First Financial Bankshares Inc (FFIN) — Financial Flexibility Index
First Financial Bankshares Inc (FFIN) has a Financial Flexibility Index of 0.01x as of June 2026. Free cash flow of $92.27 Million (operating CF $83.73 Million minus capex $8.54 Million) represents 0% of total liabilities ($13.31 Billion). Check First Financial Bankshares Inc (FFIN) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Financial Bankshares Inc Financial Flexibility Index (1993–2025)
Historical Financial Flexibility Index trend for First Financial Bankshares Inc across 33 annual periods. For the full cash flow conversion analysis, see cash flow conversion of First Financial Bankshares Inc.
Annual Financial Flexibility Index for First Financial Bankshares Inc (1993–2025)
Year-by-year free cash flow to debt coverage for First Financial Bankshares Inc. Explore First Financial Bankshares Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $334.02 Million | $320.58 Million | $13.53 Billion | ▼ -6.4% |
| 2024 | 0.03x | $326.36 Million | $309.64 Million | $12.37 Billion | ▲ +1.4% |
| 2023 | 0.03x | $302.07 Million | $284.82 Million | $11.61 Billion | ▼ -10.3% |
| 2022 | 0.03x | $339.72 Million | $323.94 Million | $11.71 Billion | ▼ -11.6% |
| 2021 | 0.03x | $372.44 Million | $353.23 Million | $11.34 Billion | ▲ +33.4% |
| 2020 | 0.02x | $227.12 Million | $210.67 Million | $9.23 Billion | ▼ -18.6% |
| 2019 | 0.03x | $212.79 Million | $204.12 Million | $7.04 Billion | ▼ -1.0% |
| 2018 | 0.03x | $204.00 Million | $186.35 Million | $6.68 Billion | ▼ -5.4% |
| 2017 | 0.03x | $204.44 Million | $190.27 Million | $6.33 Billion | ▲ +6.4% |
| 2016 | 0.03x | $181.14 Million | $160.74 Million | $5.97 Billion | ▲ +40.5% |
| 2015 | 0.02x | $126.53 Million | $109.09 Million | $5.86 Billion | ▼ -25.0% |
| 2014 | 0.03x | $148.81 Million | $131.40 Million | $5.17 Billion | ▲ +10.2% |
| 2013 | 0.03x | $121.18 Million | $109.86 Million | $4.63 Billion | ▼ -5.6% |
| 2012 | 0.03x | $109.24 Million | $93.06 Million | $3.95 Billion | ▼ -9.0% |
| 2011 | 0.03x | $109.89 Million | $95.11 Million | $3.61 Billion | ▲ +22.1% |
| 2010 | 0.02x | $83.07 Million | $71.83 Million | $3.33 Billion | ▼ -59.9% |
| 2009 | 0.06x | $178.00 Million | $171.51 Million | $2.86 Billion | ▲ +13675.8% |
| 2008 | 0.00x | $1.28 Million | $-10.49 Million | $2.84 Billion | ▼ -98.0% |
| 2007 | 0.02x | $63.12 Million | $54.79 Million | $2.73 Billion | ▲ +6.5% |
| 2006 | 0.02x | $55.23 Million | $47.86 Million | $2.55 Billion | ▲ +3.9% |
| 2005 | 0.02x | $51.25 Million | $40.94 Million | $2.46 Billion | ▼ -44.6% |
| 2004 | 0.04x | $77.12 Million | $68.28 Million | $2.05 Billion | ▲ +32.1% |
| 2003 | 0.03x | $52.43 Million | $45.33 Million | $1.84 Billion | ▲ +8.1% |
| 2002 | 0.03x | $46.24 Million | $43.32 Million | $1.75 Billion | ▲ +1.0% |
| 2001 | 0.03x | $44.76 Million | $39.61 Million | $1.72 Billion | ▲ +7.8% |
| 2000 | 0.02x | $37.70 Million | $35.19 Million | $1.56 Billion | ▼ -0.6% |
| 1999 | 0.02x | $37.60 Million | $33.50 Million | $1.54 Billion | ▼ -7.7% |
| 1998 | 0.03x | $40.00 Million | $35.70 Million | $1.52 Billion | ▲ +45.1% |
| 1997 | 0.02x | $27.30 Million | $22.10 Million | $1.50 Billion | ▼ -35.6% |
| 1996 | 0.03x | $31.90 Million | $27.10 Million | $1.13 Billion | ▲ +18.8% |
| 1995 | 0.02x | $22.50 Million | $19.40 Million | $947.40 Million | ▼ -2.8% |
| 1994 | 0.02x | $22.20 Million | $19.80 Million | $908.70 Million | ▼ -11.4% |
| 1993 | 0.03x | $23.00 Million | $19.40 Million | $834.20 Million | — |