Qudian Inc (1QU) - Net Assets
Based on the latest financial reports, Qudian Inc (1QU) has net assets worth €11.95 Billion EUR (≈ $13.97 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€13.95 Billion ≈ $16.31 Billion USD) and total liabilities (€2.00 Billion ≈ $2.34 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 1QU asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €11.95 Billion |
| % of Total Assets | 85.66% |
| Annual Growth Rate | N/A |
| 5-Year Change | -5.19% |
| 10-Year Change | N/A |
| Growth Volatility | 6.51 |
Qudian Inc - Net Assets Trend (2016–2024)
This chart illustrates how Qudian Inc's net assets have evolved over time, based on quarterly financial data. Also explore Qudian Inc (1QU) total assets for the complete picture of this company's asset base.
Annual Net Assets for Qudian Inc (2016–2024)
The table below shows the annual net assets of Qudian Inc from 2016 to 2024. For live valuation and market cap data, see market value of Qudian Inc.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €11.29 Billion ≈ $13.20 Billion |
-3.39% |
| 2023-12-31 | €11.69 Billion ≈ $13.66 Billion |
-2.95% |
| 2022-12-31 | €12.04 Billion ≈ $14.08 Billion |
-3.84% |
| 2021-12-31 | €12.52 Billion ≈ $14.64 Billion |
+5.15% |
| 2020-12-31 | €11.91 Billion ≈ $13.92 Billion |
-0.12% |
| 2019-12-31 | €11.92 Billion ≈ $13.94 Billion |
+10.20% |
| 2018-12-31 | €10.82 Billion ≈ $12.65 Billion |
+13.42% |
| 2017-12-31 | €9.54 Billion ≈ $11.15 Billion |
+378.11% |
| 2016-12-31 | €-3.43 Billion ≈ $-4.01 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Qudian Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1218102090500.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €8.67 Billion | 76.78% |
| Other Components | €2.62 Billion | 23.22% |
| Total Equity | €11.29 Billion | 100.00% |
Qudian Inc Competitors by Market Cap
The table below lists competitors of Qudian Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dimand S.A.
AT:DIMAND
|
$236.54 Million |
|
Nexen Corporation
KO:005720
|
$236.58 Million |
|
Arkade Developers Ltd
NSE:ARKADE
|
$236.65 Million |
|
Texas Ventures Acquisition III Corp
NASDAQ:TVA
|
$236.70 Million |
|
Lubelski Wegiel Bogdanka S.A.
WAR:LWB
|
$236.37 Million |
|
AGORA INC. SP.ADS/4 CL.A
F:9AG1
|
$236.29 Million |
|
ABEONA THERAPEUT. DL-01
F:PCJ
|
$236.27 Million |
|
Praemium Ltd
AU:PPS
|
$236.27 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Qudian Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 11,687,950,972 to 11,291,429,030, a change of -396,521,942 (-3.4%).
- Net income of 91,731,395 contributed positively to equity growth.
- Share repurchases of 533,156,442 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €91.73 Million | +0.81% |
| Share Repurchases | €533.16 Million | -4.72% |
| Other Changes | €44.90 Million | +0.4% |
| Total Change | €- | -3.39% |
Book Value vs Market Value Analysis
This analysis compares Qudian Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €29.28 | €1.99 | x |
| 2018-12-31 | €36.50 | €1.99 | x |
| 2019-12-31 | €47.00 | €1.99 | x |
| 2020-12-31 | €47.03 | €1.99 | x |
| 2021-12-31 | €49.46 | €1.99 | x |
| 2022-12-31 | €51.85 | €1.99 | x |
| 2023-12-31 | €58.26 | €1.99 | x |
| 2024-12-31 | €66.94 | €1.99 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Qudian Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.81%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 42.38%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 1.10x
- Recent ROE (0.81%) is below the historical average (10.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 0.00% | 39.97% | 0.20x | 0.00x | €919.69 Million |
| 2017 | 22.69% | 45.33% | 0.25x | 2.03x | €1.21 Billion |
| 2018 | 23.02% | 32.39% | 0.47x | 1.50x | €1.41 Billion |
| 2019 | 27.38% | 36.93% | 0.48x | 1.54x | €2.07 Billion |
| 2020 | 8.06% | 26.00% | 0.28x | 1.13x | €-231.17 Million |
| 2021 | 4.71% | 35.61% | 0.12x | 1.12x | €-662.59 Million |
| 2022 | 4.89% | 35.61% | 0.13x | 1.06x | €-615.20 Million |
| 2023 | 0.33% | 30.98% | 0.01x | 1.07x | €-1.13 Billion |
| 2024 | 0.81% | 42.38% | 0.02x | 1.10x | €-1.04 Billion |
Industry Comparison
This section compares Qudian Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $6,260,756,167
- Average return on equity (ROE) among peers: 5.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Qudian Inc (1QU) | €11.95 Billion | 0.00% | 0.17x | $236.46 Million |
| Yiren Digital Ltd (19YA) | $8.09 Billion | 25.73% | 0.27x | $122.70 Million |
| Yixin Group Limited (1YX) | $14.64 Billion | 0.20% | 0.88x | $1.60 Billion |
| CREDIT CORP. GROUP LTD. (2RC) | $825.67 Million | 6.14% | 0.60x | $444.96 Million |
| HANHUA FNCL HLDG CO.H YC1 (5HF) | $8.04 Billion | 0.95% | 0.54x | $11.63 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $20.37 Billion | 10.36% | 2.94x | $1.41 Billion |
| PREMIA FINANCE O.N. (81U) | $2.89 Million | 20.84% | 0.56x | $1.64 Million |
| SY HOLDINGS GROUP HD-01 (9U0) | $4.12 Billion | 5.32% | 1.76x | $1.10 Billion |
| ALBIS Leasing AG (ALG) | $6.63 Million | -16.84% | 17.44x | $60.62 Million |
| Brockhaus Capital Management AG (BKHT) | $254.92 Million | -6.23% | 1.41x | $171.34 Million |
About Qudian Inc
High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing; technology development and services; and research and development services. It provides financial institutions with a financial technology business management system consisting of a core service system group, a user identification… Read more