Cincinnati Financial Corporation (CINF) — Financial Flexibility Index
Cincinnati Financial Corporation (CINF) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of $658.00 Million (operating CF $656.00 Million minus capex $2.00 Million) represents 0% of total liabilities ($25.50 Billion). Check CINF strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Cincinnati Financial Corporation Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for Cincinnati Financial Corporation across 37 annual periods. See CINF current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Cincinnati Financial Corporation (1989–2025)
Year-by-year free cash flow to debt coverage for Cincinnati Financial Corporation. For the full company profile including market capitalisation, see Cincinnati Financial Corporation stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.12x | $3.13 Billion | $3.11 Billion | $25.09 Billion | ▲ +5.5% |
| 2024 | 0.12x | $2.67 Billion | $2.65 Billion | $22.57 Billion | ▲ +18.2% |
| 2023 | 0.10x | $2.07 Billion | $2.05 Billion | $20.67 Billion | ▼ -7.1% |
| 2022 | 0.11x | $2.07 Billion | $2.05 Billion | $19.17 Billion | ▼ -1.2% |
| 2021 | 0.11x | $2.00 Billion | $1.98 Billion | $18.28 Billion | ▲ +21.1% |
| 2020 | 0.09x | $1.51 Billion | $1.49 Billion | $16.75 Billion | ▲ +13.8% |
| 2019 | 0.08x | $1.23 Billion | $1.21 Billion | $15.54 Billion | ▼ -6.9% |
| 2018 | 0.09x | $1.20 Billion | $1.18 Billion | $14.10 Billion | ▲ +8.5% |
| 2017 | 0.08x | $1.07 Billion | $1.05 Billion | $13.60 Billion | ▼ -6.2% |
| 2016 | 0.08x | $1.12 Billion | $1.10 Billion | $13.33 Billion | ▼ -2.8% |
| 2015 | 0.09x | $1.07 Billion | $1.06 Billion | $12.46 Billion | ▲ +19.0% |
| 2014 | 0.07x | $882.00 Million | $873.00 Million | $12.18 Billion | ▲ +4.6% |
| 2013 | 0.07x | $803.00 Million | $796.00 Million | $11.59 Billion | ▲ +19.3% |
| 2012 | 0.06x | $644.00 Million | $638.00 Million | $11.10 Billion | ▲ +142.5% |
| 2011 | 0.02x | $254.00 Million | $247.00 Million | $10.61 Billion | ▼ -56.1% |
| 2010 | 0.05x | $548.00 Million | $531.00 Million | $10.06 Billion | ▼ -7.0% |
| 2009 | 0.06x | $567.00 Million | $525.00 Million | $9.68 Billion | ▲ +3.5% |
| 2008 | 0.06x | $520.00 Million | $484.00 Million | $9.19 Billion | ▼ -21.8% |
| 2007 | 0.07x | $775.00 Million | $705.00 Million | $10.71 Billion | ▲ +13.0% |
| 2006 | 0.06x | $667.00 Million | $615.00 Million | $10.41 Billion | ▼ -25.2% |
| 2005 | 0.09x | $849.00 Million | $805.00 Million | $9.92 Billion | ▼ -1.4% |
| 2004 | 0.09x | $856.00 Million | $823.00 Million | $9.86 Billion | ▼ -5.4% |
| 2003 | 0.09x | $854.00 Million | $816.00 Million | $9.30 Billion | ▲ +12.7% |
| 2002 | 0.08x | $694.00 Million | $667.00 Million | $8.52 Billion | ▲ +16.1% |
| 2001 | 0.07x | $555.00 Million | $540.00 Million | $7.92 Billion | ▲ +27.3% |
| 2000 | 0.06x | $401.72 Million | $358.00 Million | $7.29 Billion | ▼ -56.0% |
| 1999 | 0.13x | $799.14 Million | $697.00 Million | $6.39 Billion | ▲ +112.8% |
| 1998 | 0.06x | $321.33 Million | $273.58 Million | $5.47 Billion | ▼ -36.7% |
| 1997 | 0.09x | $443.44 Million | $426.96 Million | $4.78 Billion | ▲ +10.3% |
| 1996 | 0.08x | $326.89 Million | $308.34 Million | $3.88 Billion | ▼ -27.4% |
| 1995 | 0.12x | $400.31 Million | $389.51 Million | $3.45 Billion | ▼ -4.6% |
| 1994 | 0.12x | $339.83 Million | $328.48 Million | $2.79 Billion | ▼ -12.9% |
| 1993 | 0.14x | $370.79 Million | $363.19 Million | $2.65 Billion | ▼ -5.3% |
| 1992 | 0.15x | $341.20 Million | $329.10 Million | $2.31 Billion | ▼ -14.4% |
| 1991 | 0.17x | $343.60 Million | $328.70 Million | $1.99 Billion | ▲ +15.3% |
| 1990 | 0.15x | $236.50 Million | $232.40 Million | $1.58 Billion | ▼ -8.9% |
| 1989 | 0.16x | $251.20 Million | $247.10 Million | $1.53 Billion | — |