Qudian Inc (1QU) — Net Asset Quality Index

Latest as of December 2025: 85.4%

Qudian Inc (1QU) has a Net Asset Quality Index of 85.4% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €13.61 Billion minus total liabilities of €1.98 Billion yields net assets of €11.63 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check 1QU cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Quality Index

85.4%
Equity / Total Assets

Net Assets

€11.63 Billion
EUR

Total Assets

€13.61 Billion
EUR

Total Liabilities

€1.98 Billion
EUR

Qudian Inc Net Asset Quality Index Over Time (2016–2025)

This chart shows how Qudian Inc's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the index stands at 85.4%, representing net assets of €11.63 Billion against total assets of €13.61 Billion EUR. See Qudian Inc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Qudian Inc (2016–2025)

The table below presents the year-by-year Net Asset Quality Index for Qudian Inc from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see 1QU stock market capitalisation.

Year Quality Index Net Assets (EUR) Total Assets Total Liabilities Change (pp)
2025 85.4% €11.63 Billion €13.61 Billion €1.98 Billion ▼ -5.1 pp
2024 90.6% €11.29 Billion €12.46 Billion €1.17 Billion ▼ -3.0 pp
2023 93.6% €11.69 Billion €12.48 Billion €794.24 Million ▼ -0.8 pp
2022 94.5% €12.04 Billion €12.75 Billion €703.72 Million ▲ +5.5 pp
2021 89.0% €12.52 Billion €14.07 Billion €1.55 Billion ▲ +0.1 pp
2020 88.9% €11.91 Billion €13.40 Billion €1.49 Billion ▲ +24.0 pp
2019 64.9% €11.92 Billion €18.36 Billion €6.44 Billion ▼ -1.6 pp
2018 66.6% €10.82 Billion €16.25 Billion €5.43 Billion ▲ +17.3 pp
2017 49.2% €9.54 Billion €19.38 Billion €9.84 Billion ▲ +97.4 pp
2016 -48.2% €-3.43 Billion €7.12 Billion €10.55 Billion
pp = percentage points