ConnectOne Bancorp, Inc. (CNOB) — Cash Flow-to-Debt Ratio
ConnectOne Bancorp, Inc. (CNOB) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $34.47 Million could theoretically repay 0% of its total liabilities ($12.79 Billion) in one year. See CNOB financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
ConnectOne Bancorp, Inc. Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for ConnectOne Bancorp, Inc. across 31 annual periods. For the full cash flow conversion analysis, see ConnectOne Bancorp, Inc. cash flow conversion.
Annual Cash Flow-to-Debt Ratio for ConnectOne Bancorp, Inc. (1995–2025)
Year-by-year debt coverage analysis for ConnectOne Bancorp, Inc.. Check ConnectOne Bancorp, Inc. cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $106.40 Million | $12.43 Billion | ▲ +21.8% |
| 2024 | 0.01x | $60.70 Million | $8.64 Billion | ▼ -34.6% |
| 2023 | 0.01x | $92.89 Million | $8.64 Billion | ▼ -48.5% |
| 2022 | 0.02x | $176.78 Million | $8.47 Billion | ▼ -27.7% |
| 2021 | 0.03x | $202.27 Million | $7.01 Billion | ▲ +136.1% |
| 2020 | 0.01x | $81.12 Million | $6.63 Billion | ▲ +9.7% |
| 2019 | 0.01x | $60.69 Million | $5.44 Billion | ▼ -39.3% |
| 2018 | 0.02x | $89.06 Million | $4.85 Billion | ▼ -36.4% |
| 2017 | 0.03x | $131.13 Million | $4.54 Billion | ▲ +126.2% |
| 2016 | 0.01x | $49.71 Million | $3.90 Billion | ▼ -2.3% |
| 2015 | 0.01x | $46.23 Million | $3.54 Billion | ▲ +55.7% |
| 2014 | 0.01x | $25.19 Million | $3.00 Billion | ▼ -45.5% |
| 2013 | 0.02x | $23.15 Million | $1.50 Billion | ▲ +7.3% |
| 2012 | 0.01x | $21.07 Million | $1.47 Billion | ▲ +2.8% |
| 2011 | 0.01x | $18.08 Million | $1.30 Billion | ▼ -14.1% |
| 2010 | 0.02x | $17.65 Million | $1.09 Billion | ▲ +104.9% |
| 2009 | 0.01x | $8.68 Million | $1.09 Billion | ▲ +1160.3% |
| 2008 | 0.00x | $-704.00K | $941.58 Million | ▼ -137.0% |
| 2007 | 0.00x | $1.89 Million | $932.37 Million | ▼ -65.2% |
| 2006 | 0.01x | $5.55 Million | $953.77 Million | ▼ -18.7% |
| 2005 | 0.01x | $7.27 Million | $1.02 Billion | ▼ -33.9% |
| 2004 | 0.01x | $10.18 Million | $940.37 Million | ▼ -25.8% |
| 2003 | 0.01x | $12.66 Million | $867.64 Million | ▲ +7.0% |
| 2002 | 0.01x | $10.53 Million | $772.38 Million | ▼ -14.1% |
| 2001 | 0.02x | $10.25 Million | $645.31 Million | ▲ +15.3% |
| 2000 | 0.01x | $7.31 Million | $530.40 Million | ▲ +70.6% |
| 1999 | 0.01x | $3.82 Million | $473.11 Million | ▼ -50.0% |
| 1998 | 0.02x | $7.00 Million | $433.50 Million | ▼ -9.0% |
| 1997 | 0.02x | $7.80 Million | $439.70 Million | ▲ +2436.7% |
| 1996 | 0.00x | $300.00K | $429.00 Million | ▼ -96.8% |
| 1995 | 0.02x | $7.00 Million | $320.10 Million | — |