Wise plc (WISE) — Defensive Interval Ratio

Latest as of March 2025: 103 days

Wise plc (WISE) has a Defensive Interval Ratio of 103 days as of March 2025. Defensive assets of GBX4.95 Billion (cash GBX-, short-term investments GBX4.65 Billion, receivables GBX295.80 Million) cover 103 days of daily cash needs of GBX48.29 Million/day. Check WISE tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

103 days
Days of operational coverage

Defensive Assets

GBX4.95 Billion
Cash + ST Investments + Receivables

Daily Cash Need

GBX48.29 Million
Current Liabilities ÷ 365

Current Liabilities

GBX17.62 Billion
GBX

Wise plc Defensive Interval Ratio (2016–2025)

This chart shows how Wise plc's Defensive Interval Ratio has evolved across 13 annual periods from 2016 to 2025. As of March 2025, the ratio stands at 103 days, meaning defensive assets of GBX4.95 Billion can fund 103 days of operations without new revenue. Also explore net asset growth rate of Wise plc to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Wise plc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Wise plc from 2016 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Wise plc.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 103 days GBX4.95 Billion GBX48.29 Million/day GBX- GBX4.65 Billion ▼ -14 days
2024 116 days GBX4.42 Billion GBX38.05 Million/day GBX- GBX4.03 Billion ▼ -13 days
2023 129 days GBX3.99 Billion GBX30.92 Million/day GBX- GBX3.80 Billion ▲ +62 days
2022 67 days GBX1.29 Billion GBX19.31 Million/day GBX- GBX1.19 Billion ▼ -7 days
2021 74 days GBX786.80 Million GBX10.68 Million/day GBX- GBX737.50 Million ▲ +45 days
2020 29 days GBX167.40 Million GBX5.79 Million/day GBX- GBX114.10 Million ▼ -47 days
2019 76 days GBX202.30 Million GBX2.65 Million/day GBX- GBX109.70 Million ▲ +21 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▲ +0 days
2018 56 days GBX41.20 Million GBX740.55K/day GBX- GBX- ▼ -83 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +0 days
2017 139 days GBX30.39 Million GBX218.46K/day GBX- GBX- ▲ +90 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- ▲ +0 days
2016 49 days GBX3.46 Million GBX70.67K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)