Cincinnati Financial Corporation (CINF) — Cash Flow Quality Index
Cincinnati Financial Corporation (CINF) has a Cash Flow Quality Index of 2.39x as of March 2026. Operating cash flow of $656.00 Million exceeds net income of $274.00 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does Cincinnati Financial Corporation generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cincinnati Financial Corporation Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for Cincinnati Financial Corporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Cincinnati Financial Corporation (CINF) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Cincinnati Financial Corporation (1989–2025)
Year-by-year earnings quality comparison for Cincinnati Financial Corporation. For live market cap and the full company financial profile, see CINF market cap overview.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.30x | $3.11 Billion | $2.39 Billion | ▲ +12.5% |
| 2024 | 1.16x | $2.65 Billion | $2.29 Billion | ▲ +3.8% |
| 2023 | 1.11x | $2.05 Billion | $1.84 Billion | ▲ +65.6% |
| 2021 | 0.67x | $1.98 Billion | $2.95 Billion | ▼ -45.2% |
| 2020 | 1.23x | $1.49 Billion | $1.22 Billion | ▲ +102.7% |
| 2019 | 0.60x | $1.21 Billion | $2.00 Billion | ▼ -85.3% |
| 2018 | 4.11x | $1.18 Billion | $287.00 Million | ▲ +308.8% |
| 2017 | 1.01x | $1.05 Billion | $1.04 Billion | ▼ -46.1% |
| 2016 | 1.87x | $1.10 Billion | $591.00 Million | ▲ +11.2% |
| 2015 | 1.68x | $1.06 Billion | $634.00 Million | ▲ +0.9% |
| 2014 | 1.66x | $873.00 Million | $525.00 Million | ▲ +8.0% |
| 2013 | 1.54x | $796.00 Million | $517.00 Million | ▲ +1.6% |
| 2012 | 1.52x | $638.00 Million | $421.00 Million | ▲ +0.6% |
| 2011 | 1.51x | $247.00 Million | $164.00 Million | ▲ +6.9% |
| 2010 | 1.41x | $531.00 Million | $377.00 Million | ▲ +15.9% |
| 2009 | 1.22x | $525.00 Million | $432.00 Million | ▲ +7.7% |
| 2008 | 1.13x | $484.00 Million | $429.00 Million | ▲ +36.8% |
| 2007 | 0.82x | $705.00 Million | $855.00 Million | ▲ +24.7% |
| 2006 | 0.66x | $615.00 Million | $930.00 Million | ▼ -50.5% |
| 2005 | 1.34x | $805.00 Million | $602.00 Million | ▼ -5.1% |
| 2004 | 1.41x | $823.00 Million | $584.00 Million | ▼ -35.4% |
| 2003 | 2.18x | $816.00 Million | $374.00 Million | ▼ -22.1% |
| 2002 | 2.80x | $667.00 Million | $238.00 Million | ▲ +0.2% |
| 2001 | 2.80x | $540.00 Million | $193.00 Million | ▼ -7.5% |
| 2000 | 3.02x | $358.00 Million | $118.36 Million | ▲ +10.7% |
| 1999 | 2.73x | $697.00 Million | $255.00 Million | ▲ +141.4% |
| 1998 | 1.13x | $273.58 Million | $241.57 Million | ▼ -20.6% |
| 1997 | 1.43x | $426.96 Million | $299.38 Million | ▲ +3.5% |
| 1996 | 1.38x | $308.34 Million | $223.76 Million | ▼ -19.6% |
| 1995 | 1.71x | $389.51 Million | $227.35 Million | ▲ +5.0% |
| 1994 | 1.63x | $328.48 Million | $201.23 Million | ▼ -9.1% |
| 1993 | 1.80x | $363.19 Million | $202.20 Million | ▼ -6.5% |
| 1992 | 1.92x | $329.10 Million | $171.30 Million | ▼ -14.5% |
| 1991 | 2.25x | $328.70 Million | $146.30 Million | ▲ +24.7% |
| 1990 | 1.80x | $232.40 Million | $129.00 Million | ▼ -16.5% |
| 1989 | 2.16x | $247.10 Million | $114.50 Million | — |