Wise plc Financial Flexibility Index

Latest as of March 2026: 0.22x

Wise plc financial flexibility index. Wise plc (WISE) has a Financial Flexibility Index of 0.22x as of March 2026. Free cash flow of GBX5.32 Billion (operating CF GBX5.32 Billion minus capex GBX3.13 Million) represents 0% of total liabilities (GBX23.70 Billion). Explore reinvestment intensity of Wise plc to see what proportion of operating cash flow is directed to capital expenditures.

Financial Flexibility Index

0.22x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX5.32 Billion
Operating CF − Capex

Total Liabilities

GBX23.70 Billion
GBX

Capital Expenditures

GBX3.13 Million
GBX

Financial Flexibility Index of Wise plc (2015–2026)

Financial flexibility index of Wise plc from 2015 to 2026. Historical Financial Flexibility Index trend for Wise plc across 16 annual periods. Check Wise plc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Wise plc Financial Flexibility Index by Year (2015–2026)

Wise plc financial flexibility index by year from 2015 to 2026. Year-by-year free cash flow to debt coverage for Wise plc. For the full cash flow conversion analysis, see cash flow conversion of Wise plc.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2026 0.24x GBX5.73 Billion GBX5.71 Billion GBX23.70 Billion ▼ -4.7%
2025 0.25x GBX4.53 Billion GBX4.49 Billion GBX17.86 Billion ▲ +10.1%
2024 0.23x GBX3.26 Billion GBX3.25 Billion GBX14.16 Billion ▼ -33.6%
2023 0.35x GBX3.93 Billion GBX3.92 Billion GBX11.33 Billion ▼ -21.2%
2022 0.44x GBX3.15 Billion GBX3.14 Billion GBX7.16 Billion ▼ -15.7%
2021 0.52x GBX2.10 Billion GBX2.07 Billion GBX4.02 Billion ▼ -5.7%
2020 0.55x GBX1.21 Billion GBX1.19 Billion GBX2.18 Billion ▼ -21.7%
2019 0.71x GBX697.40 Million GBX683.80 Million GBX986.30 Million ▼ -0.7%
2018 0.71x GBX193.00 Million GBX190.70 Million GBX271.00 Million ▲ +0.0%
2018 0.71x GBX193.00 Million GBX190.70 Million GBX271.00 Million ▲ +212.6%
2017 0.23x GBX18.17 Million GBX16.31 Million GBX79.74 Million ▲ +0.0%
2017 0.23x GBX18.17 Million GBX16.31 Million GBX79.74 Million ▲ +173.4%
2016 -0.31x GBX-8.00 Million GBX-9.44 Million GBX25.79 Million ▲ +0.0%
2016 -0.31x GBX-8.00 Million GBX-9.44 Million GBX25.79 Million ▼ -10.0%
2015 -0.28x GBX-3.41 Million GBX-3.69 Million GBX12.08 Million ▲ +0.0%
2015 -0.28x GBX-3.41 Million GBX-3.69 Million GBX12.08 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities