First Financial Bankshares Inc (FFIN) — Financial Flexibility Index
First Financial Bankshares Inc (FFIN) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $105.78 Million (operating CF $101.64 Million minus capex $4.14 Million) represents 0% of total liabilities ($13.44 Billion). Check how strategically is First Financial Bankshares Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Financial Bankshares Inc Financial Flexibility Index (1993–2025)
Historical Financial Flexibility Index trend for First Financial Bankshares Inc across 33 annual periods. See First Financial Bankshares Inc (FFIN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for First Financial Bankshares Inc (1993–2025)
Year-by-year free cash flow to debt coverage for First Financial Bankshares Inc. For the full company profile including market capitalisation, see First Financial Bankshares Inc (FFIN) total market value.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $334.02 Million | $320.58 Million | $13.53 Billion | ▼ -6.4% |
| 2024 | 0.03x | $326.36 Million | $309.64 Million | $12.37 Billion | ▲ +1.4% |
| 2023 | 0.03x | $302.07 Million | $284.82 Million | $11.61 Billion | ▼ -10.3% |
| 2022 | 0.03x | $339.72 Million | $323.94 Million | $11.71 Billion | ▼ -11.6% |
| 2021 | 0.03x | $372.44 Million | $353.23 Million | $11.34 Billion | ▲ +33.4% |
| 2020 | 0.02x | $227.12 Million | $210.67 Million | $9.23 Billion | ▼ -18.6% |
| 2019 | 0.03x | $212.79 Million | $204.12 Million | $7.04 Billion | ▼ -1.0% |
| 2018 | 0.03x | $204.00 Million | $186.35 Million | $6.68 Billion | ▼ -5.4% |
| 2017 | 0.03x | $204.44 Million | $190.27 Million | $6.33 Billion | ▲ +6.4% |
| 2016 | 0.03x | $181.14 Million | $160.74 Million | $5.97 Billion | ▲ +40.5% |
| 2015 | 0.02x | $126.53 Million | $109.09 Million | $5.86 Billion | ▼ -25.0% |
| 2014 | 0.03x | $148.81 Million | $131.40 Million | $5.17 Billion | ▲ +10.2% |
| 2013 | 0.03x | $121.18 Million | $109.86 Million | $4.63 Billion | ▼ -5.6% |
| 2012 | 0.03x | $109.24 Million | $93.06 Million | $3.95 Billion | ▼ -9.0% |
| 2011 | 0.03x | $109.89 Million | $95.11 Million | $3.61 Billion | ▲ +22.1% |
| 2010 | 0.02x | $83.07 Million | $71.83 Million | $3.33 Billion | ▼ -59.9% |
| 2009 | 0.06x | $178.00 Million | $171.51 Million | $2.86 Billion | ▲ +13675.8% |
| 2008 | 0.00x | $1.28 Million | $-10.49 Million | $2.84 Billion | ▼ -98.0% |
| 2007 | 0.02x | $63.12 Million | $54.79 Million | $2.73 Billion | ▲ +6.5% |
| 2006 | 0.02x | $55.23 Million | $47.86 Million | $2.55 Billion | ▲ +3.9% |
| 2005 | 0.02x | $51.25 Million | $40.94 Million | $2.46 Billion | ▼ -44.6% |
| 2004 | 0.04x | $77.12 Million | $68.28 Million | $2.05 Billion | ▲ +32.1% |
| 2003 | 0.03x | $52.43 Million | $45.33 Million | $1.84 Billion | ▲ +8.1% |
| 2002 | 0.03x | $46.24 Million | $43.32 Million | $1.75 Billion | ▲ +1.0% |
| 2001 | 0.03x | $44.76 Million | $39.61 Million | $1.72 Billion | ▲ +7.8% |
| 2000 | 0.02x | $37.70 Million | $35.19 Million | $1.56 Billion | ▼ -0.6% |
| 1999 | 0.02x | $37.60 Million | $33.50 Million | $1.54 Billion | ▼ -7.7% |
| 1998 | 0.03x | $40.00 Million | $35.70 Million | $1.52 Billion | ▲ +45.1% |
| 1997 | 0.02x | $27.30 Million | $22.10 Million | $1.50 Billion | ▼ -35.6% |
| 1996 | 0.03x | $31.90 Million | $27.10 Million | $1.13 Billion | ▲ +18.8% |
| 1995 | 0.02x | $22.50 Million | $19.40 Million | $947.40 Million | ▼ -2.8% |
| 1994 | 0.02x | $22.20 Million | $19.80 Million | $908.70 Million | ▼ -11.4% |
| 1993 | 0.03x | $23.00 Million | $19.40 Million | $834.20 Million | — |