Instabank ASA Net Asset Quality Index
Instabank ASA net asset quality index. Instabank ASA (INSTA) has a Net Asset Quality Index of 12.0% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr9.22 Billion minus total liabilities of Nkr8.11 Billion yields net assets of Nkr1.11 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check INSTA cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of Instabank ASA (2016–2024)
Net asset quality index of Instabank ASA from 2016 to 2024. This chart shows how Instabank ASA's Net Asset Quality Index has evolved across 9 annual periods from 2016 to 2024. As of June 2025, the index stands at 12.0%, representing net assets of Nkr1.11 Billion against total assets of Nkr9.22 Billion NOK. See INSTA net asset value for net asset value and shareholders' equity analysis.
Instabank ASA Net Asset Quality Index by Year (2016–2024)
Instabank ASA net asset quality index by year from 2016 to 2024. The table below presents the year-by-year Net Asset Quality Index for Instabank ASA from 2016 to 2024, covering 9 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market cap of Instabank ASA.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 13.0% | Nkr1.04 Billion | Nkr8.01 Billion | Nkr6.97 Billion | ▼ 0.0 pp |
| 2023 | 13.0% | Nkr948.14 Million | Nkr7.28 Billion | Nkr6.33 Billion | ▼ -0.5 pp |
| 2022 | 13.6% | Nkr786.27 Million | Nkr5.80 Billion | Nkr5.01 Billion | ▼ -0.2 pp |
| 2021 | 13.8% | Nkr666.11 Million | Nkr4.83 Billion | Nkr4.17 Billion | ▼ -0.8 pp |
| 2020 | 14.6% | Nkr583.68 Million | Nkr4.00 Billion | Nkr3.41 Billion | ▼ -1.4 pp |
| 2019 | 16.0% | Nkr567.63 Million | Nkr3.54 Billion | Nkr2.97 Billion | ▲ +1.9 pp |
| 2018 | 14.2% | Nkr483.73 Million | Nkr3.42 Billion | Nkr2.93 Billion | ▲ +0.8 pp |
| 2017 | 13.4% | Nkr282.67 Million | Nkr2.11 Billion | Nkr1.83 Billion | ▼ -31.6 pp |
| 2016 | 45.0% | Nkr236.86 Million | Nkr526.90 Million | Nkr290.05 Million | — |