ConnectOne Bancorp, Inc. (CNOB) — Defensive Interval Ratio

Latest as of March 2026: 153374 days

ConnectOne Bancorp, Inc. (CNOB) has a Defensive Interval Ratio of 153374 days as of March 2026. Defensive assets of $12.84 Billion (cash $-, short-term investments $1.20 Billion, receivables $11.65 Billion) cover 153374 days of daily cash needs of $83.73K/day. Check ConnectOne Bancorp, Inc. tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

153374 days
Days of operational coverage

Defensive Assets

$12.84 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$83.73K
Current Liabilities ÷ 365

Current Liabilities

$30.56 Million
USD

ConnectOne Bancorp, Inc. Defensive Interval Ratio (1995–2025)

This chart shows how ConnectOne Bancorp, Inc.'s Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 153374 days, meaning defensive assets of $12.84 Billion can fund 153374 days of operations without new revenue. Also explore CNOB shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for ConnectOne Bancorp, Inc. (1995–2025)

The table below presents the year-by-year Defensive Interval Ratio for ConnectOne Bancorp, Inc. from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ConnectOne Bancorp, Inc. market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 141863 days $12.61 Billion $88.89K/day $- $1.25 Billion ▲ +141861 days
2024 2 days $49.71 Million $23.23 Million/day $- $4.21 Million ▼ -27 days
2023 29 days $666.27 Million $23.06 Million/day $- $617.16 Million ▼ -1 days
2022 30 days $680.95 Million $22.43 Million/day $- $634.88 Million ▼ -2 days
2021 33 days $568.66 Million $17.35 Million/day $- $534.51 Million ▲ +1 days
2020 32 days $523.27 Million $16.33 Million/day $- $487.95 Million ▼ -1 days
2019 33 days $425.65 Million $13.06 Million/day $- $404.70 Million ▼ -9 days
2018 41 days $430.25 Million $10.38 Million/day $- $412.03 Million ▼ -5 days
2017 46 days $450.75 Million $9.77 Million/day $- $435.28 Million ▲ +1 days
2016 46 days $366.25 Million $8.04 Million/day $- $353.29 Million ▲ +24 days
2015 22 days $208.31 Million $9.55 Million/day $- $195.77 Million ▼ -15 days
2014 37 days $301.23 Million $8.21 Million/day $- $289.53 Million ▼ -46 days
2013 82 days $338.63 Million $4.11 Million/day $- $323.07 Million ▼ -43 days
2012 126 days $503.66 Million $4.01 Million/day $- $496.81 Million ▼ -11 days
2011 137 days $420.73 Million $3.07 Million/day $- $414.51 Million ▼ -18 days
2010 155 days $382.21 Million $2.47 Million/day $- $378.08 Million ▲ +26 days
2009 128 days $302.16 Million $2.36 Million/day $- $298.12 Million ▲ +7 days
2008 121 days $246.87 Million $2.04 Million/day $- $242.71 Million ▼ -32 days
2007 153 days $318.73 Million $2.08 Million/day $- $314.19 Million ▲ +33 days
2006 121 days $255.53 Million $2.12 Million/day $- $250.60 Million ▲ +118 days
2005 3 days $5.88 Million $2.27 Million/day $- $- ▼ -4 days
2004 7 days $15.63 Million $2.22 Million/day $- $11.09 Million ▲ +5 days
2003 2 days $4.49 Million $2.02 Million/day $- $- ▲ +0 days
2002 2 days $4.44 Million $2.09 Million/day $- $- ▼ 0 days
2001 3 days $4.54 Million $1.74 Million/day $- $- ▼ -1 days
2000 4 days $5.84 Million $1.45 Million/day $- $- ▲ +0 days
1999 4 days $4.73 Million $1.30 Million/day $- $- ▼ 0 days
1998 4 days $4.10 Million $1.08 Million/day $- $- ▲ +0 days
1997 4 days $4.40 Million $1.20 Million/day $- $- ▼ 0 days
1996 4 days $4.40 Million $1.18 Million/day $- $- ▼ 0 days
1995 4 days $3.60 Million $876.71K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)