ConnectOne Bancorp, Inc. Financial Flexibility Index
ConnectOne Bancorp, Inc. financial flexibility index. ConnectOne Bancorp, Inc. (CNOB) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $35.26 Million (operating CF $34.47 Million minus capex $795.00K) represents 0% of total liabilities ($12.79 Billion). See ConnectOne Bancorp, Inc. (CNOB) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of ConnectOne Bancorp, Inc. (1995–2025)
Financial flexibility index of ConnectOne Bancorp, Inc. from 1995 to 2025. Historical Financial Flexibility Index trend for ConnectOne Bancorp, Inc. across 31 annual periods. Check CNOB operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
ConnectOne Bancorp, Inc. Financial Flexibility Index by Year (1995–2025)
ConnectOne Bancorp, Inc. financial flexibility index by year from 1995 to 2025. Year-by-year free cash flow to debt coverage for ConnectOne Bancorp, Inc.. For the full cash flow conversion analysis, see ConnectOne Bancorp, Inc. (CNOB) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $111.79 Million | $106.40 Million | $12.43 Billion | ▲ +20.5% |
| 2024 | 0.01x | $64.49 Million | $60.70 Million | $8.64 Billion | ▼ -35.7% |
| 2023 | 0.01x | $100.32 Million | $92.89 Million | $8.64 Billion | ▼ -45.4% |
| 2022 | 0.02x | $180.08 Million | $176.78 Million | $8.47 Billion | ▼ -27.3% |
| 2021 | 0.03x | $205.06 Million | $202.27 Million | $7.01 Billion | ▲ +133.0% |
| 2020 | 0.01x | $83.32 Million | $81.12 Million | $6.63 Billion | ▲ +9.9% |
| 2019 | 0.01x | $62.22 Million | $60.69 Million | $5.44 Billion | ▼ -39.2% |
| 2018 | 0.02x | $91.11 Million | $89.06 Million | $4.85 Billion | ▼ -36.2% |
| 2017 | 0.03x | $133.79 Million | $131.13 Million | $4.54 Billion | ▲ +118.9% |
| 2016 | 0.01x | $52.41 Million | $49.71 Million | $3.90 Billion | ▼ -5.0% |
| 2015 | 0.01x | $50.11 Million | $46.23 Million | $3.54 Billion | ▲ +56.4% |
| 2014 | 0.01x | $27.18 Million | $25.19 Million | $3.00 Billion | ▼ -43.6% |
| 2013 | 0.02x | $24.13 Million | $23.15 Million | $1.50 Billion | ▲ +7.5% |
| 2012 | 0.01x | $21.91 Million | $21.07 Million | $1.47 Billion | ▲ +5.1% |
| 2011 | 0.01x | $18.40 Million | $18.08 Million | $1.30 Billion | ▼ -14.1% |
| 2010 | 0.02x | $17.95 Million | $17.65 Million | $1.09 Billion | ▲ +92.0% |
| 2009 | 0.01x | $9.42 Million | $8.68 Million | $1.09 Billion | ▲ +272.0% |
| 2008 | 0.00x | $2.18 Million | $-704.00K | $941.58 Million | ▲ +4.3% |
| 2007 | 0.00x | $2.07 Million | $1.89 Million | $932.37 Million | ▼ -72.8% |
| 2006 | 0.01x | $7.76 Million | $5.55 Million | $953.77 Million | ▼ -10.8% |
| 2005 | 0.01x | $9.26 Million | $7.27 Million | $1.02 Billion | ▼ -37.7% |
| 2004 | 0.01x | $13.77 Million | $10.18 Million | $940.37 Million | ▼ -24.0% |
| 2003 | 0.02x | $16.71 Million | $12.66 Million | $867.64 Million | ▲ +13.0% |
| 2002 | 0.02x | $13.16 Million | $10.53 Million | $772.38 Million | ▼ -18.3% |
| 2001 | 0.02x | $13.46 Million | $10.25 Million | $645.31 Million | ▲ +25.8% |
| 2000 | 0.02x | $8.79 Million | $7.31 Million | $530.40 Million | ▲ +47.6% |
| 1999 | 0.01x | $5.32 Million | $3.82 Million | $473.11 Million | ▼ -42.0% |
| 1998 | 0.02x | $8.40 Million | $7.00 Million | $433.50 Million | ▲ +6.5% |
| 1997 | 0.02x | $8.00 Million | $7.80 Million | $439.70 Million | ▲ +100.1% |
| 1996 | 0.01x | $3.90 Million | $300.00K | $429.00 Million | ▼ -62.2% |
| 1995 | 0.02x | $7.70 Million | $7.00 Million | $320.10 Million | — |