ConnectOne Bancorp, Inc. Cash Flow Quality Index
ConnectOne Bancorp, Inc. cash flow quality index. ConnectOne Bancorp, Inc. (CNOB) has a Cash Flow Quality Index of 0.83x as of June 2026. Operating cash flow of $34.47 Million is below net income of $41.67 Million, suggesting accrual-heavy earnings not yet converted to cash. See ConnectOne Bancorp, Inc. (CNOB) flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of ConnectOne Bancorp, Inc. (1995–2025)
Cash flow quality index of ConnectOne Bancorp, Inc. from 1995 to 2025. Historical Cash Flow Quality Index for ConnectOne Bancorp, Inc. across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can ConnectOne Bancorp, Inc. service its debt to assess how comfortably operating cash covers total debt obligations.
ConnectOne Bancorp, Inc. Cash Flow Quality Index by Year (1995–2025)
ConnectOne Bancorp, Inc. cash flow quality index by year from 1995 to 2025. Year-by-year earnings quality comparison for ConnectOne Bancorp, Inc.. For the full cash flow conversion analysis, see CNOB cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.32x | $106.40 Million | $80.44 Million | ▲ +60.8% |
| 2024 | 0.82x | $60.70 Million | $73.79 Million | ▼ -23.0% |
| 2023 | 1.07x | $92.89 Million | $87.00 Million | ▼ -24.4% |
| 2022 | 1.41x | $176.78 Million | $125.21 Million | ▼ -9.0% |
| 2021 | 1.55x | $202.27 Million | $130.35 Million | ▲ +36.4% |
| 2020 | 1.14x | $81.12 Million | $71.29 Million | ▲ +37.6% |
| 2019 | 0.83x | $60.69 Million | $73.39 Million | ▼ -44.0% |
| 2018 | 1.48x | $89.06 Million | $60.35 Million | ▼ -51.4% |
| 2017 | 3.03x | $131.13 Million | $43.22 Million | ▲ +89.7% |
| 2016 | 1.60x | $49.71 Million | $31.08 Million | ▲ +42.9% |
| 2015 | 1.12x | $46.23 Million | $41.31 Million | ▼ -17.5% |
| 2014 | 1.36x | $25.19 Million | $18.57 Million | ▲ +16.8% |
| 2013 | 1.16x | $23.15 Million | $19.93 Million | ▼ -3.4% |
| 2012 | 1.20x | $21.07 Million | $17.51 Million | ▼ -7.3% |
| 2011 | 1.30x | $18.08 Million | $13.93 Million | ▼ -48.5% |
| 2010 | 2.52x | $17.65 Million | $7.00 Million | ▲ +9.5% |
| 2009 | 2.30x | $8.68 Million | $3.77 Million | ▲ +2009.0% |
| 2008 | -0.12x | $-704.00K | $5.84 Million | ▼ -124.6% |
| 2007 | 0.49x | $1.89 Million | $3.86 Million | ▼ -65.6% |
| 2006 | 1.42x | $5.55 Million | $3.90 Million | ▲ +49.7% |
| 2005 | 0.95x | $7.27 Million | $7.65 Million | ▼ -28.8% |
| 2004 | 1.33x | $10.18 Million | $7.62 Million | ▼ -32.3% |
| 2003 | 1.97x | $12.66 Million | $6.42 Million | ▲ +49.9% |
| 2002 | 1.32x | $10.53 Million | $8.00 Million | ▼ -22.8% |
| 2001 | 1.70x | $10.25 Million | $6.01 Million | ▲ +16.8% |
| 2000 | 1.46x | $7.31 Million | $5.00 Million | ▲ +76.9% |
| 1999 | 0.83x | $3.82 Million | $4.63 Million | ▼ -50.5% |
| 1998 | 1.67x | $7.00 Million | $4.20 Million | ▼ -3.8% |
| 1997 | 1.73x | $7.80 Million | $4.50 Million | ▲ +2326.7% |
| 1996 | 0.07x | $300.00K | $4.20 Million | ▼ -95.9% |
| 1995 | 1.75x | $7.00 Million | $4.00 Million | — |