ConnectOne Bancorp, Inc. (CNOB) — Financial Flexibility Index
ConnectOne Bancorp, Inc. (CNOB) has a Financial Flexibility Index of 0.00x as of June 2026. Free cash flow of $35.26 Million (operating CF $34.47 Million minus capex $795.00K) represents 0% of total liabilities ($12.79 Billion). Check total reinvestment intensity of ConnectOne Bancorp, Inc. to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ConnectOne Bancorp, Inc. Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for ConnectOne Bancorp, Inc. across 31 annual periods. For the full cash flow conversion analysis, see cash flow conversion of ConnectOne Bancorp, Inc..
Annual Financial Flexibility Index for ConnectOne Bancorp, Inc. (1995–2025)
Year-by-year free cash flow to debt coverage for ConnectOne Bancorp, Inc.. Explore ConnectOne Bancorp, Inc. cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | $111.79 Million | $106.40 Million | $12.43 Billion | ▲ +20.5% |
| 2024 | 0.01x | $64.49 Million | $60.70 Million | $8.64 Billion | ▼ -35.7% |
| 2023 | 0.01x | $100.32 Million | $92.89 Million | $8.64 Billion | ▼ -45.4% |
| 2022 | 0.02x | $180.08 Million | $176.78 Million | $8.47 Billion | ▼ -27.3% |
| 2021 | 0.03x | $205.06 Million | $202.27 Million | $7.01 Billion | ▲ +133.0% |
| 2020 | 0.01x | $83.32 Million | $81.12 Million | $6.63 Billion | ▲ +9.9% |
| 2019 | 0.01x | $62.22 Million | $60.69 Million | $5.44 Billion | ▼ -39.2% |
| 2018 | 0.02x | $91.11 Million | $89.06 Million | $4.85 Billion | ▼ -36.2% |
| 2017 | 0.03x | $133.79 Million | $131.13 Million | $4.54 Billion | ▲ +118.9% |
| 2016 | 0.01x | $52.41 Million | $49.71 Million | $3.90 Billion | ▼ -5.0% |
| 2015 | 0.01x | $50.11 Million | $46.23 Million | $3.54 Billion | ▲ +56.4% |
| 2014 | 0.01x | $27.18 Million | $25.19 Million | $3.00 Billion | ▼ -43.6% |
| 2013 | 0.02x | $24.13 Million | $23.15 Million | $1.50 Billion | ▲ +7.5% |
| 2012 | 0.01x | $21.91 Million | $21.07 Million | $1.47 Billion | ▲ +5.1% |
| 2011 | 0.01x | $18.40 Million | $18.08 Million | $1.30 Billion | ▼ -14.1% |
| 2010 | 0.02x | $17.95 Million | $17.65 Million | $1.09 Billion | ▲ +92.0% |
| 2009 | 0.01x | $9.42 Million | $8.68 Million | $1.09 Billion | ▲ +272.0% |
| 2008 | 0.00x | $2.18 Million | $-704.00K | $941.58 Million | ▲ +4.3% |
| 2007 | 0.00x | $2.07 Million | $1.89 Million | $932.37 Million | ▼ -72.8% |
| 2006 | 0.01x | $7.76 Million | $5.55 Million | $953.77 Million | ▼ -10.8% |
| 2005 | 0.01x | $9.26 Million | $7.27 Million | $1.02 Billion | ▼ -37.7% |
| 2004 | 0.01x | $13.77 Million | $10.18 Million | $940.37 Million | ▼ -24.0% |
| 2003 | 0.02x | $16.71 Million | $12.66 Million | $867.64 Million | ▲ +13.0% |
| 2002 | 0.02x | $13.16 Million | $10.53 Million | $772.38 Million | ▼ -18.3% |
| 2001 | 0.02x | $13.46 Million | $10.25 Million | $645.31 Million | ▲ +25.8% |
| 2000 | 0.02x | $8.79 Million | $7.31 Million | $530.40 Million | ▲ +47.6% |
| 1999 | 0.01x | $5.32 Million | $3.82 Million | $473.11 Million | ▼ -42.0% |
| 1998 | 0.02x | $8.40 Million | $7.00 Million | $433.50 Million | ▲ +6.5% |
| 1997 | 0.02x | $8.00 Million | $7.80 Million | $439.70 Million | ▲ +100.1% |
| 1996 | 0.01x | $3.90 Million | $300.00K | $429.00 Million | ▼ -62.2% |
| 1995 | 0.02x | $7.70 Million | $7.00 Million | $320.10 Million | — |