Itaú Unibanco Holding S.A (BVXB) — Financial Flexibility Index

Latest as of December 2025: -0.01x

Itaú Unibanco Holding S.A (BVXB) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-41.61 Billion (operating CF €-43.42 Billion minus capex €1.81 Billion) represents 0% of total liabilities (€2.85 Trillion). Check Itaú Unibanco Holding S.A (BVXB) strategic asset index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-41.61 Billion
Operating CF − Capex

Total Liabilities

€2.85 Trillion
EUR

Capital Expenditures

€1.81 Billion
EUR

Itaú Unibanco Holding S.A Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Itaú Unibanco Holding S.A across 9 annual periods. See working capital to net assets of Itaú Unibanco Holding S.A to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Itaú Unibanco Holding S.A (2017–2025)

Year-by-year free cash flow to debt coverage for Itaú Unibanco Holding S.A. For the full company profile including market capitalisation, see Itaú Unibanco Holding S.A market cap and net worth.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.01x €41.58 Billion €34.47 Billion €2.85 Trillion ▲ +166.0%
2024 0.01x €14.44 Billion €7.07 Billion €2.63 Trillion ▼ -88.0%
2023 0.05x €106.80 Billion €98.24 Billion €2.34 Trillion ▼ -12.4%
2022 0.05x €111.63 Billion €108.90 Billion €2.15 Trillion ▲ +590.0%
2021 0.01x €14.36 Billion €12.94 Billion €1.90 Trillion ▲ +105.8%
2020 -0.13x €-240.74 Billion €-242.46 Billion €1.86 Trillion ▼ -2702.5%
2019 0.00x €-6.86 Billion €-8.48 Billion €1.49 Trillion ▲ +77.9%
2018 -0.02x €-29.28 Billion €-30.76 Billion €1.40 Trillion ▲ +45.6%
2017 -0.04x €-49.40 Billion €-50.34 Billion €1.29 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities