Wise plc (WISE) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.22x

Wise plc (WISE) has a Cash Flow-to-Debt Ratio of 0.22x as of March 2026, meaning its operating cash flow of GBX5.32 Billion could theoretically repay 0% of its total liabilities (GBX23.70 Billion) in one year. See financial agility of Wise plc to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.22x
Operating CF / Total Liabilities

Operating Cash Flow

GBX5.32 Billion
GBX

Total Liabilities

GBX23.70 Billion
GBX

Data as of

Mar 2026
Most recent filing

Wise plc Cash Flow-to-Debt Ratio (2015–2026)

Historical debt coverage capacity for Wise plc across 16 annual periods. For the full cash flow conversion analysis, see WISE cash generation efficiency.

Annual Cash Flow-to-Debt Ratio for Wise plc (2015–2026)

Year-by-year debt coverage analysis for Wise plc. Check Wise plc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (GBX) Total Liabilities YoY Change
2026 0.24x GBX5.71 Billion GBX23.70 Billion ▼ -4.2%
2025 0.25x GBX4.49 Billion GBX17.86 Billion ▲ +9.7%
2024 0.23x GBX3.25 Billion GBX14.16 Billion ▼ -33.7%
2023 0.35x GBX3.92 Billion GBX11.33 Billion ▼ -21.1%
2022 0.44x GBX3.14 Billion GBX7.16 Billion ▼ -15.1%
2021 0.52x GBX2.07 Billion GBX4.02 Billion ▼ -5.3%
2020 0.55x GBX1.19 Billion GBX2.18 Billion ▼ -21.4%
2019 0.69x GBX683.80 Million GBX986.30 Million ▼ -1.5%
2018 0.70x GBX190.70 Million GBX271.00 Million ▲ +0.0%
2018 0.70x GBX190.70 Million GBX271.00 Million ▲ +244.0%
2017 0.20x GBX16.31 Million GBX79.74 Million ▲ +0.0%
2017 0.20x GBX16.31 Million GBX79.74 Million ▲ +155.9%
2016 -0.37x GBX-9.44 Million GBX25.79 Million ▲ +0.0%
2016 -0.37x GBX-9.44 Million GBX25.79 Million ▼ -19.7%
2015 -0.31x GBX-3.69 Million GBX12.08 Million ▲ +0.0%
2015 -0.31x GBX-3.69 Million GBX12.08 Million —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.