Associated Banc-Corp (ASB) — Defensive Interval Ratio
Associated Banc-Corp (ASB) has a Defensive Interval Ratio of 4516 days as of June 2026. Defensive assets of $6.55 Billion (cash $-, short-term investments $6.37 Billion, receivables $181.92 Million) cover 4516 days of daily cash needs of $1.45 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Associated Banc-Corp Defensive Interval Ratio (1996–2025)
This chart shows how Associated Banc-Corp's Defensive Interval Ratio has evolved across 27 annual periods from 1996 to 2025. As of June 2026, the ratio stands at 4516 days, meaning defensive assets of $6.55 Billion can fund 4516 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Associated Banc-Corp.
Annual Defensive Interval Ratio for Associated Banc-Corp (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for Associated Banc-Corp from 1996 to 2025, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Associated Banc-Corp (ASB) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 99 days | $5.56 Billion | $55.88 Million/day | $- | $5.40 Billion | ▲ +52 days |
| 2024 | 48 days | $4.74 Billion | $99.64 Million/day | $- | $4.58 Billion | ▲ +8 days |
| 2023 | 39 days | $3.77 Billion | $96.07 Million/day | $- | $3.60 Billion | ▲ +8 days |
| 2022 | 31 days | $2.89 Billion | $92.90 Million/day | $- | $2.74 Billion | ▼ -5639 days |
| 2021 | 5670 days | $4.41 Billion | $778.23K/day | $- | $4.33 Billion | ▲ +5627 days |
| 2020 | 43 days | $3.18 Billion | $74.24 Million/day | $- | $3.09 Billion | ▼ -6 days |
| 2019 | 49 days | $3.35 Billion | $69.13 Million/day | $- | $3.26 Billion | ▼ -6 days |
| 2018 | 54 days | $3.95 Billion | $72.47 Million/day | $- | $3.95 Billion | ▼ -4145 days |
| 2017 | 4199 days | $4.04 Billion | $962.92K/day | $- | $4.04 Billion | ▲ +1272 days |
| 2016 | 2927 days | $4.68 Billion | $1.60 Million/day | $- | $4.68 Billion | ▼ -1573 days |
| 2015 | 4499 days | $4.97 Billion | $1.10 Million/day | $- | $4.97 Billion | ▲ +1069 days |
| 2014 | 3430 days | $5.40 Billion | $1.57 Million/day | $- | $5.40 Billion | ▼ -3789 days |
| 2013 | 7219 days | $5.25 Billion | $727.35K/day | $- | $5.25 Billion | ▲ +6078 days |
| 2012 | 1141 days | $4.93 Billion | $4.32 Million/day | $- | $4.93 Billion | ▲ +1040 days |
| 2011 | 101 days | $4.94 Billion | $48.99 Million/day | $- | $4.94 Billion | ▼ -29 days |
| 2010 | 129 days | $6.10 Billion | $47.16 Million/day | $- | $6.10 Billion | ▲ +12 days |
| 2009 | 117 days | $5.84 Billion | $49.81 Million/day | $- | $5.84 Billion | ▲ +17 days |
| 2008 | 100 days | $5.35 Billion | $53.30 Million/day | $- | $5.35 Billion | ▲ +26 days |
| 2007 | 75 days | $3.54 Billion | $47.40 Million/day | $- | $3.54 Billion | ▼ -2 days |
| 2006 | 77 days | $3.44 Billion | $44.82 Million/day | $- | $3.44 Billion | ▲ +77 days |
| 2005 | 0 days | $-4.68 Million | $44.49 Million/day | $- | $14.25 Million | ▼ -112 days |
| 2004 | 112 days | $4.82 Billion | $43.05 Million/day | $- | $4.82 Billion | ▲ +112 days |
| 2003 | 0 days | $10.72 Million | $32.11 Million/day | $- | $10.72 Million | ▼ 0 days |
| 2002 | 0 days | $14.32 Million | $31.55 Million/day | $- | $14.32 Million | ▼ 0 days |
| 2001 | 1 days | $17.44 Million | $30.84 Million/day | $- | $17.44 Million | ▼ 0 days |
| 2000 | 1 days | $28.33 Million | $32.57 Million/day | $- | $28.33 Million | ▼ -75 days |
| 1996 | 76 days | $1.90 Billion | $25.10 Million/day | $- | $1.90 Billion | — |