Auburn National Bancorporation Inc (AUBN) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Auburn National Bancorporation Inc (AUBN) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $4.14 Million (operating CF $3.50 Million minus capex $640.00K) represents 0% of total liabilities ($928.54 Million). Check Auburn National Bancorporation Inc (AUBN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$4.14 Million
Operating CF − Capex

Total Liabilities

$928.54 Million
USD

Capital Expenditures

$640.00K
USD

Auburn National Bancorporation Inc Financial Flexibility Index (1996–2025)

Historical Financial Flexibility Index trend for Auburn National Bancorporation Inc across 30 annual periods. For the full cash flow conversion analysis, see AUBN operating cash flow.

Annual Financial Flexibility Index for Auburn National Bancorporation Inc (1996–2025)

Year-by-year free cash flow to debt coverage for Auburn National Bancorporation Inc. Explore how well can Auburn National Bancorporation Inc service its debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $13.83 Million $12.35 Million $926.74 Million ▲ +4.0%
2024 0.01x $12.90 Million $10.81 Million $899.03 Million ▲ +4.9%
2023 0.01x $12.29 Million $11.87 Million $898.75 Million ▼ -27.5%
2022 0.02x $18.03 Million $10.98 Million $955.85 Million ▼ -41.9%
2021 0.03x $32.49 Million $12.32 Million $1.00 Billion ▲ +52.3%
2020 0.02x $18.08 Million $9.73 Million $848.91 Million ▲ +22.8%
2019 0.02x $12.66 Million $10.85 Million $729.55 Million ▲ +2.2%
2018 0.02x $12.38 Million $12.14 Million $729.02 Million ▲ +18.1%
2017 0.01x $11.02 Million $9.40 Million $766.48 Million ▼ -7.8%
2016 0.02x $11.69 Million $10.49 Million $749.77 Million ▼ -7.2%
2015 0.02x $12.39 Million $10.85 Million $737.24 Million ▲ +6.3%
2014 0.02x $11.28 Million $10.53 Million $713.43 Million ▼ -23.5%
2013 0.02x $14.18 Million $13.72 Million $686.86 Million ▼ -14.2%
2012 0.02x $16.61 Million $15.06 Million $689.68 Million ▲ +9.3%
2011 0.02x $15.66 Million $14.09 Million $710.80 Million ▲ +29.5%
2010 0.02x $12.03 Million $11.88 Million $707.46 Million ▲ +137.0%
2009 0.01x $5.14 Million $4.32 Million $717.20 Million ▼ -39.9%
2008 0.01x $8.23 Million $6.02 Million $688.84 Million ▼ -0.8%
2007 0.01x $7.65 Million $6.68 Million $635.64 Million ▲ +318.4%
2006 0.00x $1.69 Million $-534.00K $586.71 Million ▼ -95.2%
2005 0.06x $33.49 Million $7.88 Million $564.20 Million ▲ +158.3%
2004 0.02x $12.56 Million $12.41 Million $546.66 Million ▲ +56.8%
2003 0.01x $8.05 Million $7.91 Million $549.71 Million ▼ -39.8%
2002 0.02x $11.33 Million $10.86 Million $465.44 Million ▲ +421.3%
2001 -0.01x $-3.32 Million $-3.78 Million $438.49 Million ▼ -149.9%
2000 0.02x $5.66 Million $5.46 Million $372.88 Million ▲ +194.4%
1999 0.01x $1.80 Million $1.40 Million $349.10 Million ▼ -60.0%
1998 0.01x $3.60 Million $3.20 Million $279.00 Million ▼ -30.2%
1997 0.02x $4.40 Million $3.90 Million $238.00 Million ▲ +81.0%
1996 0.01x $2.40 Million $2.20 Million $235.00 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities