Itaú Unibanco Holding S.A (BVXB) — Financial Flexibility Index
Itaú Unibanco Holding S.A (BVXB) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-41.61 Billion (operating CF €-43.42 Billion minus capex €1.81 Billion) represents 0% of total liabilities (€2.85 Trillion). Check how aggressively does Itaú Unibanco Holding S.A reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Itaú Unibanco Holding S.A Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Itaú Unibanco Holding S.A across 9 annual periods. For the full cash flow conversion analysis, see how efficiently does Itaú Unibanco Holding S.A generate cash.
Annual Financial Flexibility Index for Itaú Unibanco Holding S.A (2017–2025)
Year-by-year free cash flow to debt coverage for Itaú Unibanco Holding S.A. Explore BVXB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €41.58 Billion | €34.47 Billion | €2.85 Trillion | ▲ +166.0% |
| 2024 | 0.01x | €14.44 Billion | €7.07 Billion | €2.63 Trillion | ▼ -88.0% |
| 2023 | 0.05x | €106.80 Billion | €98.24 Billion | €2.34 Trillion | ▼ -12.4% |
| 2022 | 0.05x | €111.63 Billion | €108.90 Billion | €2.15 Trillion | ▲ +590.0% |
| 2021 | 0.01x | €14.36 Billion | €12.94 Billion | €1.90 Trillion | ▲ +105.8% |
| 2020 | -0.13x | €-240.74 Billion | €-242.46 Billion | €1.86 Trillion | ▼ -2702.5% |
| 2019 | 0.00x | €-6.86 Billion | €-8.48 Billion | €1.49 Trillion | ▲ +77.9% |
| 2018 | -0.02x | €-29.28 Billion | €-30.76 Billion | €1.40 Trillion | ▲ +45.6% |
| 2017 | -0.04x | €-49.40 Billion | €-50.34 Billion | €1.29 Trillion | — |