Itaú Unibanco Holding S.A - Asset Resilience Ratio

Latest as of December 2025: 4.32%

Itaú Unibanco Holding S.A (BVXB) has an Asset Resilience Ratio of 4.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Itaú Unibanco Holding S.A strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

€132.47 Billion

≈ $154.87 Billion USD Cash + Short-term Investments

Total Assets

€3.07 Trillion

≈ $3.58 Trillion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2017–2025)

This chart shows how Itaú Unibanco Holding S.A's Asset Resilience Ratio has changed over time. See Itaú Unibanco Holding S.A (BVXB) balance sheet quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Itaú Unibanco Holding S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Itaú Unibanco Holding S.A stock valuation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	€0.00	0%
Short-term Investments	€132.47 Billion	4.32%
Total Liquid Assets	€132.47 Billion	4.32%

Asset Resilience Insights

Limited Liquidity: Itaú Unibanco Holding S.A maintains only 4.32% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Itaú Unibanco Holding S.A Industry Peers by Asset Resilience Ratio

Compare Itaú Unibanco Holding S.A's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Standard Bank Group Ltd JSE:SBK	Banks - Regional	-9.21%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Hua Xia Bank Co Ltd SHG:600015	Banks - Regional	4.86%
International Bancshares Corporation NASDAQ:IBOC	Banks - Regional	28.98%
Judo Capital Holdings Ltd AU:JDO	Banks - Regional	10.76%
TF Bank AB ST:TFBANK	Banks - Regional	-0.15%
Bank Tabungan Negara Persero JK:BBTN	Banks - Regional	-3.50%
Mystate Ltd AU:MYS	Banks - Regional	8.81%

Annual Asset Resilience Ratio for Itaú Unibanco Holding S.A (2017–2025)

The table below shows the annual Asset Resilience Ratio data for Itaú Unibanco Holding S.A.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	4.32%	€132.47 Billion ≈ $154.87 Billion	€3.07 Trillion ≈ $3.58 Trillion	+0.60pp
2024-12-31	3.72%	€106.30 Billion ≈ $124.28 Billion	€2.85 Trillion ≈ $3.34 Trillion	-1.39pp
2023-12-31	5.11%	€130.04 Billion ≈ $152.03 Billion	€2.54 Trillion ≈ $2.97 Trillion	-0.10pp
2022-12-31	5.21%	€121.05 Billion ≈ $141.52 Billion	€2.32 Trillion ≈ $2.72 Trillion	+0.11pp
2021-12-31	5.10%	€105.62 Billion ≈ $123.48 Billion	€2.07 Trillion ≈ $2.42 Trillion	-0.34pp
2020-12-31	5.44%	€109.94 Billion ≈ $128.53 Billion	€2.02 Trillion ≈ $2.36 Trillion	+0.76pp
2019-12-31	4.68%	€76.66 Billion ≈ $89.62 Billion	€1.64 Trillion ≈ $1.91 Trillion	+1.51pp
2018-12-31	3.18%	€49.32 Billion ≈ $57.66 Billion	€1.55 Trillion ≈ $1.82 Trillion	-3.95pp
2017-12-31	7.13%	€102.28 Billion ≈ $119.58 Billion	€1.43 Trillion ≈ $1.68 Trillion	--

pp = percentage points

About Itaú Unibanco Holding S.A

F:BVXB Germany Banks - Regional

Market Cap

$43.59 Billion

€37.28 Billion EUR

Market Cap Rank

#628 Global

#127 in Germany

Share Price

€6.90

Change (1 day)

+1.47%

52-Week Range

€5.30 - €8.10

All Time High

€8.10