Qudian Inc - Asset Resilience Ratio

Latest as of September 2025: 20.11%

Qudian Inc (1QU) has an Asset Resilience Ratio of 20.11% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Qudian Inc balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

€2.81 Billion

≈ $3.28 Billion USD Cash + Short-term Investments

Total Assets

€13.95 Billion

≈ $16.31 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2024)

This chart shows how Qudian Inc's Asset Resilience Ratio has changed over time. See Qudian Inc (1QU) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Qudian Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Qudian Inc.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€2.81 Billion	20.11%
Total Liquid Assets	€2.81 Billion	20.11%

Asset Resilience Insights

Good Liquidity Position: Qudian Inc maintains a healthy 20.11% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Qudian Inc Industry Peers by Asset Resilience Ratio

Compare Qudian Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Western Union Co NYSE:WU	Credit Services	30.80%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	4.11%
PTC India Financial Services Limited NSE:PFS	Credit Services	16.15%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	35.70%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for Qudian Inc (2016–2024)

The table below shows the annual Asset Resilience Ratio data for Qudian Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	25.09%	€3.13 Billion ≈ $3.66 Billion	€12.46 Billion ≈ $14.57 Billion	+7.49pp
2023-12-31	17.60%	€2.20 Billion ≈ $2.57 Billion	€12.48 Billion ≈ $14.59 Billion	-24.59pp
2022-12-31	42.19%	€5.38 Billion ≈ $6.29 Billion	€12.75 Billion ≈ $14.90 Billion	+0.08pp
2021-12-31	42.12%	€5.93 Billion ≈ $6.93 Billion	€14.07 Billion ≈ $16.45 Billion	+4.48pp
2020-12-31	37.63%	€5.04 Billion ≈ $5.89 Billion	€13.40 Billion ≈ $15.66 Billion	+36.38pp
2019-12-31	1.26%	€231.13 Million ≈ $270.22 Million	€18.36 Billion ≈ $21.47 Billion	--
2018-12-31	0.00%	€0.00 ≈ $0.00	€16.25 Billion ≈ $19.00 Billion	--
2017-12-31	1.55%	€300.00 Million ≈ $350.73 Million	€19.38 Billion ≈ $22.66 Billion	-4.50pp
2016-12-31	6.04%	€430.20 Million ≈ $502.95 Million	€7.12 Billion ≈ $8.32 Billion	--

pp = percentage points

About Qudian Inc

F:1QU Germany Credit Services

Market Cap

$236.46 Million

€202.25 Million EUR

Market Cap Rank

#15910 Global

#1524 in Germany

Share Price

€1.99

Change (1 day)

-1.49%

52-Week Range

€1.63 - €4.26

All Time High

€28.01