Instabank ASA (INSTA) — Financial Flexibility Index
Instabank ASA (INSTA) has a Financial Flexibility Index of 0.03x as of December 2024. Free cash flow of Nkr211.04 Million (operating CF Nkr196.85 Million minus capex Nkr14.19 Million) represents 0% of total liabilities (Nkr6.97 Billion). Check INSTA total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Instabank ASA Financial Flexibility Index (2016–2024)
Historical Financial Flexibility Index trend for Instabank ASA across 9 annual periods. For the full cash flow conversion analysis, see Instabank ASA operating cash flow efficiency.
Annual Financial Flexibility Index for Instabank ASA (2016–2024)
Year-by-year free cash flow to debt coverage for Instabank ASA. Explore cash flow to debt ratio of Instabank ASA to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.03x | Nkr211.04 Million | Nkr196.85 Million | Nkr6.97 Billion | ▲ +125.7% |
| 2023 | 0.01x | Nkr84.95 Million | Nkr55.34 Million | Nkr6.33 Billion | ▲ +107.0% |
| 2022 | -0.19x | Nkr-959.08 Million | Nkr-959.18 Million | Nkr5.01 Billion | ▼ -22.6% |
| 2021 | -0.16x | Nkr-650.30 Million | Nkr-650.37 Million | Nkr4.17 Billion | ▼ -22.6% |
| 2020 | -0.13x | Nkr-434.64 Million | Nkr-434.70 Million | Nkr3.41 Billion | ▼ -1545.4% |
| 2019 | -0.01x | Nkr-23.02 Million | Nkr-23.03 Million | Nkr2.97 Billion | ▲ +98.0% |
| 2018 | -0.39x | Nkr-1.15 Billion | Nkr-1.15 Billion | Nkr2.93 Billion | ▲ +55.9% |
| 2017 | -0.89x | Nkr-1.62 Billion | Nkr-1.62 Billion | Nkr1.83 Billion | ▲ +35.8% |
| 2016 | -1.38x | Nkr-401.08 Million | Nkr-411.80 Million | Nkr290.05 Million | — |