Cincinnati Financial Corporation (CINF) — Defensive Interval Ratio
Cincinnati Financial Corporation (CINF) has a Defensive Interval Ratio of 636 days as of June 2026. Defensive assets of $36.71 Billion (cash $-, short-term investments $32.28 Billion, receivables $4.43 Billion) cover 636 days of daily cash needs of $57.76 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Cincinnati Financial Corporation Defensive Interval Ratio (1993–2025)
This chart shows how Cincinnati Financial Corporation's Defensive Interval Ratio has evolved across 33 annual periods from 1993 to 2025. As of June 2026, the ratio stands at 636 days, meaning defensive assets of $36.71 Billion can fund 636 days of operations without new revenue. For the complete balance sheet picture, see CINF total asset value.
Annual Defensive Interval Ratio for Cincinnati Financial Corporation (1993–2025)
The table below presents the year-by-year Defensive Interval Ratio for Cincinnati Financial Corporation from 1993 to 2025, covering 33 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CINF net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 440 days | $22.45 Billion | $51.01 Million/day | $- | $18.27 Billion | ▼ -14 days |
| 2024 | 454 days | $20.31 Billion | $44.70 Million/day | $- | $16.48 Billion | ▲ +19 days |
| 2023 | 436 days | $17.33 Billion | $39.78 Million/day | $- | $13.79 Billion | ▲ +11 days |
| 2022 | 425 days | $15.37 Billion | $36.15 Million/day | $- | $12.13 Billion | ▼ -43 days |
| 2021 | 469 days | $15.89 Billion | $33.90 Million/day | $- | $13.02 Billion | ▼ -100684 days |
| 2020 | 101152 days | $14.96 Billion | $147.95K/day | $- | $12.34 Billion | ▼ -32634 days |
| 2019 | 133787 days | $14.29 Billion | $106.85K/day | $- | $11.70 Billion | ▲ +133719 days |
| 2018 | 67 days | $2.45 Billion | $36.48 Million/day | $- | $123.00 Million | ▲ +1 days |
| 2017 | 66 days | $2.32 Billion | $35.10 Million/day | $- | $103.00 Million | ▼ -2 days |
| 2016 | 68 days | $2.34 Billion | $34.34 Million/day | $- | $81.00 Million | ▼ -2 days |
| 2015 | 70 days | $2.23 Billion | $31.97 Million/day | $- | $67.00 Million | ▼ -1 days |
| 2014 | 71 days | $2.22 Billion | $31.20 Million/day | $- | $68.00 Million | ▼ -2 days |
| 2013 | 73 days | $2.17 Billion | $29.59 Million/day | $- | $68.00 Million | ▼ -1 days |
| 2012 | 74 days | $2.09 Billion | $28.23 Million/day | $- | $68.00 Million | ▲ +28 days |
| 2011 | 46 days | $1.23 Billion | $26.88 Million/day | $- | $66.00 Million | ▼ 0 days |
| 2010 | 46 days | $1.17 Billion | $25.41 Million/day | $- | $84.00 Million | ▲ +2 days |
| 2009 | 44 days | $1.08 Billion | $24.36 Million/day | $- | $6.00 Million | ▼ -9 days |
| 2008 | 53 days | $1.21 Billion | $23.00 Million/day | $- | $84.00 Million | ▲ +5 days |
| 2007 | 48 days | $1.30 Billion | $27.17 Million/day | $- | $101.00 Million | ▼ -3 days |
| 2006 | 50 days | $1.33 Billion | $26.36 Million/day | $- | $95.00 Million | ▼ -1 days |
| 2005 | 52 days | $1.30 Billion | $25.00 Million/day | $- | $75.00 Million | ▼ -32 days |
| 2004 | 83 days | $2.07 Billion | $24.84 Million/day | $- | $71.00 Million | ▲ +33 days |
| 2003 | 50 days | $1.22 Billion | $24.34 Million/day | $- | $78.00 Million | ▼ -2058 days |
| 2002 | 2108 days | $1.06 Billion | $501.37K/day | $- | $68.00 Million | ▲ +2068 days |
| 2001 | 40 days | $825.00 Million | $20.52 Million/day | $- | $66.00 Million | ▲ +0 days |
| 2000 | 40 days | $751.56 Million | $18.75 Million/day | $- | $68.56 Million | ▲ +2 days |
| 1999 | 38 days | $621.38 Million | $16.25 Million/day | $- | $65.91 Million | ▲ +20 days |
| 1998 | 19 days | $254.42 Million | $13.68 Million/day | $- | $57.90 Million | ▲ +0 days |
| 1997 | 18 days | $236.81 Million | $12.93 Million/day | $- | $46.56 Million | ▼ -5 days |
| 1996 | 23 days | $241.91 Million | $10.42 Million/day | $- | $53.00 Million | ▼ -1 days |
| 1995 | 24 days | $221.20 Million | $9.24 Million/day | $- | $39.80 Million | ▼ -3 days |
| 1994 | 26 days | $196.96 Million | $7.44 Million/day | $- | $38.82 Million | ▼ -842 days |
| 1993 | 868 days | $185.74 Million | $213.97K/day | $- | $38.36 Million | — |