality Index has evolved across 22 annual periods from 2005 to 2026. As of March 2026, the index stands at 7.4%, representing net assets of Rs1.51 Trillion against total assets of Rs20.33 Trillion INR. Check Punjab National Bank strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Punjab National Bank Net Asset Quality Index by Year (2005–2026)
Punjab National Bank net asset quality index by year from 2005 to 2026. The table below presents the year-by-year Net Asset Quality Index for Punjab National Bank from 2005 to 2026, covering 22 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see PNB company net worth.
| Year | Quality Index | Net Assets (INR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2026 | 7.4% | Rs1.51 Trillion | Rs20.33 Trillion | Rs18.83 Trillion | ▲ +0.2 pp |
| 2025 | 7.2% | Rs1.34 Trillion | Rs18.58 Trillion | Rs17.24 Trillion | ▲ +0.3 pp |
| 2024 | 6.9% | Rs1.11 Trillion | Rs15.99 Trillion | Rs14.88 Trillion | ▲ +0.0 pp |
| 2023 | 6.9% | Rs1.03 Trillion | Rs14.94 Trillion | Rs13.90 Trillion | ▼ -0.4 pp |
| 2022 | 7.3% | Rs980.55 Billion | Rs13.39 Trillion | Rs12.41 Trillion | ▲ +0.1 pp |
| 2021 | 7.3% | Rs930.21 Billion | Rs12.80 Trillion | Rs11.87 Trillion | ▼ -0.3 pp |
| 2020 | 7.5% | Rs642.37 Billion | Rs8.51 Trillion | Rs7.87 Trillion | ▲ +1.8 pp |
| 2019 | 5.8% | Rs455.18 Billion | Rs7.89 Trillion | Rs7.44 Trillion | ▲ +0.2 pp |
| 2018 | 5.6% | Rs432.85 Billion | Rs7.79 Trillion | Rs7.36 Trillion | ▼ -0.4 pp |
| 2017 | 6.0% | Rs439.45 Billion | Rs7.33 Trillion | Rs6.89 Trillion | ▲ +0.0 pp |
| 2016 | 6.0% | Rs425.33 Billion | Rs7.13 Trillion | Rs6.70 Trillion | ▼ -0.7 pp |
| 2015 | 6.7% | Rs425.88 Billion | Rs6.36 Trillion | Rs5.93 Trillion | ▼ 0.0 pp |
| 2014 | 6.7% | Rs385.16 Billion | Rs5.75 Trillion | Rs5.36 Trillion | ▼ -0.3 pp |
| 2013 | 7.0% | Rs348.35 Billion | Rs4.97 Trillion | Rs4.62 Trillion | ▲ +0.7 pp |
| 2012 | 6.3% | Rs295.35 Billion | Rs4.70 Trillion | Rs4.41 Trillion | ▲ +0.3 pp |
| 2011 | 5.9% | Rs229.16 Billion | Rs3.86 Trillion | Rs3.63 Trillion | ▼ -0.3 pp |
| 2010 | 6.2% | Rs189.30 Billion | Rs3.04 Trillion | Rs2.85 Trillion | ▲ +0.0 pp |
| 2009 | 6.2% | Rs157.00 Billion | Rs2.54 Trillion | Rs2.38 Trillion | ▼ -0.3 pp |
| 2008 | 6.5% | Rs132.14 Billion | Rs2.04 Trillion | Rs1.91 Trillion | ▼ -0.2 pp |
| 2007 | 6.7% | Rs111.83 Billion | Rs1.66 Trillion | Rs1.55 Trillion | ▼ -0.1 pp |
| 2006 | 6.8% | Rs101.30 Billion | Rs1.48 Trillion | Rs1.38 Trillion | ▲ +0.0 pp |
| 2005 | 6.8% | Rs87.00 Billion | Rs1.28 Trillion | Rs1.19 Trillion | — |