HCI Group Inc (HCI) — Financial Flexibility Index

Latest as of March 2026: 0.10x

HCI Group Inc (HCI) has a Financial Flexibility Index of 0.10x as of March 2026. Free cash flow of $149.34 Million (operating CF $149.01 Million minus capex $335.00K) represents 0% of total liabilities ($1.43 Billion). Check HCI strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

$149.34 Million
Operating CF − Capex

Total Liabilities

$1.43 Billion
USD

Capital Expenditures

$335.00K
USD

HCI Group Inc Financial Flexibility Index (2007–2025)

Historical Financial Flexibility Index trend for HCI Group Inc across 19 annual periods. See HCI net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for HCI Group Inc (2007–2025)

Year-by-year free cash flow to debt coverage for HCI Group Inc. For the full company profile including market capitalisation, see HCI market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.32x $450.37 Million $446.74 Million $1.41 Billion ▲ +67.0%
2024 0.19x $335.87 Million $331.82 Million $1.76 Billion ▲ +11.6%
2023 0.17x $237.16 Million $230.66 Million $1.39 Billion ▲ +2512.2%
2022 0.01x $10.13 Million $-12.00K $1.55 Billion ▼ -95.0%
2021 0.13x $99.82 Million $96.50 Million $762.40 Million ▲ +15.7%
2020 0.11x $83.75 Million $77.31 Million $740.18 Million ▲ +22.6%
2019 0.09x $56.93 Million $54.05 Million $617.07 Million ▲ +92.7%
2018 0.05x $31.19 Million $28.59 Million $651.42 Million ▲ +60.0%
2017 0.03x $19.40 Million $16.43 Million $648.29 Million ▼ -85.6%
2016 0.21x $88.84 Million $87.97 Million $426.32 Million ▲ +80.4%
2015 0.12x $46.11 Million $45.27 Million $399.26 Million ▼ -45.7%
2014 0.21x $89.18 Million $88.73 Million $419.62 Million ▲ +32.0%
2013 0.16x $58.91 Million $55.47 Million $365.80 Million ▼ -67.5%
2012 0.50x $107.46 Million $106.27 Million $217.03 Million ▲ +26.3%
2011 0.39x $59.18 Million $56.03 Million $150.99 Million ▲ +56.2%
2010 0.25x $23.66 Million $16.13 Million $94.32 Million ▲ +276.4%
2009 -0.14x $-13.16 Million $-13.47 Million $92.51 Million ▼ -120.1%
2008 0.71x $66.91 Million $66.64 Million $94.60 Million ▼ -8.8%
2007 0.78x $19.90 Million $19.86 Million $25.66 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities