Instabank ASA (INSTA) — Tangible Net Worth Ratio
Instabank ASA (INSTA) has a Tangible Net Worth Ratio of 97.1% as of June 2025. This metric is calculated by deducting intangible assets (Nkr32.30 Million) from net assets (Nkr1.11 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See INSTA net asset value for net asset value and shareholders' equity analysis.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Instabank ASA Tangible Net Worth Ratio (2016–2024)
This chart shows how Instabank ASA's Tangible Net Worth Ratio has changed across 9 annual periods from 2016 to 2024. As of June 2025, the ratio stands at 97.1%, reflecting net assets of Nkr1.11 Billion with intangible assets of Nkr32.30 Million NOK. Also explore Instabank ASA (INSTA) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Instabank ASA (2016–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Instabank ASA from 2016 to 2024, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see how much is Instabank ASA worth.
| Year | Tangible NW Ratio | Net Assets (NOK) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 97.1% | Nkr1.04 Billion | Nkr30.67 Million | Nkr8.01 Billion | ▼ -0.1 pp |
| 2023 | 97.2% | Nkr948.14 Million | Nkr26.92 Million | Nkr7.28 Billion | ▼ -0.1 pp |
| 2022 | 97.3% | Nkr786.27 Million | Nkr21.20 Million | Nkr5.80 Billion | ▲ +1.1 pp |
| 2021 | 96.2% | Nkr666.11 Million | Nkr25.10 Million | Nkr4.83 Billion | ▲ +1.3 pp |
| 2020 | 94.9% | Nkr583.68 Million | Nkr29.48 Million | Nkr4.00 Billion | ▲ +0.2 pp |
| 2019 | 94.7% | Nkr567.63 Million | Nkr29.80 Million | Nkr3.54 Billion | ▲ +0.4 pp |
| 2018 | 94.3% | Nkr483.73 Million | Nkr27.34 Million | Nkr3.42 Billion | ▲ +0.4 pp |
| 2017 | 93.9% | Nkr282.67 Million | Nkr17.18 Million | Nkr2.11 Billion | ▼ -2.4 pp |
| 2016 | 96.3% | Nkr236.86 Million | Nkr8.79 Million | Nkr526.90 Million | — |