Instabank ASA (INSTA) — Net Asset Quality Index

Latest as of June 2025: 12.0%

Instabank ASA (INSTA) has a Net Asset Quality Index of 12.0% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr9.22 Billion minus total liabilities of Nkr8.11 Billion yields net assets of Nkr1.11 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Also explore Instabank ASA total assets for the complete picture of this company's asset base.

Quality Index

12.0%
Equity / Total Assets

Net Assets

Nkr1.11 Billion
NOK

Total Assets

Nkr9.22 Billion
NOK

Total Liabilities

Nkr8.11 Billion
NOK

Instabank ASA Net Asset Quality Index Over Time (2016–2024)

This chart shows how Instabank ASA's Net Asset Quality Index has evolved across 9 annual periods from 2016 to 2024. As of June 2025, the index stands at 12.0%, representing net assets of Nkr1.11 Billion against total assets of Nkr9.22 Billion NOK. See Instabank ASA working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Instabank ASA (2016–2024)

The table below presents the year-by-year Net Asset Quality Index for Instabank ASA from 2016 to 2024, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market cap of Instabank ASA.

Year Quality Index Net Assets (NOK) Total Assets Total Liabilities Change (pp)
2024 13.0% Nkr1.04 Billion Nkr8.01 Billion Nkr6.97 Billion ▼ 0.0 pp
2023 13.0% Nkr948.14 Million Nkr7.28 Billion Nkr6.33 Billion ▼ -0.5 pp
2022 13.6% Nkr786.27 Million Nkr5.80 Billion Nkr5.01 Billion ▼ -0.2 pp
2021 13.8% Nkr666.11 Million Nkr4.83 Billion Nkr4.17 Billion ▼ -0.8 pp
2020 14.6% Nkr583.68 Million Nkr4.00 Billion Nkr3.41 Billion ▼ -1.4 pp
2019 16.0% Nkr567.63 Million Nkr3.54 Billion Nkr2.97 Billion ▲ +1.9 pp
2018 14.2% Nkr483.73 Million Nkr3.42 Billion Nkr2.93 Billion ▲ +0.8 pp
2017 13.4% Nkr282.67 Million Nkr2.11 Billion Nkr1.83 Billion ▼ -31.6 pp
2016 45.0% Nkr236.86 Million Nkr526.90 Million Nkr290.05 Million
pp = percentage points