Instabank ASA (OL:INSTA) — Stock Price
Instabank ASA (OL:INSTA) is currently trading at Nkr4.80 NOK, down 1.64% today. Over the past 52 weeks, shares have ranged between Nkr2.82 and Nkr4.98. This page tracks Instabank ASA's live share price on the OL exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see INSTA stock market capitalisation.
Instabank ASA (INSTA) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Instabank ASA's daily closing share price and trading volume on the OL exchange over the past year, giving a clear view of recent price momentum and liquidity.
Instabank ASA Income Statement — Revenue, Profit & Earnings by Year
Instabank ASA's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Revenue | Nkr492.18 Million | Nkr441.08 Million | Nkr357.58 Million | Nkr319.99 Million | Nkr263.13 Million |
| Cost of Revenue | — | — | — | — | — |
| Gross Profit | — | — | — | — | — |
| Research & Development | — | — | — | — | — |
| SG&A | Nkr98.97 Million | Nkr78.51 Million | Nkr78.94 Million | Nkr57.39 Million | Nkr54.09 Million |
| Total Operating Expenses | — | — | — | — | — |
| Operating Income | — | — | — | — | — |
| EBITDA | — | — | — | — | — |
| EBIT | — | — | — | — | — |
| Interest Expense | Nkr295.50 Million | Nkr204.69 Million | Nkr73.89 Million | Nkr38.61 Million | Nkr51.35 Million |
| Income Before Tax | Nkr128.45 Million | Nkr131.23 Million | Nkr103.33 Million | Nkr112.18 Million | Nkr57.01 Million |
| Income Tax Expense | — | — | Nkr21.09 Million | Nkr28.73 Million | Nkr14.33 Million |
| Net Income | Nkr98.12 Million | Nkr100.87 Million | Nkr82.24 Million | Nkr83.45 Million | Nkr42.68 Million |
Instabank ASA Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Instabank ASA's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Total Assets | Nkr8.01 Billion | Nkr7.28 Billion | Nkr5.80 Billion | Nkr4.83 Billion | Nkr4.00 Billion |
| Total Current Assets | — | — | Nkr232.55 Million | Nkr288.81 Million | Nkr216.40 Million |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | — | — | — |
| Net Receivables | — | — | Nkr39.53 Million | Nkr6.32 Million | Nkr11.83 Million |
| Inventory | — | — | — | — | — |
| Property, Plant & Equipment | — | — | Nkr3.65 Million | Nkr5.91 Million | Nkr8.41 Million |
| Goodwill | — | — | — | — | — |
| Total Liabilities | Nkr6.97 Billion | Nkr6.33 Billion | Nkr5.01 Billion | Nkr4.17 Billion | Nkr3.41 Billion |
| Total Current Liabilities | — | — | Nkr4.91 Billion | Nkr4.10 Billion | Nkr3.33 Billion |
| Long-term Debt | — | — | — | Nkr56.00 Million | Nkr56.00 Million |
| Net Debt | Nkr96.00 Million | Nkr96.00 Million | Nkr96.00 Million | Nkr56.00 Million | Nkr56.00 Million |
| Total Stockholder Equity | Nkr1.04 Billion | Nkr948.14 Million | Nkr786.27 Million | Nkr666.11 Million | Nkr583.68 Million |
| Retained Earnings | Nkr377.91 Million | — | — | Nkr114.37 Million | Nkr31.94 Million |
Instabank ASA Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Instabank ASA generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Operating Cash Flow | Nkr196.85 Million | Nkr55.34 Million | Nkr-959.18 Million | Nkr-650.37 Million | Nkr-434.70 Million |
| Capital Expenditures | Nkr14.19 Million | Nkr29.61 Million | Nkr107.00K | Nkr65.00K | Nkr65.00K |
| Free Cash Flow | Nkr182.66 Million | Nkr25.72 Million | Nkr-160.94 Million | Nkr85.55 Million | Nkr10.82 Million |
| Investing Cash Flow | — | — | Nkr-6.91 Million | Nkr-7.22 Million | Nkr-9.74 Million |
| Financing Cash Flow | — | — | Nkr876.07 Million | Nkr736.26 Million | Nkr464.03 Million |
| Dividends Paid | — | — | — | — | — |
| Stock-Based Compensation | — | — | — | — | — |
| Depreciation | Nkr13.00 Million | Nkr12.44 Million | Nkr13.04 Million | Nkr14.10 Million | Nkr12.74 Million |
| Change in Cash | Nkr173.13 Million | Nkr72.97 Million | Nkr-90.03 Million | Nkr78.68 Million | Nkr19.59 Million |
Instabank ASA Earnings History — EPS Actual vs. Analyst Estimates
Track Instabank ASA's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Oct 31, 2025 | 0.08 | 0.07 | +14.29% |
| Aug 15, 2025 | 0.05 | 0.07 | -28.57% |
| May 09, 2025 | 0.06 | 0.07 | -14.29% |
| Feb 07, 2025 | 0.07 | 0.08 | -12.50% |
| Oct 31, 2024 | 0.07 | 0.05 | +40.00% |
| Aug 15, 2024 | 0.07 | 0.04 | +75.00% |
| Apr 30, 2024 | 0.05 | 0.05 | +0.00% |
| Feb 08, 2024 | 0.06 | 0.06 | +0.00% |