Wise plc (WISE) — Defensive Interval Ratio

Latest as of September 2025: 10145 days

Wise plc (WISE) has a Defensive Interval Ratio of 10145 days as of September 2025. Defensive assets of GBX391.90 Million (cash GBX-, short-term investments GBX-, receivables GBX391.90 Million) cover 10145 days of daily cash needs of GBX38.63K/day. See Wise plc short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

10145 days
Days of operational coverage

Defensive Assets

GBX391.90 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX38.63K
Current Liabilities ÷ 365

Current Liabilities

GBX14.10 Million
GBX

Wise plc Defensive Interval Ratio (2016–2025)

This chart shows how Wise plc's Defensive Interval Ratio has evolved across 13 annual periods from 2016 to 2025. As of September 2025, the ratio stands at 10145 days, meaning defensive assets of GBX391.90 Million can fund 10145 days of operations without new revenue. See WISE equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Wise plc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Wise plc from 2016 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WISE company net worth.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 103 days GBX4.95 Billion GBX48.29 Million/day GBX- GBX4.65 Billion ▼ -14 days
2024 116 days GBX4.42 Billion GBX38.05 Million/day GBX- GBX4.03 Billion ▼ -13 days
2023 129 days GBX3.99 Billion GBX30.92 Million/day GBX- GBX3.80 Billion ▲ +62 days
2022 67 days GBX1.29 Billion GBX19.31 Million/day GBX- GBX1.19 Billion ▼ -7 days
2021 74 days GBX786.80 Million GBX10.68 Million/day GBX- GBX737.50 Million ▲ +45 days
2020 29 days GBX167.40 Million GBX5.79 Million/day GBX- GBX114.10 Million ▼ -47 days
2019 76 days GBX202.30 Million GBX2.65 Million/day GBX- GBX109.70 Million ▲ +21 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▲ +0 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▼ -83 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +0 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +90 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- ▲ +0 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)