Wise plc (WISE) - Net Assets
Based on the latest financial reports, Wise plc (WISE) has net assets worth GBX1.46 Billion GBX (≈ $177.19K USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (GBX25.16 Billion ≈ $3.06 Million USD) and total liabilities (GBX23.70 Billion ≈ $2.88 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset allocation strategy of Wise plc to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | GBX1.46 Billion |
| % of Total Assets | 5.79% |
| Annual Growth Rate | 72.55% |
| 5-Year Change | 255.88% |
| 10-Year Change | 1255.94% |
| Growth Volatility | 396.05 |
Wise plc - Net Assets Trend (2014–2026)
This chart illustrates how Wise plc's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see WISE market cap.
Annual Net Assets for Wise plc (2014–2026)
The table below shows the annual net assets of Wise plc from 2014 to 2026. Also explore net asset growth rate of Wise plc to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2026-03-31 | GBX1.46 Billion ≈ $177.19K |
+5.06% |
| 2025-03-31 | GBX1.39 Billion ≈ $168.66K |
+41.46% |
| 2024-03-31 | GBX979.90 Million ≈ $119.23K |
+69.86% |
| 2023-03-31 | GBX576.90 Million ≈ $70.19K |
+40.98% |
| 2022-03-31 | GBX409.20 Million ≈ $49.79K |
+43.43% |
| 2021-03-31 | GBX285.30 Million ≈ $34.71K |
+44.97% |
| 2020-03-31 | GBX196.80 Million ≈ $23.94K |
+55.70% |
| 2019-03-31 | GBX126.40 Million ≈ $15.38K |
+17.69% |
| 2018-03-31 | GBX107.40 Million ≈ $13.07K |
0.00% |
| 2018-03-30 | GBX107.40 Million ≈ $13.07K |
+120.72% |
| 2017-03-31 | GBX48.66 Million ≈ $5.92K |
0.00% |
| 2017-03-30 | GBX48.66 Million ≈ $5.92K |
+38.70% |
| 2016-03-31 | GBX35.08 Million ≈ $4.27K |
0.00% |
| 2016-03-30 | GBX35.08 Million ≈ $4.27K |
-6.96% |
| 2015-03-31 | GBX37.71 Million ≈ $4.59K |
0.00% |
| 2015-03-30 | GBX37.71 Million ≈ $4.59K |
+1707.03% |
| 2014-03-31 | GBX2.09 Million ≈ $253.90 |
0.00% |
| 2014-03-30 | GBX2.09 Million ≈ $253.90 |
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Equity Component Analysis
This analysis shows how different components contribute to Wise plc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 159948037000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2026)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | GBX1.60 Billion | 109.66% |
| Common Stock | GBX10.74 Million | 0.74% |
| Other Comprehensive Income | GBX42.74 Million | 2.93% |
| Total Equity | GBX1.46 Billion | 100.00% |
Wise plc Competitors by Market Cap
The table below lists competitors of Wise plc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Tipco Foods Public Company Limited
BK:TIPCO
|
$103.79 Million |
|
Hod Assaf Industries Ltd
TA:HOD
|
$103.79 Million |
|
Social Commerce Partners Corporation Class A Ordinary Shares
NASDAQ:SCPQ
|
$103.81 Million |
|
SinoMedia Holding Limited
F:SJY
|
$103.83 Million |
|
Oroco Resource Corp
V:OCO
|
$103.75 Million |
|
Interlink Telecom Public Company Limited
BK:ITEL
|
$103.73 Million |
|
HORNG SHIUE HOLDING Co Ltd
TW:2243
|
$103.70 Million |
|
Quoc Cuong Gia Lai JSC
VN:QCG
|
$103.70 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Wise plc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 1,386,200,000 to 1,456,278,366, a change of 70,078,366 (5.1%).
- Net income of 377,231,467 contributed positively to equity growth.
- Share repurchases of 358,093,797 reduced equity.
- New share issuances of 500,000 increased equity.
- Other comprehensive income decreased equity by 242,461,725.
- Other factors increased equity by 292,902,421.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | GBX377.23 Million | +25.9% |
| Share Repurchases | GBX358.09 Million | -24.59% |
| Share Issuances | GBX500.00K | +0.03% |
| Other Comprehensive Income | GBX-242.46 Million | -16.65% |
| Other Changes | GBX292.90 Million | +20.11% |
| Total Change | GBX- | 5.06% |
Book Value vs Market Value Analysis
This analysis compares Wise plc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 463.61x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 156056.41x to 463.61x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-03-30 | GBX0.01 | GBX866.80 | x |
| 2014-03-31 | GBX0.01 | GBX866.80 | x |
| 2015-03-30 | GBX0.10 | GBX866.80 | x |
| 2015-03-31 | GBX0.10 | GBX866.80 | x |
| 2016-03-30 | GBX0.09 | GBX866.80 | x |
| 2016-03-31 | GBX0.09 | GBX866.80 | x |
| 2017-03-30 | GBX0.13 | GBX866.80 | x |
| 2017-03-31 | GBX0.13 | GBX866.80 | x |
| 2018-03-30 | GBX0.27 | GBX866.80 | x |
| 2018-03-31 | GBX0.27 | GBX866.80 | x |
| 2019-03-31 | GBX0.13 | GBX866.80 | x |
| 2020-03-31 | GBX0.40 | GBX866.80 | x |
| 2021-03-31 | GBX0.28 | GBX866.80 | x |
| 2022-03-31 | GBX0.40 | GBX866.80 | x |
| 2023-03-31 | GBX0.55 | GBX866.80 | x |
| 2024-03-31 | GBX0.93 | GBX866.80 | x |
| 2025-03-31 | GBX1.32 | GBX866.80 | x |
| 2026-03-31 | GBX1.87 | GBX866.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Wise plc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 25.90%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 18.42%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 17.28x
- Recent ROE (25.90%) is above the historical average (-9.37%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | -96.43% | -104.85% | 0.32x | 2.89x | GBX-2.22 Million |
| 2014 | -96.43% | -104.85% | 0.32x | 2.89x | GBX-2.22 Million |
| 2015 | -29.56% | -114.71% | 0.20x | 1.32x | GBX-14.92 Million |
| 2015 | -29.56% | -114.71% | 0.20x | 1.32x | GBX-14.92 Million |
| 2016 | -50.09% | -63.10% | 0.46x | 1.74x | GBX-21.08 Million |
| 2016 | -50.09% | -63.10% | 0.46x | 1.74x | GBX-21.08 Million |
| 2017 | 12.73% | 9.34% | 0.52x | 2.64x | GBX1.33 Million |
| 2017 | 12.73% | 9.34% | 0.52x | 2.64x | GBX1.33 Million |
| 2018 | 5.77% | 5.29% | 0.31x | 3.52x | GBX-4.54 Million |
| 2018 | 5.77% | 5.29% | 0.31x | 3.52x | GBX-4.54 Million |
| 2019 | 8.15% | 5.79% | 0.16x | 8.80x | GBX-2.34 Million |
| 2020 | 7.62% | 4.96% | 0.13x | 12.08x | GBX-4.68 Million |
| 2021 | 10.83% | 7.34% | 0.10x | 15.08x | GBX2.37 Million |
| 2022 | 8.04% | 5.88% | 0.07x | 18.49x | GBX-8.02 Million |
| 2023 | 19.76% | 11.56% | 0.08x | 20.63x | GBX56.31 Million |
| 2024 | 36.19% | 23.07% | 0.10x | 15.45x | GBX256.61 Million |
| 2025 | 30.06% | 23.07% | 0.09x | 13.88x | GBX278.08 Million |
| 2026 | 25.90% | 18.42% | 0.08x | 17.28x | GBX231.60 Million |
Industry Comparison
This section compares Wise plc's net assets metrics with peer companies in the Information Technology Services industry.
Industry Context
- Industry: Information Technology Services
- Average net assets among peers: $40,604,212
- Average return on equity (ROE) among peers: 7.57%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Wise plc (WISE) | GBX1.46 Billion | -96.43% | 16.28x | $103.75 Million |
| Computacenter PLC (CCC) | $31.34 Million | 99.18% | 9.20x | $66.87 Million |
| FDM Group Holdings PLC (FDM) | $52.15 Million | 10.87% | 0.72x | $1.35 Million |
| FD Technologies Plc (FDP) | $195.73 Million | 3.28% | 0.80x | $6.93 Million |
| GSTechnologies Ltd (GST) | $1.89 Million | -14.59% | 0.39x | $113.16K |
| K3 Business Technology Group PLC (KBT) | $46.91 Million | 12.20% | 1.15x | $251.34K |
| Mobilityone Ltd (MBO) | $1.20 Million | 3.97% | 3.68x | $87.30K |
| Made Tech Group PLC (MTEC) | $14.79 Million | -2.08% | 0.43x | $899.11K |
| Redcentric (RCN) | $-2.25 Million | 0.00% | 0.00x | $1.94 Million |
| RWS Holdings PLC (RWS) | $63.23 Million | 20.04% | 0.20x | $5.54 Million |
| Triad Group PLC (TRD) | $1.07 Million | -57.13% | 5.76x | $816.45K |
About Wise plc
Wise Group plc provides cross-border and domestic financial services in the United Kingdom, the rest of Europe, the Asia-Pacific, North America, and internationally. It offers money transfers, currency conversions, and account services. The company's products include Wise Account, a solution for individual customers to send, spend, hold, and get paid in one or more currencies; Wise Business, whic… Read more