First Financial Bankshares Inc (FFIN) — Defensive Interval Ratio
First Financial Bankshares Inc (FFIN) has a Defensive Interval Ratio of 67 days as of June 2026. Defensive assets of $2.43 Billion (cash $-, short-term investments $2.43 Billion, receivables $-) cover 67 days of daily cash needs of $36.20 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Financial Bankshares Inc Defensive Interval Ratio (2000–2025)
This chart shows how First Financial Bankshares Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of June 2026, the ratio stands at 67 days, meaning defensive assets of $2.43 Billion can fund 67 days of operations without new revenue. For the complete balance sheet picture, see First Financial Bankshares Inc total assets.
Annual Defensive Interval Ratio for First Financial Bankshares Inc (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Financial Bankshares Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See First Financial Bankshares Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 366 days | $13.57 Billion | $37.07 Million/day | $- | $5.51 Billion | ▲ +357 days |
| 2024 | 9 days | $288.99 Million | $33.36 Million/day | $- | $288.99 Million | ▼ -141 days |
| 2023 | 150 days | $4.73 Billion | $31.57 Million/day | $- | $4.73 Billion | ▼ -22 days |
| 2022 | 172 days | $5.47 Billion | $31.85 Million/day | $- | $5.47 Billion | ▼ -42 days |
| 2021 | 214 days | $6.57 Billion | $30.73 Million/day | $- | $6.57 Billion | ▲ +38 days |
| 2020 | 176 days | $4.39 Billion | $24.99 Million/day | $- | $4.39 Billion | ▼ -222 days |
| 2019 | 398 days | $7.61 Billion | $19.14 Million/day | $- | $3.41 Billion | ▼ -597 days |
| 2018 | 995 days | $7.08 Billion | $7.12 Million/day | $- | $3.16 Billion | ▼ -6 days |
| 2017 | 1001 days | $6.54 Billion | $6.53 Million/day | $- | $3.09 Billion | ▲ +129 days |
| 2016 | 872 days | $6.20 Billion | $7.11 Million/day | $- | $2.86 Billion | ▲ +448 days |
| 2015 | 424 days | $6.04 Billion | $14.25 Million/day | $- | $2.73 Billion | ▲ +70 days |
| 2014 | 354 days | $5.32 Billion | $15.02 Million/day | $- | $2.42 Billion | ▼ -20 days |
| 2013 | 374 days | $4.71 Billion | $12.60 Million/day | $- | $2.06 Billion | ▲ +11 days |
| 2012 | 363 days | $3.87 Billion | $10.66 Million/day | $- | $1.82 Billion | ▼ -7 days |
| 2011 | 370 days | $3.59 Billion | $9.71 Million/day | $- | $1.84 Billion | ▲ +16 days |
| 2010 | 354 days | $3.20 Billion | $9.02 Million/day | $- | $1.54 Billion | ▲ +191 days |
| 2009 | 164 days | $1.27 Billion | $7.76 Million/day | $- | $1.27 Billion | ▼ -160287 days |
| 2008 | 160451 days | $1.24 Trillion | $7.72 Million/day | $- | $1.24 Trillion | ▲ +12145 days |
| 2007 | 148306 days | $1.10 Trillion | $7.43 Million/day | $- | $1.10 Trillion | ▼ -115138 days |
| 2006 | 263444 days | $1.10 Trillion | $4.18 Million/day | $- | $1.10 Trillion | ▲ +263426 days |
| 2005 | 18 days | $121.75 Million | $6.69 Million/day | $- | $121.75 Million | ▲ +0 days |
| 2004 | 18 days | $100.24 Million | $5.56 Million/day | $- | $100.24 Million | ▲ +17 days |
| 2003 | 1 days | $2.78 Million | $5.00 Million/day | $- | $2.78 Million | ▼ -15 days |
| 2002 | 15 days | $72.32 Million | $4.76 Million/day | $- | $72.32 Million | ▼ -1 days |
| 2001 | 16 days | $74.35 Million | $4.67 Million/day | $- | $74.35 Million | ▲ +1 days |
| 2000 | 15 days | $62.34 Million | $4.24 Million/day | $- | $62.34 Million | — |