Itaú Unibanco Holding S.A (BVXB) — Cash Flow Quality Index
Itaú Unibanco Holding S.A (BVXB) has a Cash Flow Quality Index of -3.64x as of December 2025. Operating cash flow of €-43.42 Billion is below net income of €11.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Itaú Unibanco Holding S.A long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Itaú Unibanco Holding S.A Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Itaú Unibanco Holding S.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Itaú Unibanco Holding S.A to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Itaú Unibanco Holding S.A (2017–2025)
Year-by-year earnings quality comparison for Itaú Unibanco Holding S.A. For live market cap and the full company financial profile, see BVXB company net worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | €34.47 Billion | €44.86 Billion | ▲ +337.3% |
| 2024 | 0.18x | €7.07 Billion | €40.23 Billion | ▼ -94.0% |
| 2023 | 2.94x | €98.24 Billion | €33.37 Billion | ▼ -19.7% |
| 2022 | 3.67x | €108.90 Billion | €29.70 Billion | ▲ +658.0% |
| 2021 | 0.48x | €12.94 Billion | €26.76 Billion | ▲ +103.8% |
| 2020 | -12.83x | €-242.46 Billion | €18.90 Billion | ▼ -4004.5% |
| 2019 | -0.31x | €-8.48 Billion | €27.11 Billion | ▲ +74.7% |
| 2018 | -1.24x | €-30.76 Billion | €24.91 Billion | ▲ +43.1% |
| 2017 | -2.17x | €-50.34 Billion | €23.19 Billion | — |