Wise plc (WISE) — Financial Flexibility Index

Latest as of September 2025: 0.02x

Wise plc (WISE) has a Financial Flexibility Index of 0.02x as of September 2025. Free cash flow of GBX406.40 Million (operating CF GBX394.70 Million minus capex GBX11.70 Million) represents 0% of total liabilities (GBX20.68 Billion). Check Wise plc (WISE) strategic asset index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

GBX406.40 Million
Operating CF − Capex

Total Liabilities

GBX20.68 Billion
GBX

Capital Expenditures

GBX11.70 Million
GBX

Wise plc Financial Flexibility Index (2015–2025)

Historical Financial Flexibility Index trend for Wise plc across 15 annual periods. See WISE current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Wise plc (2015–2025)

Year-by-year free cash flow to debt coverage for Wise plc. For the full company profile including market capitalisation, see Wise plc stock valuation.

Year Flexibility Index Free Cash Flow (GBX) Operating CF Total Liabilities YoY Change
2025 0.25x GBX4.53 Billion GBX4.49 Billion GBX17.86 Billion ▲ +10.1%
2024 0.23x GBX3.26 Billion GBX3.25 Billion GBX14.16 Billion ▼ -33.6%
2023 0.35x GBX3.93 Billion GBX3.92 Billion GBX11.33 Billion ▼ -21.2%
2022 0.44x GBX3.15 Billion GBX3.14 Billion GBX7.16 Billion ▼ -15.7%
2021 0.52x GBX2.10 Billion GBX2.07 Billion GBX4.02 Billion ▼ -5.7%
2020 0.55x GBX1.21 Billion GBX1.19 Billion GBX2.18 Billion ▼ -21.7%
2019 0.71x GBX697.40 Million GBX683.80 Million GBX986.30 Million ▼ -0.7%
2018 0.71x GBX193.00 Million GBX190.70 Million GBX271.00 Million ▲ +0.0%
2018 0.71x GBX193.00 Million GBX190.70 Million GBX271.00 Million ▲ +212.6%
2017 0.23x GBX18.17 Million GBX16.31 Million GBX79.74 Million ▲ +0.0%
2017 0.23x GBX18.17 Million GBX16.31 Million GBX79.74 Million ▲ +173.4%
2016 -0.31x GBX-8.00 Million GBX-9.44 Million GBX25.79 Million ▲ +0.0%
2016 -0.31x GBX-8.00 Million GBX-9.44 Million GBX25.79 Million ▼ -10.0%
2015 -0.28x GBX-3.41 Million GBX-3.69 Million GBX12.08 Million ▲ +0.0%
2015 -0.28x GBX-3.41 Million GBX-3.69 Million GBX12.08 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities