Itaú Unibanco Holding S.A (BVXB) — Cash Flow Quality Index

Latest as of December 2025: -3.64x

Itaú Unibanco Holding S.A (BVXB) has a Cash Flow Quality Index of -3.64x as of December 2025. Operating cash flow of €-43.42 Billion is below net income of €11.94 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BVXB cash flow metrics to assess how effectively this company generates cash.

Cash Flow Quality Index

-3.64x
Operating CF / Net Income

Operating Cash Flow

€-43.42 Billion
EUR

Net Income

€11.94 Billion
EUR

Data as of

Dec 2025
Most recent filing

Itaú Unibanco Holding S.A Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for Itaú Unibanco Holding S.A across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BVXB cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Itaú Unibanco Holding S.A (2017–2025)

Year-by-year earnings quality comparison for Itaú Unibanco Holding S.A. For live market cap and the full company financial profile, see Itaú Unibanco Holding S.A (BVXB) total market value.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 0.77x €34.47 Billion €44.86 Billion ▲ +337.3%
2024 0.18x €7.07 Billion €40.23 Billion ▼ -94.0%
2023 2.94x €98.24 Billion €33.37 Billion ▼ -19.7%
2022 3.67x €108.90 Billion €29.70 Billion ▲ +658.0%
2021 0.48x €12.94 Billion €26.76 Billion ▲ +103.8%
2020 -12.83x €-242.46 Billion €18.90 Billion ▼ -4004.5%
2019 -0.31x €-8.48 Billion €27.11 Billion ▲ +74.7%
2018 -1.24x €-30.76 Billion €24.91 Billion ▲ +43.1%
2017 -2.17x €-50.34 Billion €23.19 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.