Wise plc (WISE) — Defensive Interval Ratio

Latest as of March 2026: 78651 days

Wise plc (WISE) has a Defensive Interval Ratio of 78651 days as of March 2026. Defensive assets of GBX3.65 Billion (cash GBX-, short-term investments GBX3.47 Billion, receivables GBX184.65 Million) cover 78651 days of daily cash needs of GBX46.42K/day.

Defensive Interval Ratio

78651 days
Days of operational coverage

Defensive Assets

GBX3.65 Billion
Cash + ST Investments + Receivables

Daily Cash Need

GBX46.42K
Current Liabilities ÷ 365

Current Liabilities

GBX16.94 Million
GBX

Wise plc Defensive Interval Ratio (2016–2026)

This chart shows how Wise plc's Defensive Interval Ratio has evolved across 14 annual periods from 2016 to 2026. As of March 2026, the ratio stands at 78651 days, meaning defensive assets of GBX3.65 Billion can fund 78651 days of operations without new revenue. For the complete balance sheet picture, see WISE total assets.

Annual Defensive Interval Ratio for Wise plc (2016–2026)

The table below presents the year-by-year Defensive Interval Ratio for Wise plc from 2016 to 2026, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Wise plc (WISE) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2026 78651 days GBX3.65 Billion GBX46.42K/day GBX- GBX3.47 Billion ▲ +78549 days
2025 103 days GBX4.95 Billion GBX48.29 Million/day GBX- GBX4.65 Billion ▼ -14 days
2024 116 days GBX4.42 Billion GBX38.05 Million/day GBX- GBX4.03 Billion ▼ -13 days
2023 129 days GBX3.99 Billion GBX30.92 Million/day GBX- GBX3.80 Billion ▲ +62 days
2022 67 days GBX1.29 Billion GBX19.31 Million/day GBX- GBX1.19 Billion ▼ -7 days
2021 74 days GBX786.80 Million GBX10.68 Million/day GBX- GBX737.50 Million ▲ +45 days
2020 29 days GBX167.40 Million GBX5.79 Million/day GBX- GBX114.10 Million ▼ -47 days
2019 76 days GBX202.30 Million GBX2.65 Million/day GBX- GBX109.70 Million ▲ +21 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▲ +0 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▼ -83 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +0 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +90 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- ▲ +0 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)