Qudian Inc (1QU) — Financial Flexibility Index

Latest as of December 2025: 0.41x

Qudian Inc (1QU) has a Financial Flexibility Index of 0.41x as of December 2025. Free cash flow of €803.67 Million (operating CF €687.06 Million minus capex €116.62 Million) represents 0% of total liabilities (€1.98 Billion). Check Qudian Inc (1QU) strategic asset index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.41x
Free Cash Flow / Total Liabilities

Free Cash Flow

€803.67 Million
Operating CF − Capex

Total Liabilities

€1.98 Billion
EUR

Capital Expenditures

€116.62 Million
EUR

Qudian Inc Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for Qudian Inc across 10 annual periods. See 1QU net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Qudian Inc (2016–2025)

Year-by-year free cash flow to debt coverage for Qudian Inc. For the full company profile including market capitalisation, see market cap of Qudian Inc.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.41x €803.67 Million €687.06 Million €1.98 Billion ▲ +129.8%
2024 0.18x €207.00 Million €-111.00 Million €1.17 Billion ▼ -84.7%
2023 1.15x €917.05 Million €352.02 Million €794.24 Million ▲ +52.0%
2022 0.76x €534.50 Million €260.87 Million €703.72 Million ▼ -16.1%
2021 0.90x €1.40 Billion €922.07 Million €1.55 Billion ▼ -50.0%
2020 1.81x €2.69 Billion €2.47 Billion €1.49 Billion ▲ +108.8%
2019 0.87x €5.58 Billion €5.50 Billion €6.44 Billion ▲ +35.6%
2018 0.64x €3.47 Billion €3.33 Billion €5.43 Billion ▲ +123.9%
2017 0.29x €2.81 Billion €2.80 Billion €9.84 Billion ▲ +277.0%
2016 0.08x €798.67 Million €794.06 Million €10.55 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities