First Financial Bankshares Inc (FFIN) — Financial Flexibility Index

Latest as of March 2026: 0.01x

First Financial Bankshares Inc (FFIN) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $105.78 Million (operating CF $101.64 Million minus capex $4.14 Million) represents 0% of total liabilities ($13.44 Billion). Also explore net asset growth rate of First Financial Bankshares Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$105.78 Million
Operating CF − Capex

Total Liabilities

$13.44 Billion
USD

Capital Expenditures

$4.14 Million
USD

First Financial Bankshares Inc Financial Flexibility Index (1993–2025)

Historical Financial Flexibility Index trend for First Financial Bankshares Inc across 33 annual periods. Check First Financial Bankshares Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for First Financial Bankshares Inc (1993–2025)

Year-by-year free cash flow to debt coverage for First Financial Bankshares Inc. For the full company profile including market capitalisation, see First Financial Bankshares Inc market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $334.02 Million $320.58 Million $13.53 Billion ▼ -6.4%
2024 0.03x $326.36 Million $309.64 Million $12.37 Billion ▲ +1.4%
2023 0.03x $302.07 Million $284.82 Million $11.61 Billion ▼ -10.3%
2022 0.03x $339.72 Million $323.94 Million $11.71 Billion ▼ -11.6%
2021 0.03x $372.44 Million $353.23 Million $11.34 Billion ▲ +33.4%
2020 0.02x $227.12 Million $210.67 Million $9.23 Billion ▼ -18.6%
2019 0.03x $212.79 Million $204.12 Million $7.04 Billion ▼ -1.0%
2018 0.03x $204.00 Million $186.35 Million $6.68 Billion ▼ -5.4%
2017 0.03x $204.44 Million $190.27 Million $6.33 Billion ▲ +6.4%
2016 0.03x $181.14 Million $160.74 Million $5.97 Billion ▲ +40.5%
2015 0.02x $126.53 Million $109.09 Million $5.86 Billion ▼ -25.0%
2014 0.03x $148.81 Million $131.40 Million $5.17 Billion ▲ +10.2%
2013 0.03x $121.18 Million $109.86 Million $4.63 Billion ▼ -5.6%
2012 0.03x $109.24 Million $93.06 Million $3.95 Billion ▼ -9.0%
2011 0.03x $109.89 Million $95.11 Million $3.61 Billion ▲ +22.1%
2010 0.02x $83.07 Million $71.83 Million $3.33 Billion ▼ -59.9%
2009 0.06x $178.00 Million $171.51 Million $2.86 Billion ▲ +13675.8%
2008 0.00x $1.28 Million $-10.49 Million $2.84 Billion ▼ -98.0%
2007 0.02x $63.12 Million $54.79 Million $2.73 Billion ▲ +6.5%
2006 0.02x $55.23 Million $47.86 Million $2.55 Billion ▲ +3.9%
2005 0.02x $51.25 Million $40.94 Million $2.46 Billion ▼ -44.6%
2004 0.04x $77.12 Million $68.28 Million $2.05 Billion ▲ +32.1%
2003 0.03x $52.43 Million $45.33 Million $1.84 Billion ▲ +8.1%
2002 0.03x $46.24 Million $43.32 Million $1.75 Billion ▲ +1.0%
2001 0.03x $44.76 Million $39.61 Million $1.72 Billion ▲ +7.8%
2000 0.02x $37.70 Million $35.19 Million $1.56 Billion ▼ -0.6%
1999 0.02x $37.60 Million $33.50 Million $1.54 Billion ▼ -7.7%
1998 0.03x $40.00 Million $35.70 Million $1.52 Billion ▲ +45.1%
1997 0.02x $27.30 Million $22.10 Million $1.50 Billion ▼ -35.6%
1996 0.03x $31.90 Million $27.10 Million $1.13 Billion ▲ +18.8%
1995 0.02x $22.50 Million $19.40 Million $947.40 Million ▼ -2.8%
1994 0.02x $22.20 Million $19.80 Million $908.70 Million ▼ -11.4%
1993 0.03x $23.00 Million $19.40 Million $834.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities