Qudian Inc Asset Resilience Ratio

Latest as of December 2025: 20.31%

Qudian Inc asset resilience ratio. Qudian Inc (1QU) has an Asset Resilience Ratio of 20.31% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See 1QU days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

€2.76 Billion

≈ $3.23 Billion USD Cash + Short-term Investments

Total Assets

€13.61 Billion

≈ $15.91 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio of Qudian Inc (2016–2025)

Asset resilience ratio of Qudian Inc from 2016 to 2025. This chart shows how Qudian Inc's Asset Resilience Ratio has changed over time. Read Qudian Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Qudian Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see 1QU total asset value.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€2.76 Billion	20.31%
Total Liquid Assets	€2.76 Billion	20.31%

Asset Resilience Insights

Good Liquidity Position: Qudian Inc maintains a healthy 20.31% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Qudian Inc Industry Peers by Asset Resilience Ratio

Compare Qudian Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Muthoot Finance Limited NSE:MUTHOOTFIN	Credit Services	6.00%
Indian Railway Finance Corporation Limited NSE:IRFC	Credit Services	0.09%
Hoist Finance AB ST:HOFI	Credit Services	25.90%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
FinVolution Group F:PP3	Credit Services	11.86%
Solvar Ltd AU:SVR	Credit Services	10.29%
Axactor SE OL:ACR	Credit Services	2.84%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Qudian Inc Asset Resilience Ratio by Year (2016–2025)

Qudian Inc asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Qudian Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	20.31%	€2.76 Billion ≈ $3.23 Billion	€13.61 Billion ≈ $15.91 Billion	-4.78pp
2024-12-31	25.09%	€3.13 Billion ≈ $3.66 Billion	€12.46 Billion ≈ $14.57 Billion	+7.49pp
2023-12-31	17.60%	€2.20 Billion ≈ $2.57 Billion	€12.48 Billion ≈ $14.59 Billion	-24.59pp
2022-12-31	42.19%	€5.38 Billion ≈ $6.29 Billion	€12.75 Billion ≈ $14.90 Billion	+0.08pp
2021-12-31	42.12%	€5.93 Billion ≈ $6.93 Billion	€14.07 Billion ≈ $16.45 Billion	+4.48pp
2020-12-31	37.63%	€5.04 Billion ≈ $5.89 Billion	€13.40 Billion ≈ $15.66 Billion	+36.38pp
2019-12-31	1.26%	€231.13 Million ≈ $270.22 Million	€18.36 Billion ≈ $21.47 Billion	--
2018-12-31	0.00%	€0.00 ≈ $0.00	€16.25 Billion ≈ $19.00 Billion	--
2017-12-31	1.55%	€300.00 Million ≈ $350.73 Million	€19.38 Billion ≈ $22.66 Billion	-4.50pp
2016-12-31	6.04%	€430.20 Million ≈ $502.95 Million	€7.12 Billion ≈ $8.32 Billion	--

pp = percentage points

About Qudian Inc

F:1QU Germany Credit Services

Market Cap

$166.34 Million

€142.28 Million EUR

Market Cap Rank

#17066 Global

#1616 in Germany

Share Price

€1.55

Change (1 day)

-2.52%

52-Week Range

€1.55 - €4.26

All Time High

€28.01