Poonawalla Fincorp Limited (POONAWALLA) — Defensive Interval Ratio

Latest as of March 2026: 3343 days

Poonawalla Fincorp Limited (POONAWALLA) has a Defensive Interval Ratio of 3343 days as of March 2026. Defensive assets of Rs461.60 Million (cash Rs-, short-term investments Rs76.80 Million, receivables Rs384.80 Million) cover 3343 days of daily cash needs of Rs138.08K/day. See POONAWALLA working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

3343 days
Days of operational coverage

Defensive Assets

Rs461.60 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs138.08K
Current Liabilities ÷ 365

Current Liabilities

Rs50.40 Million
INR

Poonawalla Fincorp Limited Defensive Interval Ratio (2008–2026)

This chart shows how Poonawalla Fincorp Limited's Defensive Interval Ratio has evolved across 19 annual periods from 2008 to 2026. As of March 2026, the ratio stands at 3343 days, meaning defensive assets of Rs461.60 Million can fund 3343 days of operations without new revenue. Read Poonawalla Fincorp Limited (POONAWALLA) financial obligations for a breakdown of total debt and financial obligations.

Annual Defensive Interval Ratio for Poonawalla Fincorp Limited (2008–2026)

The table below presents the year-by-year Defensive Interval Ratio for Poonawalla Fincorp Limited from 2008 to 2026, covering 19 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see balance sheet size of Poonawalla Fincorp Limited.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 3343 days Rs461.60 Million Rs138.08K/day Rs- Rs76.80 Million ▲ +3006 days
2025 337 days Rs135.81 Billion Rs403.48 Million/day Rs- Rs14.17 Billion ▲ +327 days
2024 9 days Rs2.25 Billion Rs237.24 Million/day Rs- Rs133.60 Million ▼ -385 days
2023 394 days Rs79.39 Billion Rs201.24 Million/day Rs- Rs7.98 Billion ▼ -121 days
2022 515 days Rs56.01 Billion Rs108.70 Million/day Rs- Rs3.76 Billion ▲ +473 days
2021 43 days Rs7.15 Billion Rs167.79 Million/day Rs- Rs5.19 Billion ▼ -238 days
2020 280 days Rs49.28 Billion Rs175.80 Million/day Rs- Rs5.02 Billion ▲ +64 days
2019 216 days Rs54.16 Billion Rs250.73 Million/day Rs- Rs3.85 Billion ▲ +7 days
2018 209 days Rs52.83 Billion Rs253.31 Million/day Rs- Rs3.74 Billion ▼ -27 days
2017 236 days Rs52.00 Billion Rs220.65 Million/day Rs- Rs735.61 Million ▼ -116 days
2016 352 days Rs93.13 Billion Rs264.55 Million/day Rs- Rs755.20 Million ▲ +181 days
2015 171 days Rs43.24 Billion Rs253.34 Million/day Rs- Rs1.06 Billion ▼ -17 days
2014 187 days Rs41.52 Billion Rs221.57 Million/day Rs- Rs1.10 Billion ▼ -5 days
2013 193 days Rs39.52 Billion Rs205.13 Million/day Rs- Rs673.24 Million ▲ +148 days
2012 45 days Rs5.78 Billion Rs129.52 Million/day Rs- Rs4.81 Billion ▼ -68 days
2011 112 days Rs8.54 Billion Rs75.89 Million/day Rs- Rs7.29 Billion ▼ -36 days
2010 148 days Rs7.93 Billion Rs53.54 Million/day Rs- Rs6.97 Billion ▼ -41 days
2009 190 days Rs7.11 Billion Rs37.49 Million/day Rs- Rs6.22 Billion ▲ +34 days
2008 156 days Rs5.29 Billion Rs33.98 Million/day Rs- Rs4.21 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)