Pragma Inkaso S.A. (PRI) — Financial Flexibility Index

Latest as of September 2025: -0.10x

Pragma Inkaso S.A. (PRI) has a Financial Flexibility Index of -0.10x as of September 2025. Free cash flow of zł-1.19 Million (operating CF zł-1.21 Million minus capex zł19.41K) represents 0% of total liabilities (zł12.10 Million). Check Pragma Inkaso S.A. (PRI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

zł-1.19 Million
Operating CF − Capex

Total Liabilities

zł12.10 Million
PLN

Capital Expenditures

zł19.41K
PLN

Pragma Inkaso S.A. Financial Flexibility Index (2009–2024)

Historical Financial Flexibility Index trend for Pragma Inkaso S.A. across 16 annual periods. For the full cash flow conversion analysis, see PRI operating cash flow.

Annual Financial Flexibility Index for Pragma Inkaso S.A. (2009–2024)

Year-by-year free cash flow to debt coverage for Pragma Inkaso S.A.. Explore Pragma Inkaso S.A. (PRI) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (PLN) Operating CF Total Liabilities YoY Change
2024 -0.06x zł-684.12K zł-738.72K zł11.94 Million ▼ -43.9%
2023 -0.04x zł-2.03 Million zł-2.03 Million zł51.04 Million ▼ -325.9%
2022 0.02x zł904.22K zł873.29K zł51.32 Million ▲ +102.6%
2021 -0.68x zł-9.38 Million zł-9.44 Million zł13.83 Million ▼ -1433.3%
2020 0.05x zł6.44 Million zł5.03 Million zł126.54 Million ▼ -90.7%
2019 0.55x zł74.88 Million zł72.96 Million zł136.33 Million ▲ +1407.2%
2018 0.04x zł7.06 Million zł2.25 Million zł193.71 Million ▲ +126.4%
2017 -0.14x zł-27.14 Million zł-29.57 Million zł196.31 Million ▼ -68.8%
2016 -0.08x zł-13.00 Million zł-15.08 Million zł158.73 Million ▼ -134.5%
2015 0.24x zł29.91 Million zł29.10 Million zł126.12 Million ▲ +71.5%
2014 0.14x zł16.28 Million zł13.79 Million zł117.74 Million ▲ +87.9%
2013 0.07x zł9.47 Million zł8.94 Million zł128.70 Million ▼ -63.3%
2012 0.20x zł19.88 Million zł18.73 Million zł99.06 Million ▲ +29.9%
2011 0.15x zł13.88 Million zł13.08 Million zł89.84 Million ▲ +122.7%
2010 0.07x zł3.49 Million zł1.66 Million zł50.33 Million ▼ -86.6%
2009 0.52x zł6.81 Million zł2.48 Million zł13.19 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities