Cincinnati Financial Corporation Cash Flow Quality Index

Latest as of June 2026: 0.56x

Cincinnati Financial Corporation cash flow quality index. Cincinnati Financial Corporation (CINF) has a Cash Flow Quality Index of 0.56x as of June 2026. Operating cash flow of $700.00 Million is below net income of $1.25 Billion, suggesting accrual-heavy earnings not yet converted to cash. See Cincinnati Financial Corporation (CINF) financial flexibility to measure the company's free cash flow as a share of total liabilities.

Cash Flow Quality Index

0.56x
Operating CF / Net Income

Operating Cash Flow

$700.00 Million
USD

Net Income

$1.25 Billion
USD

Data as of

Jun 2026
Most recent filing

Cash Flow Quality Index of Cincinnati Financial Corporation (1989–2025)

Cash flow quality index of Cincinnati Financial Corporation from 1989 to 2025. Historical Cash Flow Quality Index for Cincinnati Financial Corporation across 36 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CINF cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cincinnati Financial Corporation Cash Flow Quality Index by Year (1989–2025)

Cincinnati Financial Corporation cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for Cincinnati Financial Corporation. For the full cash flow conversion analysis, see Cincinnati Financial Corporation cash flow conversion.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.30x $3.11 Billion $2.39 Billion ▲ +12.5%
2024 1.16x $2.65 Billion $2.29 Billion ▲ +3.8%
2023 1.11x $2.05 Billion $1.84 Billion ▲ +65.6%
2021 0.67x $1.98 Billion $2.95 Billion ▼ -45.2%
2020 1.23x $1.49 Billion $1.22 Billion ▲ +102.7%
2019 0.60x $1.21 Billion $2.00 Billion ▼ -85.3%
2018 4.11x $1.18 Billion $287.00 Million ▲ +308.8%
2017 1.01x $1.05 Billion $1.04 Billion ▼ -46.1%
2016 1.87x $1.10 Billion $591.00 Million ▲ +11.2%
2015 1.68x $1.06 Billion $634.00 Million ▲ +0.9%
2014 1.66x $873.00 Million $525.00 Million ▲ +8.0%
2013 1.54x $796.00 Million $517.00 Million ▲ +1.6%
2012 1.52x $638.00 Million $421.00 Million ▲ +0.6%
2011 1.51x $247.00 Million $164.00 Million ▲ +6.9%
2010 1.41x $531.00 Million $377.00 Million ▲ +15.9%
2009 1.22x $525.00 Million $432.00 Million ▲ +7.7%
2008 1.13x $484.00 Million $429.00 Million ▲ +36.8%
2007 0.82x $705.00 Million $855.00 Million ▲ +24.7%
2006 0.66x $615.00 Million $930.00 Million ▼ -50.5%
2005 1.34x $805.00 Million $602.00 Million ▼ -5.1%
2004 1.41x $823.00 Million $584.00 Million ▼ -35.4%
2003 2.18x $816.00 Million $374.00 Million ▼ -22.1%
2002 2.80x $667.00 Million $238.00 Million ▲ +0.2%
2001 2.80x $540.00 Million $193.00 Million ▼ -7.5%
2000 3.02x $358.00 Million $118.36 Million ▲ +10.7%
1999 2.73x $697.00 Million $255.00 Million ▲ +141.4%
1998 1.13x $273.58 Million $241.57 Million ▼ -20.6%
1997 1.43x $426.96 Million $299.38 Million ▲ +3.5%
1996 1.38x $308.34 Million $223.76 Million ▼ -19.6%
1995 1.71x $389.51 Million $227.35 Million ▲ +5.0%
1994 1.63x $328.48 Million $201.23 Million ▼ -9.1%
1993 1.80x $363.19 Million $202.20 Million ▼ -6.5%
1992 1.92x $329.10 Million $171.30 Million ▼ -14.5%
1991 2.25x $328.70 Million $146.30 Million ▲ +24.7%
1990 1.80x $232.40 Million $129.00 Million ▼ -16.5%
1989 2.16x $247.10 Million $114.50 Million —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.