First Financial Bankshares Inc (FFIN) — Defensive Interval Ratio
First Financial Bankshares Inc (FFIN) has a Defensive Interval Ratio of 5 days as of March 2026. Defensive assets of $197.89 Million (cash $-, short-term investments $197.89 Million, receivables $-) cover 5 days of daily cash needs of $36.55 Million/day. See working capital position of First Financial Bankshares Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Financial Bankshares Inc Defensive Interval Ratio (2000–2025)
This chart shows how First Financial Bankshares Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 5 days, meaning defensive assets of $197.89 Million can fund 5 days of operations without new revenue. See net asset quality index of First Financial Bankshares Inc to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First Financial Bankshares Inc (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Financial Bankshares Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FFIN company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 366 days | $13.57 Billion | $37.07 Million/day | $- | $5.51 Billion | ▲ +357 days |
| 2024 | 9 days | $288.99 Million | $33.36 Million/day | $- | $288.99 Million | ▼ -141 days |
| 2023 | 150 days | $4.73 Billion | $31.57 Million/day | $- | $4.73 Billion | ▼ -22 days |
| 2022 | 172 days | $5.47 Billion | $31.85 Million/day | $- | $5.47 Billion | ▼ -42 days |
| 2021 | 214 days | $6.57 Billion | $30.73 Million/day | $- | $6.57 Billion | ▲ +38 days |
| 2020 | 176 days | $4.39 Billion | $24.99 Million/day | $- | $4.39 Billion | ▼ -222 days |
| 2019 | 398 days | $7.61 Billion | $19.14 Million/day | $- | $3.41 Billion | ▼ -597 days |
| 2018 | 995 days | $7.08 Billion | $7.12 Million/day | $- | $3.16 Billion | ▼ -6 days |
| 2017 | 1001 days | $6.54 Billion | $6.53 Million/day | $- | $3.09 Billion | ▲ +129 days |
| 2016 | 872 days | $6.20 Billion | $7.11 Million/day | $- | $2.86 Billion | ▲ +448 days |
| 2015 | 424 days | $6.04 Billion | $14.25 Million/day | $- | $2.73 Billion | ▲ +70 days |
| 2014 | 354 days | $5.32 Billion | $15.02 Million/day | $- | $2.42 Billion | ▼ -20 days |
| 2013 | 374 days | $4.71 Billion | $12.60 Million/day | $- | $2.06 Billion | ▲ +11 days |
| 2012 | 363 days | $3.87 Billion | $10.66 Million/day | $- | $1.82 Billion | ▼ -7 days |
| 2011 | 370 days | $3.59 Billion | $9.71 Million/day | $- | $1.84 Billion | ▲ +16 days |
| 2010 | 354 days | $3.20 Billion | $9.02 Million/day | $- | $1.54 Billion | ▲ +191 days |
| 2009 | 164 days | $1.27 Billion | $7.76 Million/day | $- | $1.27 Billion | ▼ -160287 days |
| 2008 | 160451 days | $1.24 Trillion | $7.72 Million/day | $- | $1.24 Trillion | ▲ +12145 days |
| 2007 | 148306 days | $1.10 Trillion | $7.43 Million/day | $- | $1.10 Trillion | ▼ -115138 days |
| 2006 | 263444 days | $1.10 Trillion | $4.18 Million/day | $- | $1.10 Trillion | ▲ +263426 days |
| 2005 | 18 days | $121.75 Million | $6.69 Million/day | $- | $121.75 Million | ▲ +0 days |
| 2004 | 18 days | $100.24 Million | $5.56 Million/day | $- | $100.24 Million | ▲ +17 days |
| 2003 | 1 days | $2.78 Million | $5.00 Million/day | $- | $2.78 Million | ▼ -15 days |
| 2002 | 15 days | $72.32 Million | $4.76 Million/day | $- | $72.32 Million | ▼ -1 days |
| 2001 | 16 days | $74.35 Million | $4.67 Million/day | $- | $74.35 Million | ▲ +1 days |
| 2000 | 15 days | $62.34 Million | $4.24 Million/day | $- | $62.34 Million | — |