Wise plc (WISE) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.02x

Wise plc (WISE) has a Cash Flow-to-Debt Ratio of 0.02x as of September 2025, meaning its operating cash flow of GBX394.70 Million could theoretically repay 0% of its total liabilities (GBX20.68 Billion) in one year. See Wise plc free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.02x
Operating CF / Total Liabilities

Operating Cash Flow

GBX394.70 Million
GBX

Total Liabilities

GBX20.68 Billion
GBX

Data as of

Sep 2025
Most recent filing

Wise plc Cash Flow-to-Debt Ratio (2015–2025)

Historical debt coverage capacity for Wise plc across 15 annual periods. Also explore net asset momentum of Wise plc to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Wise plc (2015–2025)

Year-by-year debt coverage analysis for Wise plc. For market capitalisation and broader financial context, see market value of Wise plc.

Year CF-to-Debt Ratio Operating CF (GBX) Total Liabilities YoY Change
2025 0.25x GBX4.49 Billion GBX17.86 Billion ▲ +9.7%
2024 0.23x GBX3.25 Billion GBX14.16 Billion ▼ -33.7%
2023 0.35x GBX3.92 Billion GBX11.33 Billion ▼ -21.1%
2022 0.44x GBX3.14 Billion GBX7.16 Billion ▼ -15.1%
2021 0.52x GBX2.07 Billion GBX4.02 Billion ▼ -5.3%
2020 0.55x GBX1.19 Billion GBX2.18 Billion ▼ -21.4%
2019 0.69x GBX683.80 Million GBX986.30 Million ▼ -1.5%
2018 0.70x GBX190.70 Million GBX271.00 Million ▲ +0.0%
2018 0.70x GBX190.70 Million GBX271.00 Million ▲ +244.0%
2017 0.20x GBX16.31 Million GBX79.74 Million ▲ +0.0%
2017 0.20x GBX16.31 Million GBX79.74 Million ▲ +155.9%
2016 -0.37x GBX-9.44 Million GBX25.79 Million ▲ +0.0%
2016 -0.37x GBX-9.44 Million GBX25.79 Million ▼ -19.7%
2015 -0.31x GBX-3.69 Million GBX12.08 Million ▲ +0.0%
2015 -0.31x GBX-3.69 Million GBX12.08 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.