Itaú Unibanco Holding S.A (BVXB) — Tangible Net Worth Ratio

Latest as of December 2025: 92.7%

Itaú Unibanco Holding S.A (BVXB) has a Tangible Net Worth Ratio of 92.7% as of December 2025. This metric is calculated by deducting intangible assets (€15.75 Billion) from net assets (€215.08 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore Itaú Unibanco Holding S.A net asset momentum to track the company's year-over-year net asset growth rate.

Tangible NW Ratio

92.7%
Tangible equity / total equity

Net Assets (Equity)

€215.08 Billion
EUR

Intangible Assets

€15.75 Billion
Goodwill, patents, brand value

Total Assets

€3.07 Trillion
EUR

Itaú Unibanco Holding S.A Tangible Net Worth Ratio (2017–2025)

This chart shows how Itaú Unibanco Holding S.A's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of December 2025, the ratio stands at 92.7%, reflecting net assets of €215.08 Billion with intangible assets of €15.75 Billion EUR. For live market cap and overall valuation, see Itaú Unibanco Holding S.A market cap and net worth.

Annual Tangible Net Worth Ratio for Itaú Unibanco Holding S.A (2017–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Itaú Unibanco Holding S.A from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore BVXB capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 92.7% €215.08 Billion €15.75 Billion €3.07 Trillion ▼ -0.3 pp
2024 92.9% €221.28 Billion €15.65 Billion €2.85 Trillion ▲ +0.7 pp
2023 92.2% €199.05 Billion €15.53 Billion €2.54 Trillion ▲ +1.0 pp
2022 91.2% €177.34 Billion €15.56 Billion €2.32 Trillion ▼ -0.7 pp
2021 91.9% €164.48 Billion €13.29 Billion €2.07 Trillion ▼ -2.2 pp
2020 94.1% €154.53 Billion €9.14 Billion €2.02 Trillion ▼ -0.2 pp
2019 94.3% €149.47 Billion €8.56 Billion €1.64 Trillion ▼ -0.5 pp
2018 94.8% €150.47 Billion €7.89 Billion €1.55 Trillion ▲ +0.6 pp
2017 94.1% €148.01 Billion €8.67 Billion €1.43 Trillion
pp = percentage points