First Financial Bankshares Inc Cash Flow-to-Debt Ratio
First Financial Bankshares Inc cash flow-to-debt ratio. First Financial Bankshares Inc (FFIN) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $83.73 Million could theoretically repay 0% of its total liabilities ($13.31 Billion) in one year. Check FFIN cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of First Financial Bankshares Inc (1993–2025)
Cash flow-to-debt ratio of First Financial Bankshares Inc from 1993 to 2025. Historical debt coverage capacity for First Financial Bankshares Inc across 33 annual periods. Check First Financial Bankshares Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
First Financial Bankshares Inc Cash Flow-to-Debt Ratio by Year (1993–2025)
First Financial Bankshares Inc cash flow-to-debt ratio by year from 1993 to 2025. Year-by-year debt coverage analysis for First Financial Bankshares Inc. For the full cash flow conversion analysis, see cash efficiency ratio of First Financial Bankshares Inc.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $320.58 Million | $13.53 Billion | ▼ -5.3% |
| 2024 | 0.03x | $309.64 Million | $12.37 Billion | ▲ +2.0% |
| 2023 | 0.02x | $284.82 Million | $11.61 Billion | ▼ -11.3% |
| 2022 | 0.03x | $323.94 Million | $11.71 Billion | ▼ -11.2% |
| 2021 | 0.03x | $353.23 Million | $11.34 Billion | ▲ +36.4% |
| 2020 | 0.02x | $210.67 Million | $9.23 Billion | ▼ -21.3% |
| 2019 | 0.03x | $204.12 Million | $7.04 Billion | ▲ +4.0% |
| 2018 | 0.03x | $186.35 Million | $6.68 Billion | ▼ -7.1% |
| 2017 | 0.03x | $190.27 Million | $6.33 Billion | ▲ +11.6% |
| 2016 | 0.03x | $160.74 Million | $5.97 Billion | ▲ +44.6% |
| 2015 | 0.02x | $109.09 Million | $5.86 Billion | ▼ -26.8% |
| 2014 | 0.03x | $131.40 Million | $5.17 Billion | ▲ +7.3% |
| 2013 | 0.02x | $109.86 Million | $4.63 Billion | ▲ +0.5% |
| 2012 | 0.02x | $93.06 Million | $3.95 Billion | ▼ -10.4% |
| 2011 | 0.03x | $95.11 Million | $3.61 Billion | ▲ +22.2% |
| 2010 | 0.02x | $71.83 Million | $3.33 Billion | ▼ -64.0% |
| 2009 | 0.06x | $171.51 Million | $2.86 Billion | ▲ +1722.8% |
| 2008 | 0.00x | $-10.49 Million | $2.84 Billion | ▼ -118.4% |
| 2007 | 0.02x | $54.79 Million | $2.73 Billion | ▲ +6.7% |
| 2006 | 0.02x | $47.86 Million | $2.55 Billion | ▲ +12.7% |
| 2005 | 0.02x | $40.94 Million | $2.46 Billion | ▼ -50.0% |
| 2004 | 0.03x | $68.28 Million | $2.05 Billion | ▲ +35.3% |
| 2003 | 0.02x | $45.33 Million | $1.84 Billion | ▼ -0.3% |
| 2002 | 0.02x | $43.32 Million | $1.75 Billion | ▲ +7.0% |
| 2001 | 0.02x | $39.61 Million | $1.72 Billion | ▲ +2.2% |
| 2000 | 0.02x | $35.19 Million | $1.56 Billion | ▲ +4.2% |
| 1999 | 0.02x | $33.50 Million | $1.54 Billion | ▼ -7.8% |
| 1998 | 0.02x | $35.70 Million | $1.52 Billion | ▲ +60.0% |
| 1997 | 0.01x | $22.10 Million | $1.50 Billion | ▼ -38.6% |
| 1996 | 0.02x | $27.10 Million | $1.13 Billion | ▲ +17.0% |
| 1995 | 0.02x | $19.40 Million | $947.40 Million | ▼ -6.0% |
| 1994 | 0.02x | $19.80 Million | $908.70 Million | ▼ -6.3% |
| 1993 | 0.02x | $19.40 Million | $834.20 Million | — |