Satin Creditcare Network Limited (SATIN) — Defensive Interval Ratio

Latest as of March 2026: 7034 days

Satin Creditcare Network Limited (SATIN) has a Defensive Interval Ratio of 7034 days as of March 2026. Defensive assets of Rs7.53 Billion (cash Rs-, short-term investments Rs7.45 Billion, receivables Rs81.39 Million) cover 7034 days of daily cash needs of Rs1.07 Million/day. See Satin Creditcare Network Limited (SATIN) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

7034 days
Days of operational coverage

Defensive Assets

Rs7.53 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs1.07 Million
Current Liabilities ÷ 365

Current Liabilities

Rs390.94 Million
INR

Satin Creditcare Network Limited Defensive Interval Ratio (2014–2026)

This chart shows how Satin Creditcare Network Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2014 to 2026. As of March 2026, the ratio stands at 7034 days, meaning defensive assets of Rs7.53 Billion can fund 7034 days of operations without new revenue. See SATIN equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Satin Creditcare Network Limited (2014–2026)

The table below presents the year-by-year Defensive Interval Ratio for Satin Creditcare Network Limited from 2014 to 2026, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Satin Creditcare Network Limited (SATIN) total market value.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 7034 days Rs7.53 Billion Rs1.07 Million/day Rs- Rs7.45 Billion ▲ +6555 days
2025 479 days Rs62.78 Billion Rs131.05 Million/day Rs805.24 Million Rs5.50 Billion ▼ -75 days
2024 554 days Rs57.19 Billion Rs103.19 Million/day Rs1.57 Billion Rs6.56 Billion ▲ +485 days
2023 70 days Rs6.56 Billion Rs94.14 Million/day Rs355.81 Million Rs5.94 Billion ▼ -346 days
2022 416 days Rs40.86 Billion Rs98.27 Million/day Rs2.99 Billion Rs7.34 Billion ▼ -14 days
2021 430 days Rs42.74 Billion Rs99.45 Million/day Rs5.39 Billion Rs6.78 Billion ▲ +324 days
2020 106 days Rs8.71 Billion Rs82.08 Million/day Rs5.60 Billion Rs2.81 Billion ▲ +11 days
2019 95 days Rs8.30 Billion Rs87.24 Million/day Rs3.76 Billion Rs4.23 Billion ▼ -642 days
2018 737 days Rs51.76 Billion Rs70.21 Million/day Rs678.73 Million Rs2.20 Billion ▲ +109 days
2017 628 days Rs35.82 Billion Rs56.99 Million/day Rs2.98 Billion Rs204.52 Million ▲ +358 days
2016 270 days Rs12.17 Billion Rs45.01 Million/day Rs- Rs-5.42 Billion ▼ -121 days
2015 391 days Rs10.70 Billion Rs27.35 Million/day Rs- Rs-58.45 Million ▼ -52 days
2014 443 days Rs7.87 Billion Rs17.76 Million/day Rs- Rs-15.87 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)