Itaú Unibanco Holding S.A (BVXB) — Cash Flow Reinvestment Rate

Latest as of September 2025: 0.07x

Itaú Unibanco Holding S.A (BVXB) has a Cash Flow Reinvestment Rate of 0.07x as of September 2025, reinvesting €5.61 Billion (capex €1.69 Billion plus investments €-3.92 Billion) from operating cash flow of €75.70 Billion. See Itaú Unibanco Holding S.A free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

Reinvestment Rate

0.07x
(Capex + Investments) / Operating CF

Total Reinvested

€5.61 Billion
Capex + Investments

Operating Cash Flow

€75.70 Billion
EUR

Capital Expenditures

€1.69 Billion
EUR

Itaú Unibanco Holding S.A Cash Flow Reinvestment Rate (2021–2025)

Historical reinvestment intensity for Itaú Unibanco Holding S.A across 5 annual periods. For the full cash flow conversion analysis, see Itaú Unibanco Holding S.A (BVXB) cash conversion ratio.

Annual Cash Flow Reinvestment Rate for Itaú Unibanco Holding S.A (2021–2025)

Year-by-year capital reinvestment analysis for Itaú Unibanco Holding S.A. See BVXB financial flexibility score to measure the company's free cash flow as a share of total liabilities.

Year Reinvestment Rate Total Reinvested (EUR) Operating CF Capex YoY Change
2025 0.96x €33.06 Billion €34.47 Billion €7.12 Billion ▼ -66.8%
2024 2.89x €20.41 Billion €7.07 Billion €7.37 Billion ▲ +274.9%
2023 0.77x €75.66 Billion €98.24 Billion €8.57 Billion ▲ +22.7%
2022 0.63x €68.36 Billion €108.90 Billion €2.73 Billion ▲ +50.5%
2021 0.42x €5.40 Billion €12.94 Billion €1.41 Billion
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow