Poonawalla Fincorp Limited (POONAWALLA) — Financial Flexibility Index
Poonawalla Fincorp Limited (POONAWALLA) has a Financial Flexibility Index of 0.02x as of March 2026. Free cash flow of Rs9.12 Billion (operating CF Rs8.77 Billion minus capex Rs350.80 Million) represents 0% of total liabilities (Rs499.23 Billion). Check Poonawalla Fincorp Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Poonawalla Fincorp Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for Poonawalla Fincorp Limited across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Poonawalla Fincorp Limited.
Annual Financial Flexibility Index for Poonawalla Fincorp Limited (2005–2026)
Year-by-year free cash flow to debt coverage for Poonawalla Fincorp Limited. Explore Poonawalla Fincorp Limited debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.06x | Rs28.14 Billion | Rs27.19 Billion | Rs499.23 Billion | ▲ +114.4% |
| 2025 | -0.39x | Rs-105.26 Billion | Rs-105.69 Billion | Rs268.55 Billion | ▲ +19.9% |
| 2024 | -0.49x | Rs-77.92 Billion | Rs-78.01 Billion | Rs159.20 Billion | ▼ -55.2% |
| 2023 | -0.32x | Rs-51.56 Billion | Rs-52.37 Billion | Rs163.47 Billion | ▼ -9.7% |
| 2022 | -0.29x | Rs-29.86 Billion | Rs-30.49 Billion | Rs103.84 Billion | ▼ -290.1% |
| 2021 | 0.15x | Rs16.67 Billion | Rs16.44 Billion | Rs110.18 Billion | ▲ +78.7% |
| 2020 | 0.08x | Rs10.58 Billion | Rs9.98 Billion | Rs124.92 Billion | ▲ +237.0% |
| 2019 | -0.06x | Rs-8.68 Billion | Rs-9.22 Billion | Rs140.45 Billion | ▼ -153.2% |
| 2018 | 0.12x | Rs15.00 Billion | Rs14.46 Billion | Rs129.22 Billion | ▼ -56.1% |
| 2017 | 0.26x | Rs30.15 Billion | Rs29.49 Billion | Rs113.89 Billion | ▲ +345.7% |
| 2016 | 0.06x | Rs7.91 Billion | Rs7.33 Billion | Rs133.18 Billion | ▲ +270.8% |
| 2015 | -0.03x | Rs-4.54 Billion | Rs-4.54 Billion | Rs130.55 Billion | ▲ +20.4% |
| 2014 | -0.04x | Rs-5.02 Billion | Rs-5.02 Billion | Rs114.91 Billion | ▲ +82.5% |
| 2013 | -0.25x | Rs-28.65 Billion | Rs-28.93 Billion | Rs114.94 Billion | ▲ +19.7% |
| 2012 | -0.31x | Rs-21.40 Billion | Rs-21.61 Billion | Rs68.91 Billion | ▼ -67.4% |
| 2011 | -0.19x | Rs-9.19 Billion | Rs-9.26 Billion | Rs49.54 Billion | ▲ +30.5% |
| 2010 | -0.27x | Rs-10.93 Billion | Rs-10.96 Billion | Rs40.94 Billion | ▼ -234.0% |
| 2009 | -0.08x | Rs-2.31 Billion | Rs-2.80 Billion | Rs28.91 Billion | ▲ +67.9% |
| 2008 | -0.25x | Rs-7.22 Billion | Rs-7.67 Billion | Rs28.99 Billion | ▼ -194.7% |
| 2007 | -0.08x | Rs-1.50 Billion | Rs-1.98 Billion | Rs17.80 Billion | ▼ -574.4% |
| 2006 | -0.01x | Rs-104.74 Million | Rs-674.96 Million | Rs8.36 Billion | ▼ -104.8% |
| 2005 | 0.26x | Rs1.51 Billion | Rs696.78 Million | Rs5.75 Billion | — |