First Financial Bankshares Inc (FFIN) — Cash Flow-to-Debt Ratio
First Financial Bankshares Inc (FFIN) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $101.64 Million could theoretically repay 0% of its total liabilities ($13.44 Billion) in one year. See FFIN free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
First Financial Bankshares Inc Cash Flow-to-Debt Ratio (1993–2025)
Historical debt coverage capacity for First Financial Bankshares Inc across 33 annual periods. Also explore First Financial Bankshares Inc net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for First Financial Bankshares Inc (1993–2025)
Year-by-year debt coverage analysis for First Financial Bankshares Inc. For market capitalisation and broader financial context, see First Financial Bankshares Inc (FFIN) market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $320.58 Million | $13.53 Billion | ▼ -5.3% |
| 2024 | 0.03x | $309.64 Million | $12.37 Billion | ▲ +2.0% |
| 2023 | 0.02x | $284.82 Million | $11.61 Billion | ▼ -11.3% |
| 2022 | 0.03x | $323.94 Million | $11.71 Billion | ▼ -11.2% |
| 2021 | 0.03x | $353.23 Million | $11.34 Billion | ▲ +36.4% |
| 2020 | 0.02x | $210.67 Million | $9.23 Billion | ▼ -21.3% |
| 2019 | 0.03x | $204.12 Million | $7.04 Billion | ▲ +4.0% |
| 2018 | 0.03x | $186.35 Million | $6.68 Billion | ▼ -7.1% |
| 2017 | 0.03x | $190.27 Million | $6.33 Billion | ▲ +11.6% |
| 2016 | 0.03x | $160.74 Million | $5.97 Billion | ▲ +44.6% |
| 2015 | 0.02x | $109.09 Million | $5.86 Billion | ▼ -26.8% |
| 2014 | 0.03x | $131.40 Million | $5.17 Billion | ▲ +7.3% |
| 2013 | 0.02x | $109.86 Million | $4.63 Billion | ▲ +0.5% |
| 2012 | 0.02x | $93.06 Million | $3.95 Billion | ▼ -10.4% |
| 2011 | 0.03x | $95.11 Million | $3.61 Billion | ▲ +22.2% |
| 2010 | 0.02x | $71.83 Million | $3.33 Billion | ▼ -64.0% |
| 2009 | 0.06x | $171.51 Million | $2.86 Billion | ▲ +1722.8% |
| 2008 | 0.00x | $-10.49 Million | $2.84 Billion | ▼ -118.4% |
| 2007 | 0.02x | $54.79 Million | $2.73 Billion | ▲ +6.7% |
| 2006 | 0.02x | $47.86 Million | $2.55 Billion | ▲ +12.7% |
| 2005 | 0.02x | $40.94 Million | $2.46 Billion | ▼ -50.0% |
| 2004 | 0.03x | $68.28 Million | $2.05 Billion | ▲ +35.3% |
| 2003 | 0.02x | $45.33 Million | $1.84 Billion | ▼ -0.3% |
| 2002 | 0.02x | $43.32 Million | $1.75 Billion | ▲ +7.0% |
| 2001 | 0.02x | $39.61 Million | $1.72 Billion | ▲ +2.2% |
| 2000 | 0.02x | $35.19 Million | $1.56 Billion | ▲ +4.2% |
| 1999 | 0.02x | $33.50 Million | $1.54 Billion | ▼ -7.8% |
| 1998 | 0.02x | $35.70 Million | $1.52 Billion | ▲ +60.0% |
| 1997 | 0.01x | $22.10 Million | $1.50 Billion | ▼ -38.6% |
| 1996 | 0.02x | $27.10 Million | $1.13 Billion | ▲ +17.0% |
| 1995 | 0.02x | $19.40 Million | $947.40 Million | ▼ -6.0% |
| 1994 | 0.02x | $19.80 Million | $908.70 Million | ▼ -6.3% |
| 1993 | 0.02x | $19.40 Million | $834.20 Million | — |