Itaú Unibanco Holding S.A - Asset Resilience Ratio
Itaú Unibanco Holding S.A (BVXB) has an Asset Resilience Ratio of 4.32% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Itaú Unibanco Holding S.A's Asset Resilience Ratio has changed over time. Check Itaú Unibanco Holding S.A strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Itaú Unibanco Holding S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BVXB market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €132.47 Billion | 4.32% |
| Total Liquid Assets | €132.47 Billion | 4.32% |
Asset Resilience Insights
- Limited Liquidity: Itaú Unibanco Holding S.A maintains only 4.32% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Itaú Unibanco Holding S.A Industry Peers by Asset Resilience Ratio
Compare Itaú Unibanco Holding S.A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Itaú Unibanco Holding S.A (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Itaú Unibanco Holding S.A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.32% | €132.47 Billion ≈ $154.87 Billion |
€3.07 Trillion ≈ $3.58 Trillion |
+0.60pp |
| 2024-12-31 | 3.72% | €106.30 Billion ≈ $124.28 Billion |
€2.85 Trillion ≈ $3.34 Trillion |
-1.39pp |
| 2023-12-31 | 5.11% | €130.04 Billion ≈ $152.03 Billion |
€2.54 Trillion ≈ $2.97 Trillion |
-0.10pp |
| 2022-12-31 | 5.21% | €121.05 Billion ≈ $141.52 Billion |
€2.32 Trillion ≈ $2.72 Trillion |
+0.11pp |
| 2021-12-31 | 5.10% | €105.62 Billion ≈ $123.48 Billion |
€2.07 Trillion ≈ $2.42 Trillion |
-0.34pp |
| 2020-12-31 | 5.44% | €109.94 Billion ≈ $128.53 Billion |
€2.02 Trillion ≈ $2.36 Trillion |
+0.76pp |
| 2019-12-31 | 4.68% | €76.66 Billion ≈ $89.62 Billion |
€1.64 Trillion ≈ $1.91 Trillion |
+1.51pp |
| 2018-12-31 | 3.18% | €49.32 Billion ≈ $57.66 Billion |
€1.55 Trillion ≈ $1.82 Trillion |
-3.95pp |
| 2017-12-31 | 7.13% | €102.28 Billion ≈ $119.58 Billion |
€1.43 Trillion ≈ $1.68 Trillion |
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About Itaú Unibanco Holding S.A
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more