ConnectOne Bancorp, Inc. (CNOB) — Cash Flow Quality Index
ConnectOne Bancorp, Inc. (CNOB) has a Cash Flow Quality Index of 0.41x as of March 2026. Operating cash flow of $15.32 Million is below net income of $37.82 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of ConnectOne Bancorp, Inc. to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ConnectOne Bancorp, Inc. Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for ConnectOne Bancorp, Inc. across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CNOB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for ConnectOne Bancorp, Inc. (1995–2025)
Year-by-year earnings quality comparison for ConnectOne Bancorp, Inc.. For live market cap and the full company financial profile, see CNOB stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.32x | $106.40 Million | $80.44 Million | ▲ +60.8% |
| 2024 | 0.82x | $60.70 Million | $73.79 Million | ▼ -23.0% |
| 2023 | 1.07x | $92.89 Million | $87.00 Million | ▼ -24.4% |
| 2022 | 1.41x | $176.78 Million | $125.21 Million | ▼ -9.0% |
| 2021 | 1.55x | $202.27 Million | $130.35 Million | ▲ +36.4% |
| 2020 | 1.14x | $81.12 Million | $71.29 Million | ▲ +37.6% |
| 2019 | 0.83x | $60.69 Million | $73.39 Million | ▼ -44.0% |
| 2018 | 1.48x | $89.06 Million | $60.35 Million | ▼ -51.4% |
| 2017 | 3.03x | $131.13 Million | $43.22 Million | ▲ +89.7% |
| 2016 | 1.60x | $49.71 Million | $31.08 Million | ▲ +42.9% |
| 2015 | 1.12x | $46.23 Million | $41.31 Million | ▼ -17.5% |
| 2014 | 1.36x | $25.19 Million | $18.57 Million | ▲ +16.8% |
| 2013 | 1.16x | $23.15 Million | $19.93 Million | ▼ -3.4% |
| 2012 | 1.20x | $21.07 Million | $17.51 Million | ▼ -7.3% |
| 2011 | 1.30x | $18.08 Million | $13.93 Million | ▼ -48.5% |
| 2010 | 2.52x | $17.65 Million | $7.00 Million | ▲ +9.5% |
| 2009 | 2.30x | $8.68 Million | $3.77 Million | ▲ +2009.0% |
| 2008 | -0.12x | $-704.00K | $5.84 Million | ▼ -124.6% |
| 2007 | 0.49x | $1.89 Million | $3.86 Million | ▼ -65.6% |
| 2006 | 1.42x | $5.55 Million | $3.90 Million | ▲ +49.7% |
| 2005 | 0.95x | $7.27 Million | $7.65 Million | ▼ -28.8% |
| 2004 | 1.33x | $10.18 Million | $7.62 Million | ▼ -32.3% |
| 2003 | 1.97x | $12.66 Million | $6.42 Million | ▲ +49.9% |
| 2002 | 1.32x | $10.53 Million | $8.00 Million | ▼ -22.8% |
| 2001 | 1.70x | $10.25 Million | $6.01 Million | ▲ +16.8% |
| 2000 | 1.46x | $7.31 Million | $5.00 Million | ▲ +76.9% |
| 1999 | 0.83x | $3.82 Million | $4.63 Million | ▼ -50.5% |
| 1998 | 1.67x | $7.00 Million | $4.20 Million | ▼ -3.8% |
| 1997 | 1.73x | $7.80 Million | $4.50 Million | ▲ +2326.7% |
| 1996 | 0.07x | $300.00K | $4.20 Million | ▼ -95.9% |
| 1995 | 1.75x | $7.00 Million | $4.00 Million | — |