Itaú Unibanco Holding S.A Cash Flow Quality Index
Itaú Unibanco Holding S.A cash flow quality index. Itaú Unibanco Holding S.A (BVXB) has a Cash Flow Quality Index of -3.64x as of December 2025. Operating cash flow of €-43.42 Billion is below net income of €11.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Itaú Unibanco Holding S.A free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Itaú Unibanco Holding S.A (2017–2025)
Cash flow quality index of Itaú Unibanco Holding S.A from 2017 to 2025. Historical Cash Flow Quality Index for Itaú Unibanco Holding S.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Itaú Unibanco Holding S.A cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Itaú Unibanco Holding S.A Cash Flow Quality Index by Year (2017–2025)
Itaú Unibanco Holding S.A cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for Itaú Unibanco Holding S.A. For the full cash flow conversion analysis, see Itaú Unibanco Holding S.A (BVXB) cash flow conversion.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | €34.47 Billion | €44.86 Billion | ▲ +337.3% |
| 2024 | 0.18x | €7.07 Billion | €40.23 Billion | ▼ -94.0% |
| 2023 | 2.94x | €98.24 Billion | €33.37 Billion | ▼ -19.7% |
| 2022 | 3.67x | €108.90 Billion | €29.70 Billion | ▲ +658.0% |
| 2021 | 0.48x | €12.94 Billion | €26.76 Billion | ▲ +103.8% |
| 2020 | -12.83x | €-242.46 Billion | €18.90 Billion | ▼ -4004.5% |
| 2019 | -0.31x | €-8.48 Billion | €27.11 Billion | ▲ +74.7% |
| 2018 | -1.24x | €-30.76 Billion | €24.91 Billion | ▲ +43.1% |
| 2017 | -2.17x | €-50.34 Billion | €23.19 Billion | — |