Cincinnati Financial Corporation (CINF) — Working Capital to Net Assets Ratio
Cincinnati Financial Corporation (CINF) has a Working Capital to Net Assets ratio of 114.0% as of June 2026. Working capital of $18.95 Billion (current assets of $40.03 Billion minus current liabilities of $21.08 Billion) is measured against net assets of $16.62 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See CINF cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Cincinnati Financial Corporation Working Capital to Net Assets (1993–2025)
This chart shows how Cincinnati Financial Corporation's Working Capital to Net Assets ratio has evolved across 33 annual periods from 1993 to 2025. As of June 2026, the ratio stands at 114.0%, reflecting working capital of $18.95 Billion against net assets of $16.62 Billion USD. For the complete balance sheet picture, see CINF total asset value.
Annual Working Capital to Net Assets for Cincinnati Financial Corporation (1993–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Cincinnati Financial Corporation from 1993 to 2025, covering 33 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Cincinnati Financial Corporation liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 33.5% | $5.33 Billion | $15.91 Billion | $23.95 Billion | $18.62 Billion | ▼ -2.7 pp |
| 2024 | 36.2% | $5.05 Billion | $13.94 Billion | $21.37 Billion | $16.32 Billion | ▲ +5.0 pp |
| 2023 | 31.2% | $3.78 Billion | $12.10 Billion | $18.30 Billion | $14.52 Billion | ▼ -1.8 pp |
| 2022 | 33.1% | $3.49 Billion | $10.56 Billion | $16.69 Billion | $13.19 Billion | ▼ -3.0 pp |
| 2021 | 36.1% | $4.73 Billion | $13.11 Billion | $17.10 Billion | $12.37 Billion | ▲ +28.3 pp |
| 2020 | 7.8% | $846.00 Million | $10.79 Billion | $900.00 Million | $54.00 Million | ▲ +0.5 pp |
| 2019 | 7.4% | $728.00 Million | $9.86 Billion | $767.00 Million | $39.00 Million | ▲ +167.3 pp |
| 2018 | -160.0% | $-12.53 Billion | $7.83 Billion | $784.00 Million | $13.31 Billion | ▼ -12.5 pp |
| 2017 | -147.5% | $-12.16 Billion | $8.24 Billion | $657.00 Million | $12.81 Billion | ▲ +19.0 pp |
| 2016 | -166.5% | $-11.76 Billion | $7.06 Billion | $777.00 Million | $12.53 Billion | ▲ +6.6 pp |
| 2015 | -173.1% | $-11.12 Billion | $6.43 Billion | $544.00 Million | $11.67 Billion | ▼ -8.8 pp |
| 2014 | -164.3% | $-10.80 Billion | $6.57 Billion | $591.00 Million | $11.39 Billion | ▲ +6.5 pp |
| 2013 | -170.8% | $-10.37 Billion | $6.07 Billion | $433.00 Million | $10.80 Billion | ▲ +9.2 pp |
| 2012 | -180.0% | $-9.82 Billion | $5.45 Billion | $487.00 Million | $10.30 Billion | ▲ +5.4 pp |
| 2011 | -185.4% | $-9.37 Billion | $5.05 Billion | $438.00 Million | $9.81 Billion | ▼ -8.8 pp |
| 2010 | -176.6% | $-8.89 Billion | $5.03 Billion | $385.00 Million | $9.27 Billion | ▼ -24.5 pp |
| 2009 | -152.1% | $-7.24 Billion | $4.76 Billion | $1.65 Billion | $8.89 Billion | ▲ +22.5 pp |
| 2008 | -174.6% | $-7.30 Billion | $4.18 Billion | $1.09 Billion | $8.40 Billion | ▼ -33.3 pp |
| 2007 | -141.3% | $-8.38 Billion | $5.93 Billion | $1.54 Billion | $9.92 Billion | ▼ -22.7 pp |
| 2006 | -118.6% | $-8.08 Billion | $6.81 Billion | $1.55 Billion | $9.62 Billion | ▲ +7.8 pp |
| 2005 | -126.5% | $-7.70 Billion | $6.09 Billion | $1.43 Billion | $9.13 Billion | ▲ +13.7 pp |
| 2004 | -140.2% | $-8.76 Billion | $6.25 Billion | $306.00 Million | $9.07 Billion | ▲ +1.5 pp |
| 2003 | -141.7% | $-8.79 Billion | $6.20 Billion | $91.00 Million | $8.88 Billion | ▼ -140.5 pp |
| 2002 | -1.3% | $-71.00 Million | $5.54 Billion | $112.00 Million | $183.00 Million | ▲ +109.7 pp |
| 2001 | -111.0% | $-6.66 Billion | $6.00 Billion | $835.00 Million | $7.49 Billion | ▼ -9.5 pp |
| 2000 | -101.5% | $-6.08 Billion | $6.00 Billion | $758.00 Million | $6.84 Billion | ▼ -2.5 pp |
| 1999 | -99.0% | $-5.37 Billion | $5.42 Billion | $563.75 Million | $5.93 Billion | ▼ -15.1 pp |
| 1998 | -83.8% | $-4.71 Billion | $5.62 Billion | $281.56 Million | $4.99 Billion | ▲ +10.0 pp |
| 1997 | -93.8% | $-4.42 Billion | $4.72 Billion | $294.03 Million | $4.72 Billion | ▲ +17.9 pp |
| 1996 | -111.6% | $-3.53 Billion | $3.16 Billion | $271.77 Million | $3.80 Billion | ▲ +6.8 pp |
| 1995 | -118.4% | $-3.15 Billion | $2.66 Billion | $223.25 Million | $3.37 Billion | ▲ +10.8 pp |
| 1994 | -129.3% | $-2.51 Billion | $1.94 Billion | $206.40 Million | $2.71 Billion | ▼ -138.5 pp |
| 1993 | 9.2% | $179.72 Million | $1.95 Billion | $257.82 Million | $78.10 Million | — |