Wise plc - Asset Resilience Ratio
Wise plc (WISE) has an Asset Resilience Ratio of 13.78% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Wise plc's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2026)
This chart shows how Wise plc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see WISE total asset value.
Liquid Assets Composition Over Time
This chart breaks down Wise plc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read how much debt does Wise plc carry for a breakdown of total debt and financial obligations.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX3.47 Billion | 13.78% |
| Total Liquid Assets | GBX3.47 Billion | 13.78% |
Asset Resilience Insights
- Moderate Liquidity: Wise plc has 13.78% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Wise plc Industry Peers by Asset Resilience Ratio
Compare Wise plc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hand Enterprise Solutions Co
SHE:300170 |
Information Technology Services | 3.61% |
|
Macquarie Technology Group Ltd
AU:MAQ |
Information Technology Services | 7.70% |
|
Neurones
PA:NRO |
Information Technology Services | 34.82% |
|
Guomai Technologies Inc
SHE:002093 |
Information Technology Services | 11.83% |
|
Suzhou Longway Electronic Machinery Co. Ltd. A
SHE:301202 |
Information Technology Services | 9.01% |
|
SNP Schneider-Neureither & Partner SE
XETRA:SHF |
Information Technology Services | 14.62% |
|
init innovation in traffic systems SE
F:IXX |
Information Technology Services | 0.01% |
|
Sygnity SA
WAR:SGN |
Information Technology Services | -0.16% |
Annual Asset Resilience Ratio for Wise plc (2019–2026)
The table below shows the annual Asset Resilience Ratio data for Wise plc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 13.78% | GBX3.47 Billion ≈ $421.77K |
GBX25.16 Billion ≈ $3.06 Million |
-10.41pp |
| 2025-03-31 | 24.19% | GBX4.65 Billion ≈ $566.37K |
GBX19.25 Billion ≈ $2.34 Million |
-2.46pp |
| 2024-03-31 | 26.65% | GBX4.03 Billion ≈ $490.81K |
GBX15.14 Billion ≈ $1.84 Million |
-5.31pp |
| 2023-03-31 | 31.96% | GBX3.80 Billion ≈ $462.90K |
GBX11.90 Billion ≈ $1.45 Million |
+16.20pp |
| 2022-03-31 | 15.76% | GBX1.19 Billion ≈ $145.08K |
GBX7.56 Billion ≈ $920.37K |
-1.38pp |
| 2021-03-31 | 17.14% | GBX737.50 Million ≈ $89.73K |
GBX4.30 Billion ≈ $523.40K |
+12.34pp |
| 2020-03-31 | 4.80% | GBX114.10 Million ≈ $13.88K |
GBX2.38 Billion ≈ $289.14K |
-5.06pp |
| 2019-03-31 | 9.86% | GBX109.70 Million ≈ $13.35K |
GBX1.11 Billion ≈ $135.38K |
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About Wise plc
Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, whic… Read more