First Financial Bankshares Inc Net Asset Quality Index
First Financial Bankshares Inc net asset quality index. First Financial Bankshares Inc (FFIN) has a Net Asset Quality Index of 13.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $15.31 Billion minus total liabilities of $13.31 Billion yields net assets of $2.00 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See FFIN net assets for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of First Financial Bankshares Inc (1993–2025)
Net asset quality index of First Financial Bankshares Inc from 1993 to 2025. This chart shows how First Financial Bankshares Inc's Net Asset Quality Index has evolved across 33 annual periods from 1993 to 2025. As of June 2026, the index stands at 13.0%, representing net assets of $2.00 Billion against total assets of $15.31 Billion USD. Check FFIN PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
First Financial Bankshares Inc Net Asset Quality Index by Year (1993–2025)
First Financial Bankshares Inc net asset quality index by year from 1993 to 2025. The table below presents the year-by-year Net Asset Quality Index for First Financial Bankshares Inc from 1993 to 2025, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see First Financial Bankshares Inc (FFIN) total market value.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.4% | $1.92 Billion | $15.45 Billion | $13.53 Billion | ▲ +0.9 pp |
| 2024 | 11.5% | $1.61 Billion | $13.98 Billion | $12.37 Billion | ▲ +0.1 pp |
| 2023 | 11.4% | $1.50 Billion | $13.11 Billion | $11.61 Billion | ▲ +1.7 pp |
| 2022 | 9.8% | $1.27 Billion | $12.97 Billion | $11.71 Billion | ▼ -3.7 pp |
| 2021 | 13.4% | $1.76 Billion | $13.10 Billion | $11.34 Billion | ▼ -2.0 pp |
| 2020 | 15.4% | $1.68 Billion | $10.90 Billion | $9.23 Billion | ▲ +0.5 pp |
| 2019 | 14.9% | $1.23 Billion | $8.26 Billion | $7.04 Billion | ▲ +1.2 pp |
| 2018 | 13.6% | $1.05 Billion | $7.73 Billion | $6.68 Billion | ▲ +0.9 pp |
| 2017 | 12.7% | $922.77 Million | $7.25 Billion | $6.33 Billion | ▲ +0.4 pp |
| 2016 | 12.3% | $837.88 Million | $6.81 Billion | $5.97 Billion | ▲ +0.2 pp |
| 2015 | 12.1% | $804.99 Million | $6.67 Billion | $5.86 Billion | ▲ +0.4 pp |
| 2014 | 11.7% | $681.54 Million | $5.85 Billion | $5.17 Billion | ▲ +0.4 pp |
| 2013 | 11.3% | $587.65 Million | $5.22 Billion | $4.63 Billion | ▼ -1.1 pp |
| 2012 | 12.4% | $556.96 Million | $4.50 Billion | $3.95 Billion | ▲ +0.0 pp |
| 2011 | 12.3% | $508.54 Million | $4.12 Billion | $3.61 Billion | ▲ +0.6 pp |
| 2010 | 11.7% | $441.69 Million | $3.78 Billion | $3.33 Billion | ▼ -1.0 pp |
| 2009 | 12.7% | $415.70 Million | $3.28 Billion | $2.86 Billion | ▲ +1.2 pp |
| 2008 | 11.5% | $368.78 Million | $3.21 Billion | $2.84 Billion | ▲ +0.6 pp |
| 2007 | 10.9% | $335.50 Million | $3.07 Billion | $2.73 Billion | ▲ +0.4 pp |
| 2006 | 10.6% | $300.90 Million | $2.85 Billion | $2.55 Billion | ▲ +0.5 pp |
| 2005 | 10.1% | $276.28 Million | $2.73 Billion | $2.46 Billion | ▼ -1.4 pp |
| 2004 | 11.5% | $265.55 Million | $2.32 Billion | $2.05 Billion | ▼ -0.5 pp |
| 2003 | 12.0% | $251.49 Million | $2.09 Billion | $1.84 Billion | ▲ +0.0 pp |
| 2002 | 12.0% | $238.77 Million | $1.99 Billion | $1.75 Billion | ▲ +0.9 pp |
| 2001 | 11.1% | $213.65 Million | $1.93 Billion | $1.72 Billion | ▼ -0.1 pp |
| 2000 | 11.2% | $196.12 Million | $1.75 Billion | $1.56 Billion | ▲ +0.8 pp |
| 1999 | 10.4% | $178.70 Million | $1.72 Billion | $1.54 Billion | ▲ +0.3 pp |
| 1998 | 10.0% | $169.40 Million | $1.69 Billion | $1.52 Billion | ▲ +0.7 pp |
| 1997 | 9.3% | $154.50 Million | $1.66 Billion | $1.50 Billion | ▼ -1.1 pp |
| 1996 | 10.4% | $131.20 Million | $1.26 Billion | $1.13 Billion | ▼ -0.4 pp |
| 1995 | 10.8% | $114.90 Million | $1.06 Billion | $947.40 Million | ▲ +0.6 pp |
| 1994 | 10.3% | $103.90 Million | $1.01 Billion | $908.70 Million | ▲ +0.5 pp |
| 1993 | 9.8% | $90.40 Million | $924.60 Million | $834.20 Million | — |