Satin Creditcare Network Limited (SATIN) — Financial Flexibility Index

Latest as of September 2025: 0.07x

Satin Creditcare Network Limited (SATIN) has a Financial Flexibility Index of 0.07x as of September 2025. Free cash flow of Rs7.42 Billion (operating CF Rs7.32 Billion minus capex Rs97.93 Million) represents 0% of total liabilities (Rs102.30 Billion). Also explore net asset momentum of Satin Creditcare Network Limited to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs7.42 Billion
Operating CF − Capex

Total Liabilities

Rs102.30 Billion
INR

Capital Expenditures

Rs97.93 Million
INR

Satin Creditcare Network Limited Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Satin Creditcare Network Limited across 13 annual periods. Check Satin Creditcare Network Limited strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Satin Creditcare Network Limited (2013–2025)

Year-by-year free cash flow to debt coverage for Satin Creditcare Network Limited. For the full company profile including market capitalisation, see SATIN stock market capitalisation.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2025 -0.06x Rs-5.44 Billion Rs-5.63 Billion Rs90.44 Billion ▲ +76.4%
2024 -0.25x Rs-20.56 Billion Rs-20.69 Billion Rs80.84 Billion ▼ -67.2%
2023 -0.15x Rs-9.46 Billion Rs-9.56 Billion Rs62.21 Billion ▼ -370.1%
2022 0.06x Rs3.42 Billion Rs3.36 Billion Rs60.73 Billion ▲ +139.9%
2021 -0.14x Rs-9.25 Billion Rs-9.45 Billion Rs65.59 Billion ▼ -302.0%
2020 -0.04x Rs-2.05 Billion Rs-2.25 Billion Rs58.51 Billion ▼ -131.2%
2019 0.11x Rs6.30 Billion Rs6.11 Billion Rs56.03 Billion ▲ +135.1%
2018 -0.32x Rs-15.21 Billion Rs-15.41 Billion Rs47.53 Billion ▼ -41.4%
2017 -0.23x Rs-9.30 Billion Rs-9.66 Billion Rs41.12 Billion ▼ -11.4%
2016 -0.20x Rs-6.05 Billion Rs-6.15 Billion Rs29.79 Billion ▼ -7.9%
2015 -0.19x Rs-3.41 Billion Rs-3.45 Billion Rs18.11 Billion ▼ -359.8%
2014 -0.04x Rs-399.90 Million Rs-443.89 Million Rs9.77 Billion ▲ +75.5%
2013 -0.17x Rs-1.04 Billion Rs-1.05 Billion Rs6.22 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities