First Financial Bankshares Inc (FFIN) — Defensive Interval Ratio

Latest as of March 2026: 1063 days

First Financial Bankshares Inc (FFIN) has a Defensive Interval Ratio of 1063 days as of March 2026. Defensive assets of $197.89 Million (cash $-, short-term investments $197.89 Million, receivables $-) cover 1063 days of daily cash needs of $186.15K/day. Check how tangible is First Financial Bankshares Inc's equity to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1063 days
Days of operational coverage

Defensive Assets

$197.89 Million
Cash + ST Investments + Receivables

Daily Cash Need

$186.15K
Current Liabilities ÷ 365

Current Liabilities

$67.95 Million
USD

First Financial Bankshares Inc Defensive Interval Ratio (2000–2025)

This chart shows how First Financial Bankshares Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 1063 days, meaning defensive assets of $197.89 Million can fund 1063 days of operations without new revenue. Also explore net asset growth rate of First Financial Bankshares Inc to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for First Financial Bankshares Inc (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for First Financial Bankshares Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FFIN market cap overview.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 366 days $13.57 Billion $37.07 Million/day $- $5.51 Billion ▲ +357 days
2024 9 days $288.99 Million $33.36 Million/day $- $288.99 Million ▼ -141 days
2023 150 days $4.73 Billion $31.57 Million/day $- $4.73 Billion ▼ -22 days
2022 172 days $5.47 Billion $31.85 Million/day $- $5.47 Billion ▼ -42 days
2021 214 days $6.57 Billion $30.73 Million/day $- $6.57 Billion ▲ +38 days
2020 176 days $4.39 Billion $24.99 Million/day $- $4.39 Billion ▼ -222 days
2019 398 days $7.61 Billion $19.14 Million/day $- $3.41 Billion ▼ -597 days
2018 995 days $7.08 Billion $7.12 Million/day $- $3.16 Billion ▼ -6 days
2017 1001 days $6.54 Billion $6.53 Million/day $- $3.09 Billion ▲ +129 days
2016 872 days $6.20 Billion $7.11 Million/day $- $2.86 Billion ▲ +448 days
2015 424 days $6.04 Billion $14.25 Million/day $- $2.73 Billion ▲ +70 days
2014 354 days $5.32 Billion $15.02 Million/day $- $2.42 Billion ▼ -20 days
2013 374 days $4.71 Billion $12.60 Million/day $- $2.06 Billion ▲ +11 days
2012 363 days $3.87 Billion $10.66 Million/day $- $1.82 Billion ▼ -7 days
2011 370 days $3.59 Billion $9.71 Million/day $- $1.84 Billion ▲ +16 days
2010 354 days $3.20 Billion $9.02 Million/day $- $1.54 Billion ▲ +191 days
2009 164 days $1.27 Billion $7.76 Million/day $- $1.27 Billion ▼ -160287 days
2008 160451 days $1.24 Trillion $7.72 Million/day $- $1.24 Trillion ▲ +12145 days
2007 148306 days $1.10 Trillion $7.43 Million/day $- $1.10 Trillion ▼ -115138 days
2006 263444 days $1.10 Trillion $4.18 Million/day $- $1.10 Trillion ▲ +263426 days
2005 18 days $121.75 Million $6.69 Million/day $- $121.75 Million ▲ +0 days
2004 18 days $100.24 Million $5.56 Million/day $- $100.24 Million ▲ +17 days
2003 1 days $2.78 Million $5.00 Million/day $- $2.78 Million ▼ -15 days
2002 15 days $72.32 Million $4.76 Million/day $- $72.32 Million ▼ -1 days
2001 16 days $74.35 Million $4.67 Million/day $- $74.35 Million ▲ +1 days
2000 15 days $62.34 Million $4.24 Million/day $- $62.34 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)