Israel Discount Bank Ltd (DSCT) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Israel Discount Bank Ltd (DSCT) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of ILA2.70 Billion (operating CF ILA2.52 Billion minus capex ILA176.00 Million) represents 0% of total liabilities (ILA441.40 Billion). Check Israel Discount Bank Ltd total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

ILA2.70 Billion
Operating CF − Capex

Total Liabilities

ILA441.40 Billion
ILA

Capital Expenditures

ILA176.00 Million
ILA

Israel Discount Bank Ltd Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for Israel Discount Bank Ltd across 22 annual periods. For the full cash flow conversion analysis, see DSCT cash flow metrics.

Annual Financial Flexibility Index for Israel Discount Bank Ltd (2003–2025)

Year-by-year free cash flow to debt coverage for Israel Discount Bank Ltd. Explore Israel Discount Bank Ltd cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (ILA) Operating CF Total Liabilities YoY Change
2025 0.03x ILA12.49 Billion ILA11.79 Billion ILA442.81 Billion ▲ +124.5%
2024 0.01x ILA5.07 Billion ILA4.23 Billion ILA403.45 Billion ▲ +43.6%
2023 0.01x ILA3.21 Billion ILA2.01 Billion ILA366.49 Billion ▲ +0.6%
2022 0.01x ILA118.00 Million ILA-946.00 Million ILA13.57 Billion ▼ -97.5%
2021 0.34x ILA5.43 Billion ILA4.46 Billion ILA15.84 Billion ▼ -53.2%
2020 0.73x ILA8.05 Billion ILA7.13 Billion ILA10.98 Billion ▲ +59.1%
2019 0.46x ILA6.05 Billion ILA5.46 Billion ILA13.13 Billion ▲ +531.0%
2018 0.07x ILA619.00 Million ILA146.00 Million ILA8.48 Billion ▲ +137.0%
2017 0.03x ILA6.32 Billion ILA5.80 Billion ILA205.15 Billion ▲ +5.9%
2016 0.03x ILA5.96 Billion ILA5.42 Billion ILA204.64 Billion ▲ +1364.1%
2015 0.00x ILA381.00 Million ILA-14.00 Million ILA191.63 Billion ▼ -68.0%
2014 0.01x ILA1.20 Billion ILA873.00 Million ILA193.31 Billion ▼ -44.5%
2013 0.01x ILA2.11 Billion ILA1.71 Billion ILA187.97 Billion ▲ +205.8%
2012 -0.01x ILA-2.00 Billion ILA-2.50 Billion ILA188.75 Billion ▼ -100.9%
2011 1.19x ILA14.52 Billion ILA14.00 Billion ILA12.24 Billion ▲ +396.6%
2010 -0.40x ILA-4.92 Billion ILA-5.43 Billion ILA12.29 Billion ▼ -219.0%
2009 0.34x ILA3.88 Billion ILA3.25 Billion ILA11.53 Billion ▼ -27.5%
2008 0.46x ILA4.35 Billion ILA3.66 Billion ILA9.37 Billion ▲ +1053.2%
2007 0.04x ILA6.41 Billion ILA5.85 Billion ILA159.46 Billion ▼ -88.4%
2005 0.35x ILA1.86 Billion ILA1.27 Billion ILA5.34 Billion ▼ -57.8%
2004 0.82x ILA3.96 Billion ILA3.58 Billion ILA4.81 Billion ▲ +7537.4%
2003 0.01x ILA1.44 Billion ILA907.00 Million ILA133.23 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities