Itaú Unibanco Holding S.A (BVXB) — Free Cash Flow Generation Index

Latest as of September 2025: 0.98x

Itaú Unibanco Holding S.A (BVXB) has a Free Cash Flow Generation Index of 0.98x as of September 2025. Free cash flow of €74.01 Billion represents 1% of operating cash flow (€75.70 Billion). Explore Itaú Unibanco Holding S.A capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.

FCF Generation Index

0.98x
Free Cash Flow / Operating CF

Free Cash Flow

€74.01 Billion
EUR

Operating Cash Flow

€75.70 Billion
EUR

Capital Expenditures

€1.69 Billion
EUR

Itaú Unibanco Holding S.A Free Cash Flow Generation Index (2021–2025)

Historical FCF Generation Index trend for Itaú Unibanco Holding S.A across 5 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Itaú Unibanco Holding S.A.

Annual Free Cash Flow Generation for Itaú Unibanco Holding S.A (2021–2025)

Year-by-year Free Cash Flow Generation Index for Itaú Unibanco Holding S.A. Check Itaú Unibanco Holding S.A total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Year FCG Index Free Cash Flow (EUR) Operating CF Capital Expenditures YoY Change
2025 0.79x €27.35 Billion €34.47 Billion €7.12 Billion ▲ +1976.2%
2024 -0.04x €-299.00 Million €7.07 Billion €7.37 Billion ▼ -104.6%
2023 0.91x €89.67 Billion €98.24 Billion €8.57 Billion ▼ -18.2%
2022 1.12x €121.47 Billion €108.90 Billion €2.73 Billion ▼ -71.7%
2021 3.94x €51.02 Billion €12.94 Billion €1.41 Billion
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).