Instabank ASA Financial Flexibility Index

Latest as of December 2024: 0.03x

Instabank ASA financial flexibility index. Instabank ASA (INSTA) has a Financial Flexibility Index of 0.03x as of December 2024. Free cash flow of Nkr211.04 Million (operating CF Nkr196.85 Million minus capex Nkr14.19 Million) represents 0% of total liabilities (Nkr6.97 Billion). See INSTA free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Nkr211.04 Million
Operating CF − Capex

Total Liabilities

Nkr6.97 Billion
NOK

Capital Expenditures

Nkr14.19 Million
NOK

Financial Flexibility Index of Instabank ASA (2016–2024)

Financial flexibility index of Instabank ASA from 2016 to 2024. Historical Financial Flexibility Index trend for Instabank ASA across 9 annual periods. Check INSTA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Instabank ASA Financial Flexibility Index by Year (2016–2024)

Instabank ASA financial flexibility index by year from 2016 to 2024. Year-by-year free cash flow to debt coverage for Instabank ASA. For the full cash flow conversion analysis, see cash flow conversion of Instabank ASA.

Year Flexibility Index Free Cash Flow (NOK) Operating CF Total Liabilities YoY Change
2024 0.03x Nkr211.04 Million Nkr196.85 Million Nkr6.97 Billion ▲ +125.7%
2023 0.01x Nkr84.95 Million Nkr55.34 Million Nkr6.33 Billion ▲ +107.0%
2022 -0.19x Nkr-959.08 Million Nkr-959.18 Million Nkr5.01 Billion ▼ -22.6%
2021 -0.16x Nkr-650.30 Million Nkr-650.37 Million Nkr4.17 Billion ▼ -22.6%
2020 -0.13x Nkr-434.64 Million Nkr-434.70 Million Nkr3.41 Billion ▼ -1545.4%
2019 -0.01x Nkr-23.02 Million Nkr-23.03 Million Nkr2.97 Billion ▲ +98.0%
2018 -0.39x Nkr-1.15 Billion Nkr-1.15 Billion Nkr2.93 Billion ▲ +55.9%
2017 -0.89x Nkr-1.62 Billion Nkr-1.62 Billion Nkr1.83 Billion ▲ +35.8%
2016 -1.38x Nkr-401.08 Million Nkr-411.80 Million Nkr290.05 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities