First Financial Bankshares Inc (FFIN) — Net Asset Quality Index
First Financial Bankshares Inc (FFIN) has a Net Asset Quality Index of 12.6% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $15.39 Billion minus total liabilities of $13.44 Billion yields net assets of $1.94 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check First Financial Bankshares Inc (FFIN) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
First Financial Bankshares Inc Net Asset Quality Index Over Time (1993–2025)
This chart shows how First Financial Bankshares Inc's Net Asset Quality Index has evolved across 33 annual periods from 1993 to 2025. As of March 2026, the index stands at 12.6%, representing net assets of $1.94 Billion against total assets of $15.39 Billion USD. See FFIN net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for First Financial Bankshares Inc (1993–2025)
The table below presents the year-by-year Net Asset Quality Index for First Financial Bankshares Inc from 1993 to 2025, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see FFIN market cap.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.4% | $1.92 Billion | $15.45 Billion | $13.53 Billion | ▲ +0.9 pp |
| 2024 | 11.5% | $1.61 Billion | $13.98 Billion | $12.37 Billion | ▲ +0.1 pp |
| 2023 | 11.4% | $1.50 Billion | $13.11 Billion | $11.61 Billion | ▲ +1.7 pp |
| 2022 | 9.8% | $1.27 Billion | $12.97 Billion | $11.71 Billion | ▼ -3.7 pp |
| 2021 | 13.4% | $1.76 Billion | $13.10 Billion | $11.34 Billion | ▼ -2.0 pp |
| 2020 | 15.4% | $1.68 Billion | $10.90 Billion | $9.23 Billion | ▲ +0.5 pp |
| 2019 | 14.9% | $1.23 Billion | $8.26 Billion | $7.04 Billion | ▲ +1.2 pp |
| 2018 | 13.6% | $1.05 Billion | $7.73 Billion | $6.68 Billion | ▲ +0.9 pp |
| 2017 | 12.7% | $922.77 Million | $7.25 Billion | $6.33 Billion | ▲ +0.4 pp |
| 2016 | 12.3% | $837.88 Million | $6.81 Billion | $5.97 Billion | ▲ +0.2 pp |
| 2015 | 12.1% | $804.99 Million | $6.67 Billion | $5.86 Billion | ▲ +0.4 pp |
| 2014 | 11.7% | $681.54 Million | $5.85 Billion | $5.17 Billion | ▲ +0.4 pp |
| 2013 | 11.3% | $587.65 Million | $5.22 Billion | $4.63 Billion | ▼ -1.1 pp |
| 2012 | 12.4% | $556.96 Million | $4.50 Billion | $3.95 Billion | ▲ +0.0 pp |
| 2011 | 12.3% | $508.54 Million | $4.12 Billion | $3.61 Billion | ▲ +0.6 pp |
| 2010 | 11.7% | $441.69 Million | $3.78 Billion | $3.33 Billion | ▼ -1.0 pp |
| 2009 | 12.7% | $415.70 Million | $3.28 Billion | $2.86 Billion | ▲ +1.2 pp |
| 2008 | 11.5% | $368.78 Million | $3.21 Billion | $2.84 Billion | ▲ +0.6 pp |
| 2007 | 10.9% | $335.50 Million | $3.07 Billion | $2.73 Billion | ▲ +0.4 pp |
| 2006 | 10.6% | $300.90 Million | $2.85 Billion | $2.55 Billion | ▲ +0.5 pp |
| 2005 | 10.1% | $276.28 Million | $2.73 Billion | $2.46 Billion | ▼ -1.4 pp |
| 2004 | 11.5% | $265.55 Million | $2.32 Billion | $2.05 Billion | ▼ -0.5 pp |
| 2003 | 12.0% | $251.49 Million | $2.09 Billion | $1.84 Billion | ▲ +0.0 pp |
| 2002 | 12.0% | $238.77 Million | $1.99 Billion | $1.75 Billion | ▲ +0.9 pp |
| 2001 | 11.1% | $213.65 Million | $1.93 Billion | $1.72 Billion | ▼ -0.1 pp |
| 2000 | 11.2% | $196.12 Million | $1.75 Billion | $1.56 Billion | ▲ +0.8 pp |
| 1999 | 10.4% | $178.70 Million | $1.72 Billion | $1.54 Billion | ▲ +0.3 pp |
| 1998 | 10.0% | $169.40 Million | $1.69 Billion | $1.52 Billion | ▲ +0.7 pp |
| 1997 | 9.3% | $154.50 Million | $1.66 Billion | $1.50 Billion | ▼ -1.1 pp |
| 1996 | 10.4% | $131.20 Million | $1.26 Billion | $1.13 Billion | ▼ -0.4 pp |
| 1995 | 10.8% | $114.90 Million | $1.06 Billion | $947.40 Million | ▲ +0.6 pp |
| 1994 | 10.3% | $103.90 Million | $1.01 Billion | $908.70 Million | ▲ +0.5 pp |
| 1993 | 9.8% | $90.40 Million | $924.60 Million | $834.20 Million | — |