Instabank ASA (INSTA) — Tangible Net Worth Ratio
Instabank ASA (INSTA) has a Tangible Net Worth Ratio of 97.1% as of June 2025. This metric is calculated by deducting intangible assets (Nkr32.30 Million) from net assets (Nkr1.11 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Instabank ASA current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Instabank ASA Tangible Net Worth Ratio (2016–2024)
This chart shows how Instabank ASA's Tangible Net Worth Ratio has changed across 9 annual periods from 2016 to 2024. As of June 2025, the ratio stands at 97.1%, reflecting net assets of Nkr1.11 Billion with intangible assets of Nkr32.30 Million NOK. See INSTA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Instabank ASA (2016–2024)
The table below presents the year-by-year Tangible Net Worth Ratio for Instabank ASA from 2016 to 2024, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see INSTA market cap.
| Year | Tangible NW Ratio | Net Assets (NOK) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 97.1% | Nkr1.04 Billion | Nkr30.67 Million | Nkr8.01 Billion | ▼ -0.1 pp |
| 2023 | 97.2% | Nkr948.14 Million | Nkr26.92 Million | Nkr7.28 Billion | ▼ -0.1 pp |
| 2022 | 97.3% | Nkr786.27 Million | Nkr21.20 Million | Nkr5.80 Billion | ▲ +1.1 pp |
| 2021 | 96.2% | Nkr666.11 Million | Nkr25.10 Million | Nkr4.83 Billion | ▲ +1.3 pp |
| 2020 | 94.9% | Nkr583.68 Million | Nkr29.48 Million | Nkr4.00 Billion | ▲ +0.2 pp |
| 2019 | 94.7% | Nkr567.63 Million | Nkr29.80 Million | Nkr3.54 Billion | ▲ +0.4 pp |
| 2018 | 94.3% | Nkr483.73 Million | Nkr27.34 Million | Nkr3.42 Billion | ▲ +0.4 pp |
| 2017 | 93.9% | Nkr282.67 Million | Nkr17.18 Million | Nkr2.11 Billion | ▼ -2.4 pp |
| 2016 | 96.3% | Nkr236.86 Million | Nkr8.79 Million | Nkr526.90 Million | — |