Cincinnati Financial Corporation (CINF) — Financial Flexibility Index
Cincinnati Financial Corporation (CINF) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of $702.00 Million (operating CF $700.00 Million minus capex $2.00 Million) represents 0% of total liabilities ($26.45 Billion). Check Cincinnati Financial Corporation (CINF) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cincinnati Financial Corporation Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Cincinnati Financial Corporation across 37 annual periods. For the full cash flow conversion analysis, see CINF cash flow conversion.
Annual Financial Flexibility Index for Cincinnati Financial Corporation (1989–2025)
Year-by-year free cash flow to debt coverage for Cincinnati Financial Corporation. Explore Cincinnati Financial Corporation debt service capacity to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.12x | $3.13 Billion | $3.11 Billion | $25.09 Billion | ▲ +5.5% |
| 2024 | 0.12x | $2.67 Billion | $2.65 Billion | $22.57 Billion | ▲ +18.2% |
| 2023 | 0.10x | $2.07 Billion | $2.05 Billion | $20.67 Billion | ▼ -7.1% |
| 2022 | 0.11x | $2.07 Billion | $2.05 Billion | $19.17 Billion | ▼ -1.2% |
| 2021 | 0.11x | $2.00 Billion | $1.98 Billion | $18.28 Billion | ▲ +21.1% |
| 2020 | 0.09x | $1.51 Billion | $1.49 Billion | $16.75 Billion | ▲ +13.8% |
| 2019 | 0.08x | $1.23 Billion | $1.21 Billion | $15.54 Billion | ▼ -6.9% |
| 2018 | 0.09x | $1.20 Billion | $1.18 Billion | $14.10 Billion | ▲ +8.5% |
| 2017 | 0.08x | $1.07 Billion | $1.05 Billion | $13.60 Billion | ▼ -6.2% |
| 2016 | 0.08x | $1.12 Billion | $1.10 Billion | $13.33 Billion | ▼ -2.8% |
| 2015 | 0.09x | $1.07 Billion | $1.06 Billion | $12.46 Billion | ▲ +19.0% |
| 2014 | 0.07x | $882.00 Million | $873.00 Million | $12.18 Billion | ▲ +4.6% |
| 2013 | 0.07x | $803.00 Million | $796.00 Million | $11.59 Billion | ▲ +19.3% |
| 2012 | 0.06x | $644.00 Million | $638.00 Million | $11.10 Billion | ▲ +142.5% |
| 2011 | 0.02x | $254.00 Million | $247.00 Million | $10.61 Billion | ▼ -56.1% |
| 2010 | 0.05x | $548.00 Million | $531.00 Million | $10.06 Billion | ▼ -7.0% |
| 2009 | 0.06x | $567.00 Million | $525.00 Million | $9.68 Billion | ▲ +3.5% |
| 2008 | 0.06x | $520.00 Million | $484.00 Million | $9.19 Billion | ▼ -21.8% |
| 2007 | 0.07x | $775.00 Million | $705.00 Million | $10.71 Billion | ▲ +13.0% |
| 2006 | 0.06x | $667.00 Million | $615.00 Million | $10.41 Billion | ▼ -25.2% |
| 2005 | 0.09x | $849.00 Million | $805.00 Million | $9.92 Billion | ▼ -1.4% |
| 2004 | 0.09x | $856.00 Million | $823.00 Million | $9.86 Billion | ▼ -5.4% |
| 2003 | 0.09x | $854.00 Million | $816.00 Million | $9.30 Billion | ▲ +12.7% |
| 2002 | 0.08x | $694.00 Million | $667.00 Million | $8.52 Billion | ▲ +16.1% |
| 2001 | 0.07x | $555.00 Million | $540.00 Million | $7.92 Billion | ▲ +27.3% |
| 2000 | 0.06x | $401.72 Million | $358.00 Million | $7.29 Billion | ▼ -56.0% |
| 1999 | 0.13x | $799.14 Million | $697.00 Million | $6.39 Billion | ▲ +112.8% |
| 1998 | 0.06x | $321.33 Million | $273.58 Million | $5.47 Billion | ▼ -36.7% |
| 1997 | 0.09x | $443.44 Million | $426.96 Million | $4.78 Billion | ▲ +10.3% |
| 1996 | 0.08x | $326.89 Million | $308.34 Million | $3.88 Billion | ▼ -27.4% |
| 1995 | 0.12x | $400.31 Million | $389.51 Million | $3.45 Billion | ▼ -4.6% |
| 1994 | 0.12x | $339.83 Million | $328.48 Million | $2.79 Billion | ▼ -12.9% |
| 1993 | 0.14x | $370.79 Million | $363.19 Million | $2.65 Billion | ▼ -5.3% |
| 1992 | 0.15x | $341.20 Million | $329.10 Million | $2.31 Billion | ▼ -14.4% |
| 1991 | 0.17x | $343.60 Million | $328.70 Million | $1.99 Billion | ▲ +15.3% |
| 1990 | 0.15x | $236.50 Million | $232.40 Million | $1.58 Billion | ▼ -8.9% |
| 1989 | 0.16x | $251.20 Million | $247.10 Million | $1.53 Billion | — |