Instabank ASA (INSTA) - Total Liabilities
Based on the latest financial reports, Instabank ASA (INSTA) has total liabilities worth Nkr8.11 Billion NOK (≈ $853.50 Million USD) as of June 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore INSTA shareholders equity momentum to track the company's year-over-year net asset growth rate.
Instabank ASA - Total Liabilities Trend (2016–2024)
This chart illustrates how Instabank ASA's total liabilities have evolved over time, based on quarterly financial data. See INSTA cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Instabank ASA Competitors by Total Liabilities
The table below lists competitors of Instabank ASA ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Penns Woods Bancorp Inc
NASDAQ:PWOD
|
USA | $2.04 Billion |
|
Empire Energy Group Ltd
AU:EEG
|
Australia | AU$30.56 Million |
|
RGC Resources Inc
NASDAQ:RGCO
|
USA | $213.02 Million |
|
Jinpu Landscape Architecture Co.Ltd.
SHE:301098
|
China | CN¥1.91 Billion |
|
Cia de Ferro Ligas da Bahia - FERBASA
SA:FESA3
|
Brazil | R$1.17 Billion |
|
Stille AB
ST:STIL
|
Sweden | Skr362.30 Million |
|
BF Utilities Limited
NSE:BFUTILITIE
|
India | Rs13.75 Billion |
|
Sichuan Dowell Science and Technology Inc
SHE:300535
|
China | CN¥459.22 Million |
Liability Composition Analysis (2016–2024)
This chart breaks down Instabank ASA's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see INSTA market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.30 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.88 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Instabank ASA's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Instabank ASA (2016–2024)
The table below shows the annual total liabilities of Instabank ASA from 2016 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | Nkr6.97 Billion ≈ $733.11 Million |
+10.08% |
| 2023-12-31 | Nkr6.33 Billion ≈ $666.01 Million |
+26.26% |
| 2022-12-31 | Nkr5.01 Billion ≈ $527.51 Million |
+20.34% |
| 2021-12-31 | Nkr4.17 Billion ≈ $438.34 Million |
+22.07% |
| 2020-12-31 | Nkr3.41 Billion ≈ $359.09 Million |
+14.77% |
| 2019-12-31 | Nkr2.97 Billion ≈ $312.87 Million |
+1.41% |
| 2018-12-31 | Nkr2.93 Billion ≈ $308.50 Million |
+60.35% |
| 2017-12-31 | Nkr1.83 Billion ≈ $192.39 Million |
+530.36% |
| 2016-12-31 | Nkr290.05 Million ≈ $30.52 Million |
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About Instabank ASA
Instabank ASA provides various banking products and services in Norway. The company accepts deposits and saving account; and offers consumer and secured loans, refinance, and credit cards, as well as loans for vehicles and boats. It also provides payment, car, travel, contents, and dental health insurance products; and credit cards. Instabank ASA was incorporated in 2016 and is based in Oslo, Nor… Read more