Itaú Unibanco Holding S.A - Asset Resilience Ratio

Latest as of December 2025: 4.32%

Itaú Unibanco Holding S.A (BVXB) has an Asset Resilience Ratio of 4.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Itaú Unibanco Holding S.A's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

€132.47 Billion

≈ $154.87 Billion USD Cash + Short-term Investments

Total Assets

€3.07 Trillion

≈ $3.58 Trillion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Itaú Unibanco Holding S.A's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Itaú Unibanco Holding S.A.

Liquid Assets Composition Over Time

This chart breaks down Itaú Unibanco Holding S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Itaú Unibanco Holding S.A long-term investment allocation to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€132.47 Billion	4.32%
Total Liquid Assets	€132.47 Billion	4.32%

Asset Resilience Insights

Limited Liquidity: Itaú Unibanco Holding S.A maintains only 4.32% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Itaú Unibanco Holding S.A Industry Peers by Asset Resilience Ratio

Compare Itaú Unibanco Holding S.A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Itaú Unibanco Holding S.A (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Itaú Unibanco Holding S.A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.32%	€132.47 Billion ≈ $154.87 Billion	€3.07 Trillion ≈ $3.58 Trillion	+0.60pp
2024-12-31	3.72%	€106.30 Billion ≈ $124.28 Billion	€2.85 Trillion ≈ $3.34 Trillion	-1.39pp
2023-12-31	5.11%	€130.04 Billion ≈ $152.03 Billion	€2.54 Trillion ≈ $2.97 Trillion	-0.10pp
2022-12-31	5.21%	€121.05 Billion ≈ $141.52 Billion	€2.32 Trillion ≈ $2.72 Trillion	+0.11pp
2021-12-31	5.10%	€105.62 Billion ≈ $123.48 Billion	€2.07 Trillion ≈ $2.42 Trillion	-0.34pp
2020-12-31	5.44%	€109.94 Billion ≈ $128.53 Billion	€2.02 Trillion ≈ $2.36 Trillion	+0.76pp
2019-12-31	4.68%	€76.66 Billion ≈ $89.62 Billion	€1.64 Trillion ≈ $1.91 Trillion	+1.51pp
2018-12-31	3.18%	€49.32 Billion ≈ $57.66 Billion	€1.55 Trillion ≈ $1.82 Trillion	-3.95pp
2017-12-31	7.13%	€102.28 Billion ≈ $119.58 Billion	€1.43 Trillion ≈ $1.68 Trillion	--

pp = percentage points

About Itaú Unibanco Holding S.A

F:BVXB Germany Banks - Regional

Market Cap

$44.85 Billion

€38.37 Billion EUR

Market Cap Rank

#612 Global

#124 in Germany

Share Price

€7.10

Change (1 day)

+0.71%

52-Week Range

€5.75 - €8.10

All Time High

€8.10