SCOR SE (SCR) - Net Assets
Based on the latest financial reports, SCOR SE (SCR) has net assets worth €4.43 Billion EUR (≈ $5.18 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€36.10 Billion ≈ $42.20 Billion USD) and total liabilities (€31.67 Billion ≈ $37.03 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SCR intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €4.43 Billion |
| % of Total Assets | 12.26% |
| Annual Growth Rate | 4.77% |
| 5-Year Change | -30.85% |
| 10-Year Change | -89.08% |
| Growth Volatility | 108.46 |
SCOR SE - Net Assets Trend (1996–2025)
This chart illustrates how SCOR SE's net assets have evolved over time, based on quarterly financial data. See SCOR SE liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for SCOR SE (1996–2025)
The table below shows the annual net assets of SCOR SE from 1996 to 2025. For live valuation and market cap data, see SCOR SE stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €4.43 Billion ≈ $5.18 Billion |
-2.14% |
| 2024-12-31 | €4.52 Billion ≈ $5.29 Billion |
-4.21% |
| 2023-12-31 | €4.72 Billion ≈ $5.52 Billion |
-7.99% |
| 2022-12-31 | €5.13 Billion ≈ $6.00 Billion |
-19.82% |
| 2021-12-31 | €6.40 Billion ≈ $7.48 Billion |
+3.64% |
| 2020-12-31 | €6.18 Billion ≈ $7.22 Billion |
-3.09% |
| 2019-12-31 | €6.37 Billion ≈ $7.45 Billion |
+9.90% |
| 2018-12-31 | €5.80 Billion ≈ $6.78 Billion |
-6.38% |
| 2017-12-31 | €6.20 Billion ≈ $7.24 Billion |
-84.72% |
| 2016-12-31 | €40.54 Billion ≈ $47.39 Billion |
+5.43% |
| 2015-12-31 | €38.45 Billion ≈ $44.95 Billion |
+9.31% |
| 2014-12-31 | €35.17 Billion ≈ $41.12 Billion |
+9.55% |
| 2013-12-31 | €32.11 Billion ≈ $37.54 Billion |
+568.50% |
| 2012-12-31 | €4.80 Billion ≈ $5.62 Billion |
+8.91% |
| 2011-12-31 | €4.41 Billion ≈ $5.16 Billion |
+1.33% |
| 2010-12-31 | €4.35 Billion ≈ $5.09 Billion |
+11.56% |
| 2009-12-31 | €3.90 Billion ≈ $4.56 Billion |
+14.20% |
| 2008-12-31 | €3.42 Billion ≈ $3.99 Billion |
-5.87% |
| 2007-12-31 | €3.63 Billion ≈ $4.24 Billion |
+61.07% |
| 2006-12-31 | €2.25 Billion ≈ $2.63 Billion |
+32.37% |
| 2005-12-31 | €1.70 Billion ≈ $1.99 Billion |
+22.09% |
| 2004-12-31 | €1.39 Billion ≈ $1.63 Billion |
+132.33% |
| 2003-12-31 | €600.00 Million ≈ $701.46 Million |
-54.95% |
| 2002-12-31 | €1.33 Billion ≈ $1.56 Billion |
-11.20% |
| 2001-12-31 | €1.50 Billion ≈ $1.75 Billion |
+6.46% |
| 2000-12-31 | €1.41 Billion ≈ $1.65 Billion |
+3.83% |
| 1999-12-31 | €1.36 Billion ≈ $1.59 Billion |
-13.65% |
| 1998-12-31 | €1.57 Billion ≈ $1.84 Billion |
0.00% |
| 1997-12-31 | €1.57 Billion ≈ $1.84 Billion |
+36.95% |
| 1996-12-31 | €1.15 Billion ≈ $1.34 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to SCOR SE's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 168.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €851.00 Million | 19.22% |
| Common Stock | €1.41 Billion | 31.92% |
| Other Components | €2.16 Billion | 48.86% |
| Total Equity | €4.43 Billion | 100.00% |
SCOR SE Competitors by Market Cap
The table below lists competitors of SCOR SE ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhejiang Longsheng Group Co Ltd
SHG:600352
|
$5.56 Billion |
|
United Bankshares Inc
NASDAQ:UBSI
|
$5.57 Billion |
|
KEI Industries Limited
NSE:KEI
|
$5.57 Billion |
|
NewMarket Corporation
NYSE:NEU
|
$5.57 Billion |
|
Sectra AB (publ)
ST:SECT-B
|
$5.55 Billion |
|
Open Text Corp
NASDAQ:OTEX
|
$5.55 Billion |
|
Xiamen Faratronic Co Ltd
SHG:600563
|
$5.54 Billion |
|
Coca-Cola FEMSA S.A.B. de C.V
MX:KOFUBL
|
$5.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in SCOR SE's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 4,524,000,000 to 4,427,000,000, a change of -97,000,000 (-2.1%).
- Net income of 851,000,000 contributed positively to equity growth.
- Dividend payments of 322,000,000 reduced retained earnings.
- Share repurchases of 50,000,000 reduced equity.
- New share issuances of 2,000,000 increased equity.
- Other comprehensive income decreased equity by 2,699,000,000.
- Other factors increased equity by 2,121,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €851.00 Million | +19.22% |
| Dividends Paid | €322.00 Million | -7.27% |
| Share Repurchases | €50.00 Million | -1.13% |
| Share Issuances | €2.00 Million | +0.05% |
| Other Comprehensive Income | €-2.70 Billion | -60.97% |
| Other Changes | €2.12 Billion | +47.91% |
| Total Change | €- | -2.14% |
Book Value vs Market Value Analysis
This analysis compares SCOR SE's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.28x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.96x to 1.28x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | €33.04 | €31.58 | x |
| 1997-12-31 | €41.76 | €31.58 | x |
| 1998-12-31 | €44.26 | €31.58 | x |
| 1999-12-31 | €37.68 | €31.58 | x |
| 2000-12-31 | €38.79 | €31.58 | x |
| 2001-12-31 | €35.78 | €31.58 | x |
| 2002-12-31 | €10.16 | €31.58 | x |
| 2003-12-31 | €0.90 | €31.58 | x |
| 2004-12-31 | €1.48 | €31.58 | x |
| 2005-12-31 | €1.72 | €31.58 | x |
| 2006-12-31 | €3.93 | €31.58 | x |
| 2007-12-31 | €22.84 | €31.58 | x |
| 2008-12-31 | €17.94 | €31.58 | x |
| 2009-12-31 | €21.48 | €31.58 | x |
| 2010-12-31 | €23.59 | €31.58 | x |
| 2011-12-31 | €23.56 | €31.58 | x |
| 2012-12-31 | €25.70 | €31.58 | x |
| 2013-12-31 | €26.23 | €31.58 | x |
| 2014-12-31 | €30.20 | €31.58 | x |
| 2015-12-31 | €33.29 | €31.58 | x |
| 2016-12-31 | €35.38 | €31.58 | x |
| 2017-12-31 | €32.66 | €31.58 | x |
| 2018-12-31 | €30.59 | €31.58 | x |
| 2019-12-31 | €33.83 | €31.58 | x |
| 2020-12-31 | €32.75 | €31.58 | x |
| 2021-12-31 | €34.24 | €31.58 | x |
| 2022-12-31 | €28.60 | €31.58 | x |
| 2023-12-31 | €25.71 | €31.58 | x |
| 2024-12-31 | €24.87 | €31.58 | x |
| 2025-12-31 | €24.76 | €31.58 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently SCOR SE utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.22%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.25%
- • Asset Turnover: 0.45x
- • Equity Multiplier: 8.15x
- Recent ROE (19.22%) is above the historical average (0.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 9.78% | 5.91% | 0.25x | 6.52x | €-2.44 Million |
| 1997 | 9.53% | 6.01% | 0.31x | 5.08x | €-7.04 Million |
| 1998 | 9.62% | 5.74% | 0.32x | 5.17x | €-5.66 Million |
| 1999 | 6.64% | 3.25% | 0.29x | 7.00x | €-45.10 Million |
| 2000 | 5.57% | 2.30% | 0.26x | 9.16x | €-61.74 Million |
| 2001 | -29.92% | -9.78% | 0.24x | 12.93x | €-523.00 Million |
| 2002 | -43.06% | -10.81% | 0.29x | 13.92x | €-607.50 Million |
| 2003 | -119.63% | -13.59% | 0.28x | 31.46x | €-554.80 Million |
| 2004 | 6.19% | 2.44% | 0.23x | 11.10x | €-46.10 Million |
| 2005 | 7.70% | 4.52% | 0.21x | 8.13x | €-39.20 Million |
| 2006 | 13.94% | 11.07% | 0.15x | 8.31x | €88.70 Million |
| 2007 | 11.41% | 8.65% | 0.19x | 7.11x | €50.70 Million |
| 2008 | 9.33% | 6.45% | 0.19x | 7.78x | €-23.00 Million |
| 2009 | 9.50% | 6.71% | 0.20x | 7.19x | €-19.40 Million |
| 2010 | 9.62% | 6.07% | 0.24x | 6.61x | €-16.50 Million |
| 2011 | 7.47% | 4.38% | 0.24x | 7.11x | €-111.30 Million |
| 2012 | 8.70% | 4.57% | 0.28x | 6.78x | €-62.30 Million |
| 2013 | 11.11% | 5.64% | 0.28x | 6.92x | €55.00 Million |
| 2014 | 8.99% | 4.75% | 0.29x | 6.57x | €-57.40 Million |
| 2015 | 10.14% | 4.98% | 0.31x | 6.57x | €9.00 Million |
| 2016 | 9.05% | 4.51% | 0.31x | 6.50x | €-63.10 Million |
| 2017 | 4.62% | 2.02% | 0.33x | 6.97x | €-333.50 Million |
| 2018 | 5.55% | 2.23% | 0.32x | 7.65x | €-258.00 Million |
| 2019 | 6.65% | 2.81% | 0.32x | 7.38x | €-212.80 Million |
| 2020 | 3.80% | 1.52% | 0.33x | 7.51x | €-381.50 Million |
| 2021 | 7.14% | 2.85% | 0.31x | 8.07x | €-182.50 Million |
| 2022 | -27.12% | -8.41% | 0.30x | 10.85x | €-1.89 Billion |
| 2023 | 17.30% | 5.13% | 0.45x | 7.56x | €342.70 Million |
| 2024 | 0.09% | 0.03% | 0.42x | 8.26x | €-448.40 Million |
| 2025 | 19.22% | 5.25% | 0.45x | 8.15x | €408.30 Million |
Industry Comparison
This section compares SCOR SE's net assets metrics with peer companies in the Insurance - Reinsurance industry.
Industry Context
- Industry: Insurance - Reinsurance
- Average net assets among peers: $1,396,316,000
- Average return on equity (ROE) among peers: 8.25%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| SCOR SE (SCR) | €4.43 Billion | 9.78% | 7.15x | $5.55 Billion |
| Coface SA (COFA) | $1.40 Billion | 8.25% | 4.47x | $2.40 Billion |
About SCOR SE
SCOR SE, together with its subsidiaries, provides life and non-life reinsurance products in Europe, the Middle East, Africa, the Americas, Latin America, and the Asia Pacific. It operates in two segments, SCOR P&C and SCOR L&H. The SCOR P&C segment offers reinsurance products in the areas of property, motors, casualty treaties, credit and surety, decennial insurance, aviation, marine and energy, … Read more