Instabank ASA (INSTA) — Net Asset Quality Index
Instabank ASA (INSTA) has a Net Asset Quality Index of 12.0% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr9.22 Billion minus total liabilities of Nkr8.11 Billion yields net assets of Nkr1.11 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See INSTA days of operational coverage to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Instabank ASA Net Asset Quality Index Over Time (2016–2024)
This chart shows how Instabank ASA's Net Asset Quality Index has evolved across 9 annual periods from 2016 to 2024. As of June 2025, the index stands at 12.0%, representing net assets of Nkr1.11 Billion against total assets of Nkr9.22 Billion NOK. Explore Instabank ASA operating cash flow efficiency to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Instabank ASA (2016–2024)
The table below presents the year-by-year Net Asset Quality Index for Instabank ASA from 2016 to 2024, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Instabank ASA stock valuation.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 13.0% | Nkr1.04 Billion | Nkr8.01 Billion | Nkr6.97 Billion | ▼ 0.0 pp |
| 2023 | 13.0% | Nkr948.14 Million | Nkr7.28 Billion | Nkr6.33 Billion | ▼ -0.5 pp |
| 2022 | 13.6% | Nkr786.27 Million | Nkr5.80 Billion | Nkr5.01 Billion | ▼ -0.2 pp |
| 2021 | 13.8% | Nkr666.11 Million | Nkr4.83 Billion | Nkr4.17 Billion | ▼ -0.8 pp |
| 2020 | 14.6% | Nkr583.68 Million | Nkr4.00 Billion | Nkr3.41 Billion | ▼ -1.4 pp |
| 2019 | 16.0% | Nkr567.63 Million | Nkr3.54 Billion | Nkr2.97 Billion | ▲ +1.9 pp |
| 2018 | 14.2% | Nkr483.73 Million | Nkr3.42 Billion | Nkr2.93 Billion | ▲ +0.8 pp |
| 2017 | 13.4% | Nkr282.67 Million | Nkr2.11 Billion | Nkr1.83 Billion | ▼ -31.6 pp |
| 2016 | 45.0% | Nkr236.86 Million | Nkr526.90 Million | Nkr290.05 Million | — |