Qudian Inc (1QU) — Defensive Interval Ratio

Latest as of December 2025: 510 days

Qudian Inc (1QU) has a Defensive Interval Ratio of 510 days as of December 2025. Defensive assets of €2.77 Billion (cash €-, short-term investments €2.76 Billion, receivables €5.35 Million) cover 510 days of daily cash needs of €5.43 Million/day. Check Qudian Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

510 days
Days of operational coverage

Defensive Assets

€2.77 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€5.43 Million
Current Liabilities ÷ 365

Current Liabilities

€1.98 Billion
EUR

Qudian Inc Defensive Interval Ratio (2016–2025)

This chart shows how Qudian Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 510 days, meaning defensive assets of €2.77 Billion can fund 510 days of operations without new revenue. Also explore 1QU net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Qudian Inc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Qudian Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Qudian Inc.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 510 days €2.77 Billion €5.43 Million/day €- €2.76 Billion ▼ -516 days
2024 1027 days €3.16 Billion €3.08 Million/day €- €3.13 Billion ▼ -49 days
2023 1075 days €2.22 Billion €2.07 Million/day €- €2.20 Billion ▼ -2296 days
2022 3371 days €5.40 Billion €1.60 Million/day €- €5.38 Billion ▼ -2792 days
2021 6163 days €8.33 Billion €1.35 Million/day €- €5.93 Billion ▲ +2225 days
2020 3938 days €5.10 Billion €1.29 Million/day €- €5.04 Billion ▲ +2813 days
2019 1125 days €12.01 Billion €10.68 Million/day €- €231.13 Million ▲ +342 days
2018 783 days €10.77 Billion €13.75 Million/day €- €0.00 ▲ +428 days
2017 355 days €9.08 Billion €25.56 Million/day €- €300.00 Million ▼ -83 days
2016 438 days €5.44 Billion €12.41 Million/day €- €430.20 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)