Wise plc (WISE) — Working Capital to Net Assets Ratio
Wise plc (WISE) has a Working Capital to Net Assets ratio of 136.9% as of September 2025. Working capital of GBX1.96 Billion (current assets of GBX1.98 Billion minus current liabilities of GBX14.10 Million) is measured against net assets of GBX1.43 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See WISE financial flexibility index to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Wise plc Working Capital to Net Assets (2014–2025)
This chart shows how Wise plc's Working Capital to Net Assets ratio has evolved across 17 annual periods from 2014 to 2025. As of September 2025, the ratio stands at 136.9%, reflecting working capital of GBX1.96 Billion against net assets of GBX1.43 Billion GBX. See operational self-sufficiency of Wise plc to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Wise plc (2014–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Wise plc from 2014 to 2025, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Wise plc market cap and net worth.
| Year | WC/NA Ratio | Working Capital (GBX) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 99.4% | GBX1.38 Billion | GBX1.39 Billion | GBX19.00 Billion | GBX17.62 Billion | ▼ -10.0 pp |
| 2024 | 109.4% | GBX1.07 Billion | GBX979.90 Million | GBX14.96 Billion | GBX13.89 Billion | ▲ +30.6 pp |
| 2023 | 78.8% | GBX454.60 Million | GBX576.90 Million | GBX11.74 Billion | GBX11.29 Billion | ▼ -6.0 pp |
| 2022 | 84.8% | GBX347.00 Million | GBX409.20 Million | GBX7.39 Billion | GBX7.05 Billion | ▼ -14.0 pp |
| 2021 | 98.8% | GBX281.80 Million | GBX285.30 Million | GBX4.18 Billion | GBX3.90 Billion | ▲ +5.4 pp |
| 2020 | 93.4% | GBX183.80 Million | GBX196.80 Million | GBX2.30 Billion | GBX2.11 Billion | ▲ +9.1 pp |
| 2019 | 84.3% | GBX106.50 Million | GBX126.40 Million | GBX1.07 Billion | GBX967.40 Million | ▲ +6.5 pp |
| 2018 | 77.7% | GBX83.50 Million | GBX107.40 Million | GBX353.80 Million | GBX270.30 Million | ▲ +0.0 pp |
| 2018 | 77.7% | GBX83.50 Million | GBX107.40 Million | GBX353.80 Million | GBX270.30 Million | ▲ +14.2 pp |
| 2017 | 63.6% | GBX30.94 Million | GBX48.66 Million | GBX110.68 Million | GBX79.74 Million | ▲ +0.0 pp |
| 2017 | 63.6% | GBX30.94 Million | GBX48.66 Million | GBX110.68 Million | GBX79.74 Million | ▼ -20.8 pp |
| 2016 | 84.4% | GBX29.61 Million | GBX35.08 Million | GBX55.41 Million | GBX25.79 Million | ▲ +0.0 pp |
| 2016 | 84.4% | GBX29.61 Million | GBX35.08 Million | GBX55.41 Million | GBX25.79 Million | ▼ -11.2 pp |
| 2015 | 95.6% | GBX36.05 Million | GBX37.71 Million | GBX48.14 Million | GBX12.08 Million | ▲ +0.0 pp |
| 2015 | 95.6% | GBX36.05 Million | GBX37.71 Million | GBX48.14 Million | GBX12.08 Million | ▲ +20.8 pp |
| 2014 | 74.8% | GBX1.56 Million | GBX2.09 Million | GBX5.51 Million | GBX3.95 Million | ▲ +0.0 pp |
| 2014 | 74.8% | GBX1.56 Million | GBX2.09 Million | GBX5.51 Million | GBX3.95 Million | — |