Israel Discount Bank Ltd (DSCT) — Defensive Interval Ratio

Latest as of December 2023: 330 days

Israel Discount Bank Ltd (DSCT) has a Defensive Interval Ratio of 330 days as of December 2023. Defensive assets of ILA1.36 Billion (cash ILA-, short-term investments ILA-, receivables ILA1.36 Billion) cover 330 days of daily cash needs of ILA4.12 Million/day.

Defensive Interval Ratio

330 days
Days of operational coverage

Defensive Assets

ILA1.36 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA4.12 Million
Current Liabilities ÷ 365

Current Liabilities

ILA1.50 Billion
ILA

Israel Discount Bank Ltd Defensive Interval Ratio (2012–2025)

This chart shows how Israel Discount Bank Ltd's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2023, the ratio stands at 330 days, meaning defensive assets of ILA1.36 Billion can fund 330 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Israel Discount Bank Ltd.

Annual Defensive Interval Ratio for Israel Discount Bank Ltd (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Israel Discount Bank Ltd from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Israel Discount Bank Ltd's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2025 244 days ILA15.63 Billion ILA63.99 Million/day ILA- ILA15.63 Billion ▲ +243 days
2024 1 days ILA1.07 Billion ILA931.33 Million/day ILA- ILA- ▼ 0 days
2023 2 days ILA1.36 Billion ILA884.11 Million/day ILA- ILA- ▼ -223 days
2022 225 days ILA793.00 Million ILA3.53 Million/day ILA- ILA- ▲ +23 days
2021 202 days ILA814.00 Million ILA4.04 Million/day ILA- ILA- ▼ -4 days
2020 205 days ILA747.00 Million ILA3.64 Million/day ILA- ILA- ▼ -267 days
2019 472 days ILA1.35 Billion ILA2.86 Million/day ILA- ILA531.00 Million ▼ -223 days
2018 695 days ILA1.78 Billion ILA2.56 Million/day ILA- ILA1.08 Billion ▲ +590 days
2017 105 days ILA1.88 Billion ILA17.88 Million/day ILA- ILA1.22 Billion ▲ +21 days
2016 84 days ILA1.31 Billion ILA15.53 Million/day ILA- ILA932.00 Million ▼ -5 days
2015 89 days ILA1.44 Billion ILA16.25 Million/day ILA- ILA911.00 Million ▼ -149 days
2014 238 days ILA3.69 Billion ILA15.50 Million/day ILA- ILA3.17 Billion ▲ +101 days
2013 137 days ILA2.12 Billion ILA15.52 Million/day ILA- ILA1.68 Billion ▼ -39 days
2012 176 days ILA2.71 Billion ILA15.39 Million/day ILA- ILA2.25 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)