First Financial Bankshares Inc Net Asset Quality Index

Latest as of June 2026: 13.0%

First Financial Bankshares Inc net asset quality index. First Financial Bankshares Inc (FFIN) has a Net Asset Quality Index of 13.0% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $15.31 Billion minus total liabilities of $13.31 Billion yields net assets of $2.00 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See FFIN net assets for net asset value and shareholders' equity analysis.

Quality Index

13.0%
Equity / Total Assets

Net Assets

$2.00 Billion
USD

Total Assets

$15.31 Billion
USD

Total Liabilities

$13.31 Billion
USD

Net Asset Quality Index of First Financial Bankshares Inc (1993–2025)

Net asset quality index of First Financial Bankshares Inc from 1993 to 2025. This chart shows how First Financial Bankshares Inc's Net Asset Quality Index has evolved across 33 annual periods from 1993 to 2025. As of June 2026, the index stands at 13.0%, representing net assets of $2.00 Billion against total assets of $15.31 Billion USD. Check FFIN PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

First Financial Bankshares Inc Net Asset Quality Index by Year (1993–2025)

First Financial Bankshares Inc net asset quality index by year from 1993 to 2025. The table below presents the year-by-year Net Asset Quality Index for First Financial Bankshares Inc from 1993 to 2025, covering 33 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see First Financial Bankshares Inc (FFIN) total market value.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 12.4% $1.92 Billion $15.45 Billion $13.53 Billion ▲ +0.9 pp
2024 11.5% $1.61 Billion $13.98 Billion $12.37 Billion ▲ +0.1 pp
2023 11.4% $1.50 Billion $13.11 Billion $11.61 Billion ▲ +1.7 pp
2022 9.8% $1.27 Billion $12.97 Billion $11.71 Billion ▼ -3.7 pp
2021 13.4% $1.76 Billion $13.10 Billion $11.34 Billion ▼ -2.0 pp
2020 15.4% $1.68 Billion $10.90 Billion $9.23 Billion ▲ +0.5 pp
2019 14.9% $1.23 Billion $8.26 Billion $7.04 Billion ▲ +1.2 pp
2018 13.6% $1.05 Billion $7.73 Billion $6.68 Billion ▲ +0.9 pp
2017 12.7% $922.77 Million $7.25 Billion $6.33 Billion ▲ +0.4 pp
2016 12.3% $837.88 Million $6.81 Billion $5.97 Billion ▲ +0.2 pp
2015 12.1% $804.99 Million $6.67 Billion $5.86 Billion ▲ +0.4 pp
2014 11.7% $681.54 Million $5.85 Billion $5.17 Billion ▲ +0.4 pp
2013 11.3% $587.65 Million $5.22 Billion $4.63 Billion ▼ -1.1 pp
2012 12.4% $556.96 Million $4.50 Billion $3.95 Billion ▲ +0.0 pp
2011 12.3% $508.54 Million $4.12 Billion $3.61 Billion ▲ +0.6 pp
2010 11.7% $441.69 Million $3.78 Billion $3.33 Billion ▼ -1.0 pp
2009 12.7% $415.70 Million $3.28 Billion $2.86 Billion ▲ +1.2 pp
2008 11.5% $368.78 Million $3.21 Billion $2.84 Billion ▲ +0.6 pp
2007 10.9% $335.50 Million $3.07 Billion $2.73 Billion ▲ +0.4 pp
2006 10.6% $300.90 Million $2.85 Billion $2.55 Billion ▲ +0.5 pp
2005 10.1% $276.28 Million $2.73 Billion $2.46 Billion ▼ -1.4 pp
2004 11.5% $265.55 Million $2.32 Billion $2.05 Billion ▼ -0.5 pp
2003 12.0% $251.49 Million $2.09 Billion $1.84 Billion ▲ +0.0 pp
2002 12.0% $238.77 Million $1.99 Billion $1.75 Billion ▲ +0.9 pp
2001 11.1% $213.65 Million $1.93 Billion $1.72 Billion ▼ -0.1 pp
2000 11.2% $196.12 Million $1.75 Billion $1.56 Billion ▲ +0.8 pp
1999 10.4% $178.70 Million $1.72 Billion $1.54 Billion ▲ +0.3 pp
1998 10.0% $169.40 Million $1.69 Billion $1.52 Billion ▲ +0.7 pp
1997 9.3% $154.50 Million $1.66 Billion $1.50 Billion ▼ -1.1 pp
1996 10.4% $131.20 Million $1.26 Billion $1.13 Billion ▼ -0.4 pp
1995 10.8% $114.90 Million $1.06 Billion $947.40 Million ▲ +0.6 pp
1994 10.3% $103.90 Million $1.01 Billion $908.70 Million ▲ +0.5 pp
1993 9.8% $90.40 Million $924.60 Million $834.20 Million —
pp = percentage points