Qudian Inc (1QU) - Total Assets
Based on the latest financial reports, Qudian Inc (1QU) holds total assets worth €13.61 Billion EUR (≈ $15.91 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does Qudian Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Qudian Inc - Total Assets Trend (2016–2025)
This chart illustrates how Qudian Inc's total assets have evolved over time, based on quarterly financial data. Explore 1QU long-term investment intensity to see how much of total assets are deployed in long-term investments.
Qudian Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Qudian Inc's total assets of €13.61 Billion consist of 83.7% current assets and 16.3% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 40.6% |
| Accounts Receivable | €5.35 Million | 0.0% |
| Inventory | €54.68 Million | 0.4% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €0.00 | 0.0% |
| Goodwill | €0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Qudian Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Qudian Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Qudian Inc's current assets represent 83.7% of total assets in 2025, a decrease from 97.4% in 2016.
- Cash Position: Cash and equivalents constituted 40.6% of total assets in 2025, up from 11.0% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is inventory at 0.4% of total assets.
Qudian Inc Competitors by Total Assets
Key competitors of Qudian Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Qudian Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 5.75 | 9.02 | 23.71 |
| Quick Ratio | 5.72 | 9.01 | 23.71 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €9.41 Billion | €9.02 Billion | €11.69 Billion |
Qudian Inc - Advanced Valuation Insights
This section examines the relationship between Qudian Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.20 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 9.2% |
| Total Assets | €13.61 Billion |
| Market Capitalization | $272.58 Million USD |
Valuation Analysis
Below Book Valuation: The market values Qudian Inc's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Qudian Inc's assets grew by 9.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Qudian Inc (2016–2025)
The table below shows the annual total assets of Qudian Inc from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €13.61 Billion ≈ $15.91 Billion |
+9.22% |
| 2024-12-31 | €12.46 Billion ≈ $14.57 Billion |
-0.14% |
| 2023-12-31 | €12.48 Billion ≈ $14.59 Billion |
-2.07% |
| 2022-12-31 | €12.75 Billion ≈ $14.90 Billion |
-9.41% |
| 2021-12-31 | €14.07 Billion ≈ $16.45 Billion |
+5.02% |
| 2020-12-31 | €13.40 Billion ≈ $15.66 Billion |
-27.03% |
| 2019-12-31 | €18.36 Billion ≈ $21.47 Billion |
+12.97% |
| 2018-12-31 | €16.25 Billion ≈ $19.00 Billion |
-16.14% |
| 2017-12-31 | €19.38 Billion ≈ $22.66 Billion |
+172.29% |
| 2016-12-31 | €7.12 Billion ≈ $8.32 Billion |
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About Qudian Inc
High Templar Tech Limited operates as a consumer-oriented financial technology service company in the People's Republic of China. The company provides aircraft leasing; technology development and services; and research and development services. It provides financial institutions with a financial technology business management system consisting of a core service system group, a user identification… Read more